.special-payment-page {
    --sp-ink: var(--campaign-ink, #092f43);
    --sp-petrol: var(--campaign-petrol, #025170);
    --sp-petrol-dark: var(--campaign-petrol-dark, #003b52);
    --sp-green: var(--campaign-green, #667800);
    --sp-green-dark: var(--campaign-green-dark, #5b6b00);
    --sp-pale: var(--campaign-green-pale, #f2f7d9);
    --sp-paper: var(--campaign-paper, #f4f7f8);
    --sp-line: var(--campaign-line, #d9e2e6);
    color: var(--sp-ink);
}

.special-payment-hero {
    position: relative;
    isolation: isolate;
    overflow: hidden;
    border-bottom: 1px solid var(--sp-line);
    background:
        radial-gradient(circle at 9% 24%, rgba(102, 120, 0, 0.13) 0 2px, transparent 2.5px) 0 0 / 24px 24px,
        linear-gradient(132deg, #f8faf3 0%, #edf4f5 55%, #f7f9ef 100%);
    padding: clamp(58px, 7vw, 94px) 0;
}

.special-payment-hero::after {
    position: absolute;
    z-index: -1;
    right: -9rem;
    bottom: -14rem;
    width: 36rem;
    height: 36rem;
    border: 2px solid rgba(2, 81, 112, 0.08);
    border-radius: 50%;
    box-shadow: 0 0 0 40px rgba(102, 120, 0, 0.035), 0 0 0 86px rgba(2, 81, 112, 0.025);
    content: "";
}

.special-payment-hero__grid {
    display: grid;
    grid-template-columns: minmax(0, 1.25fr) minmax(330px, 0.75fr);
    gap: clamp(42px, 6vw, 82px);
    align-items: center;
}

.special-payment-hero__copy {
    border-radius: 22px;
    background: rgba(255, 255, 255, 0.93);
    box-shadow: 0 20px 54px rgba(0, 59, 82, 0.08);
    padding: clamp(28px, 4vw, 46px);
    backdrop-filter: blur(4px);
}

.special-payment-hero h1 {
    max-width: 790px;
    margin-bottom: 22px;
    font-size: clamp(2.35rem, 4.7vw, 4.45rem);
    line-height: 1.02;
}

.special-payment-hero__action {
    display: grid;
    gap: 16px;
    width: 100%;
    max-width: 440px;
    justify-self: end;
}

.special-payment-visual {
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(2, 81, 112, 0.18);
    border-radius: 22px;
    background:
        radial-gradient(circle at 88% 14%, rgba(158, 183, 28, 0.2), transparent 12rem),
        #fff;
    box-shadow: 0 24px 55px rgba(0, 59, 82, 0.14);
    padding: clamp(24px, 3vw, 30px);
}

.special-payment-visual::before {
    position: absolute;
    top: -46px;
    right: -36px;
    width: 168px;
    height: 168px;
    border: 18px solid rgba(102, 120, 0, 0.06);
    border-radius: 50%;
    content: "";
}

.special-payment-visual__eyebrow {
    margin: 0 0 16px;
    color: var(--sp-green);
    font-size: 0.76rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.special-payment-visual__outcome {
    display: grid;
    gap: 5px;
    border-left: 4px solid var(--sp-green);
    padding-left: 15px;
}

.special-payment-visual__outcome > span {
    color: var(--sp-green-dark);
    font-size: 0.73rem;
    font-weight: 850;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.special-payment-visual__outcome strong {
    color: var(--sp-ink);
    font-family: Quicksand, sans-serif;
    font-size: clamp(1.45rem, 2.4vw, 2rem);
    line-height: 1.08;
}

.special-payment-visual__outcome p {
    margin: 0;
    color: #58707d;
    font-size: 0.82rem;
    font-weight: 700;
}

.special-payment-visual__bars {
    display: grid;
    gap: 13px;
    margin: 22px 0 18px;
}

.special-payment-visual__bars p {
    display: flex;
    gap: 12px;
    justify-content: space-between;
    margin: 0 0 6px;
    color: var(--sp-ink);
    font-size: 0.73rem;
}

.special-payment-visual__bars p strong { color: var(--sp-ink); }

.special-payment-visual__bars i {
    display: block;
    width: 100%;
    height: 10px;
    overflow: hidden;
    border-radius: 999px;
    background: #d8e2e6;
}

.special-payment-visual__bars i::after {
    display: block;
    width: 100%;
    height: 100%;
    border-radius: inherit;
    background: #8aa0aa;
    content: "";
}

.special-payment-visual__bars .is-shorter i::after {
    width: 79%;
    background: linear-gradient(90deg, var(--sp-petrol), var(--sp-green));
}

.special-payment-visual__note {
    margin: 0;
    color: #58707d;
    font-size: 0.75rem;
    line-height: 1.45;
}

.special-payment-hero__cta {
    width: 100%;
    min-height: 56px;
}

.special-payment-hero__qualifier {
    margin: 0;
    color: #58707d;
    font-size: 0.78rem;
    text-align: center;
}

.special-payment-page .pillar-article > section:nth-of-type(even):not(.special-payment-tool-section):not(.pillar-cta) {
    background: var(--sp-paper);
}

.special-payment-summary,
.special-payment-comparison,
.special-payment-decision-grid,
.special-payment-three-way,
.special-payment-plan-grid {
    display: grid;
    gap: 15px;
    margin: 30px 0;
}

.special-payment-summary {
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.special-payment-summary article,
.special-payment-comparison article,
.special-payment-three-way article,
.special-payment-plan-grid article {
    min-width: 0;
    border: 1px solid var(--sp-line);
    border-radius: 17px;
    background: #fff;
    box-shadow: 0 12px 28px rgba(0, 59, 82, 0.06);
    padding: 24px;
}

.special-payment-summary article {
    position: relative;
    padding-top: 58px;
}

.special-payment-summary article > span {
    position: absolute;
    top: 19px;
    left: 22px;
    color: var(--sp-green);
    font-size: 0.78rem;
    font-weight: 850;
    letter-spacing: 0.08em;
}

.special-payment-summary h3,
.special-payment-comparison h3,
.special-payment-three-way h3 {
    margin: 0 0 9px;
    font-size: 1rem;
}

.special-payment-summary p,
.special-payment-comparison p,
.special-payment-three-way p,
.special-payment-plan-grid p {
    margin: 0;
    font-size: 0.87rem;
    line-height: 1.58;
}

.special-payment-core-message {
    display: grid;
    grid-template-columns: minmax(140px, 0.28fr) minmax(0, 1fr);
    gap: 26px;
    align-items: center;
    margin-top: 28px;
    border: 1px solid rgba(102, 120, 0, 0.22);
    border-radius: 18px;
    background: linear-gradient(135deg, #f6f9e5, #fff);
    padding: 26px;
}

.special-payment-core-message > span {
    color: var(--sp-green);
    font-size: 0.75rem;
    font-weight: 850;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.special-payment-core-message strong {
    display: block;
    margin-bottom: 7px;
    font-family: Quicksand, sans-serif;
    font-size: clamp(1.05rem, 2vw, 1.28rem);
    line-height: 1.35;
}

.special-payment-core-message p { margin: 0; }

.special-payment-comparison {
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.special-payment-comparison article {
    border-top: 4px solid var(--sp-petrol);
}

.special-payment-comparison article:nth-child(2) { border-top-color: #9eb71c; }
.special-payment-comparison article:nth-child(3) { border-top-color: var(--sp-green); }
.special-payment-comparison article:nth-child(4) { border-top-color: var(--sp-petrol-dark); }

.special-payment-comparison article > span,
.special-payment-decision-grid article > span,
.special-payment-plan-grid article > span {
    display: block;
    margin-bottom: 10px;
    color: var(--sp-green);
    font-size: 0.73rem;
    font-weight: 850;
    letter-spacing: 0.09em;
    text-transform: uppercase;
}

.special-payment-contract-list,
.special-payment-process {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
    margin: 30px 0;
    padding: 0;
    list-style: none;
}

.special-payment-contract-list li,
.special-payment-process li {
    display: grid;
    grid-template-columns: 46px minmax(0, 1fr);
    gap: 15px;
    align-items: start;
    border: 1px solid var(--sp-line);
    border-radius: 15px;
    background: #fff;
    padding: 20px;
}

.special-payment-contract-list li > span,
.special-payment-process li > span {
    display: grid;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--sp-pale);
    color: var(--sp-green-dark);
    font-size: 0.72rem;
    font-weight: 850;
    place-items: center;
}

.special-payment-contract-list h3,
.special-payment-process h3 {
    margin: 1px 0 7px;
    font-size: 1rem;
}

.special-payment-contract-list p,
.special-payment-process p {
    margin: 0;
    font-size: 0.87rem;
}

.special-payment-tool-section {
    position: relative;
    background:
        radial-gradient(circle at 90% 6%, rgba(158, 183, 28, 0.13), transparent 18rem),
        linear-gradient(145deg, #edf4f5, #f8faf3) !important;
}

.special-payment-tool-intro {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(250px, 0.34fr);
    gap: 28px;
    align-items: end;
    margin-bottom: 28px;
}

.special-payment-tool-steps {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 9px;
    margin-top: 18px;
}

.special-payment-tool-steps span {
    display: flex;
    gap: 8px;
    align-items: center;
    border: 1px solid rgba(2, 81, 112, 0.15);
    border-radius: 11px;
    background: #fff;
    padding: 9px 10px;
    color: var(--sp-petrol);
    font-size: 0.74rem;
    font-weight: 800;
}

.special-payment-tool-steps b {
    display: grid;
    width: 23px;
    height: 23px;
    flex: 0 0 auto;
    border-radius: 50%;
    background: var(--sp-pale);
    color: var(--sp-green-dark);
    font-size: 0.7rem;
    place-items: center;
}

.special-payment-tool-intro aside {
    border: 1px solid rgba(102, 120, 0, 0.22);
    border-radius: 16px;
    background: #fff;
    padding: 21px;
}

.special-payment-tool-intro aside > span {
    display: block;
    margin-bottom: 7px;
    color: var(--sp-green);
    font-size: 0.7rem;
    font-weight: 850;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.special-payment-tool-intro aside strong { display: block; margin-bottom: 6px; }
.special-payment-tool-intro aside p { margin: 0; font-size: 0.82rem; }

.special-payment-calculator {
    border: 1px solid rgba(2, 81, 112, 0.16);
    border-radius: 22px;
    background: #fff;
    box-shadow: 0 22px 55px rgba(0, 59, 82, 0.12);
    padding: clamp(22px, 4vw, 36px);
}

.special-payment-calculator__layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr);
    gap: 30px;
    align-items: start;
}

.special-payment-calculator.has-result .special-payment-calculator__layout {
    grid-template-columns: minmax(0, 1.16fr) minmax(360px, 0.84fr);
}

.special-payment-calculator__inputs {
    display: grid;
    grid-template-columns: minmax(0, 1fr);
    gap: 18px;
    min-width: 0;
}

.special-payment-calculator.has-result .special-payment-calculator__inputs {
    grid-template-columns: minmax(0, 1fr);
}

.special-payment-example-label {
    display: flex;
    gap: 12px;
    align-items: center;
    justify-content: space-between;
    border: 1px solid var(--sp-line);
    border-radius: 12px;
    background: var(--sp-paper);
    padding: 12px 15px;
}

.special-payment-example-label > div {
    display: flex;
    gap: 12px;
    align-items: center;
}

.special-payment-example-label span {
    flex: 0 0 auto;
    border-radius: 999px;
    background: var(--sp-pale);
    padding: 5px 9px;
    color: var(--sp-green-dark);
    font-size: 0.7rem;
    font-weight: 850;
    text-transform: uppercase;
}

.special-payment-example-label p { margin: 0; font-size: 0.78rem; }

.special-payment-example-label button {
    flex: 0 0 auto;
    border: 0;
    background: transparent;
    padding: 7px 5px;
    color: var(--sp-petrol);
    cursor: pointer;
    font-size: 0.76rem;
    font-weight: 800;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.special-payment-example-label button:focus-visible {
    border-radius: 6px;
    outline: 3px solid rgba(158, 183, 28, 0.34);
}

.special-payment-calculator fieldset {
    min-width: 0;
    margin: 0;
    border: 1px solid var(--sp-line);
    border-radius: 16px;
    background: #fbfcfc;
    padding: 22px;
}

.special-payment-calculator legend {
    display: flex;
    gap: 10px;
    align-items: center;
    width: auto;
    margin: 0 0 18px;
    padding: 0 6px;
    color: var(--sp-ink);
    font-family: Quicksand, sans-serif;
    font-size: 1rem;
    font-weight: 700;
}

.special-payment-calculator legend > span {
    display: grid;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: var(--sp-pale);
    color: var(--sp-green-dark);
    font-family: Roboto, sans-serif;
    font-size: 0.75rem;
    font-weight: 850;
    place-items: center;
}

.special-payment-calculator legend strong {
    color: var(--sp-ink);
    font-family: Quicksand, sans-serif;
    font-size: 1rem;
}

.special-payment-calculator legend small {
    margin-left: 2px;
    border-radius: 999px;
    background: #eaf1f3;
    padding: 4px 8px;
    color: #58707d;
    font-family: Roboto, sans-serif;
    font-size: 0.64rem;
    font-weight: 800;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

.special-payment-optional-step {
    background: linear-gradient(145deg, #fbfcfc, #f8faec) !important;
}

.special-payment-optional-step legend small {
    background: var(--sp-pale);
    color: var(--sp-green-dark);
}

.special-payment-step-intro {
    margin: -7px 0 18px;
    color: #58707d;
    font-size: 0.8rem;
}

.special-payment-field-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
}

.special-payment-field { min-width: 0; }

.special-payment-field label {
    display: block;
    margin-bottom: 8px;
    color: var(--sp-ink);
    font-size: 0.88rem;
    font-weight: 750;
}

.special-payment-input-wrap { position: relative; }

.special-payment-field input {
    width: 100%;
    min-height: 50px;
    border: 1px solid #ccd9de;
    border-radius: 9px;
    background: #fbfcfc;
    padding: 11px 88px 11px 14px;
    color: var(--sp-ink);
    font: inherit;
}

.special-payment-input-wrap span {
    position: absolute;
    top: 50%;
    right: 14px;
    max-width: 76px;
    color: #58707d;
    font-size: 0.74rem;
    pointer-events: none;
    transform: translateY(-50%);
}

.special-payment-field input:focus {
    border-color: #9eb71c;
    box-shadow: 0 0 0 4px rgba(158, 183, 28, 0.16);
    outline: 0;
}

.special-payment-field input[aria-invalid="true"] { border-color: #b83a37; }

.special-payment-field small {
    display: block;
    margin-top: 7px;
    color: #58707d;
    font-size: 0.75rem;
    line-height: 1.45;
}

.special-payment-quick-values {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: 8px;
}

.special-payment-quick-values button {
    min-height: 30px;
    border: 1px solid #ccd9de;
    border-radius: 999px;
    background: #fff;
    padding: 5px 10px;
    color: var(--sp-petrol);
    cursor: pointer;
    font-size: 0.69rem;
    font-weight: 800;
}

.special-payment-quick-values button:hover,
.special-payment-quick-values button:focus-visible,
.special-payment-quick-values button.is-active {
    border-color: var(--sp-green);
    background: var(--sp-pale);
    color: var(--sp-green-dark);
    outline: 0;
}

.special-payment-action-note {
    grid-column: 1 / -1;
    margin: 0;
    border-left: 3px solid var(--sp-green);
    padding: 4px 0 4px 12px;
    color: #58707d;
    font-size: 0.78rem;
}

.special-payment-action-note strong { color: var(--sp-ink); }

.special-payment-field__error {
    margin: 6px 0 0;
    color: #8d2320 !important;
    font-size: 0.76rem;
    font-weight: 700;
}

.special-payment-field__error:empty { display: none; }

.special-payment-calculator__error-summary {
    margin-bottom: 22px;
    border: 1px solid #d9aaa8;
    border-left: 5px solid #b83a37;
    border-radius: 12px;
    background: #fff6f5;
    padding: 18px 20px;
}

.special-payment-calculator__error-summary strong { color: #7e1e1b; }
.special-payment-calculator__error-summary ul { margin: 8px 0 0; padding-left: 20px; }

.special-payment-calculator__actions {
    display: flex;
    grid-column: 1 / -1;
    flex-wrap: wrap;
    gap: 12px;
    align-items: center;
    justify-content: flex-end;
}

.special-payment-reset {
    min-height: 48px;
    border: 1px solid var(--sp-line);
    border-radius: 9px;
    background: #fff;
    padding: 10px 18px;
    color: var(--sp-petrol);
    font-weight: 750;
}

.special-payment-reset:hover,
.special-payment-reset:focus-visible {
    border-color: var(--sp-petrol);
    outline: 0;
}

.special-payment-result {
    position: sticky;
    top: 144px;
    min-width: 0;
    overflow: hidden;
    border-radius: 18px;
    background: linear-gradient(145deg, #082f43, #025170);
    box-shadow: 0 22px 48px rgba(0, 59, 82, 0.22);
    padding: 22px;
    color: #fff;
}

.special-payment-result[hidden] { display: none; }

.special-payment-result__status {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
    gap: 13px;
    align-items: start;
}

.special-payment-result__icon {
    display: grid;
    width: 40px;
    height: 40px;
    border: 2px solid rgba(255, 255, 255, 0.86);
    border-radius: 50%;
    color: #fff;
    font-weight: 900;
    place-items: center;
}

.special-payment-result__status p {
    margin: 0 0 2px;
    color: #fff;
    font-size: 0.69rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    opacity: 0.82;
    text-transform: uppercase;
}

.special-payment-result__status h3 {
    margin: 0;
    color: #fff;
    font-size: 1.08rem;
    line-height: 1.25;
}

.special-payment-result__primary-number {
    display: grid;
    gap: 5px;
    margin: 13px 0;
    border: 1px solid rgba(255, 255, 255, 0.18);
    border-radius: 14px;
    background: rgba(102, 120, 0, 0.9);
    padding: 14px 16px;
}

.special-payment-result__primary-number span {
    color: #fff;
    font-size: 0.69rem;
    font-weight: 800;
    letter-spacing: 0.07em;
    text-transform: uppercase;
}

.special-payment-result__primary-number strong {
    overflow-wrap: anywhere;
    color: #fff;
    font-family: Quicksand, sans-serif;
    font-size: clamp(1.35rem, 2.2vw, 1.75rem);
    line-height: 1.15;
}

.special-payment-result.is-warning .special-payment-result__primary-number {
    background: rgba(143, 93, 12, 0.88);
}

.special-payment-result.is-critical .special-payment-result__primary-number {
    background: rgba(142, 42, 38, 0.9);
}

.special-payment-result__comparison {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 9px;
    margin-bottom: 11px;
}

.special-payment-result__comparison article {
    min-width: 0;
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 11px;
    background: rgba(255, 255, 255, 0.1);
    padding: 11px;
}

.special-payment-result__comparison span,
.special-payment-result__comparison small {
    display: block;
    color: #fff;
}

.special-payment-result__comparison span { font-size: 0.67rem; font-weight: 800; text-transform: uppercase; }
.special-payment-result__comparison strong { display: block; margin: 4px 0; color: #fff; font-size: 1.02rem; }
.special-payment-result__comparison small { font-size: 0.67rem; line-height: 1.3; opacity: 0.88; }

.special-payment-result__numbers {
    display: grid;
    gap: 0;
    margin: 0;
}

.special-payment-result__numbers div {
    display: flex;
    gap: 12px;
    justify-content: space-between;
    border-top: 1px solid rgba(255, 255, 255, 0.13);
    padding: 8px 0;
}

.special-payment-result__numbers dt,
.special-payment-result__numbers dd {
    color: #fff;
    font-size: 0.74rem;
}

.special-payment-result__numbers dd { margin: 0; font-weight: 800; text-align: right; }

.special-payment-result__reserve {
    display: flex;
    gap: 10px;
    justify-content: space-between;
    margin: 9px 0 0;
    border-radius: 10px;
    background: rgba(255, 255, 255, 0.1);
    padding: 10px;
    color: #fff;
    font-size: 0.72rem;
}

.special-payment-result__reserve strong { color: #fff; text-align: right; }
.special-payment-result__reserve span { color: #fff; opacity: 0.9; }

.special-payment-result__explanation {
    margin-top: 12px;
    border: 1px solid rgba(255, 255, 255, 0.16);
    border-radius: 11px;
    background: rgba(255, 255, 255, 0.08);
}

.special-payment-result__explanation summary {
    position: relative;
    padding: 10px 34px 10px 12px;
    color: #fff;
    cursor: pointer;
    font-size: 0.73rem;
    font-weight: 800;
    list-style: none;
}

.special-payment-result__explanation summary::-webkit-details-marker { display: none; }
.special-payment-result__explanation summary::after { position: absolute; top: 50%; right: 13px; content: "+"; transform: translateY(-50%); }
.special-payment-result__explanation[open] summary::after { content: "−"; }
.special-payment-result__explanation p { margin: 0; padding: 0 12px 10px; color: #fff !important; font-size: 0.75rem; }
.special-payment-result__explanation ul { display: grid; gap: 6px; margin: 0; padding: 0 24px 12px 30px; }
.special-payment-result__explanation li { color: #fff; font-size: 0.72rem; line-height: 1.45; }

.special-payment-result__qualifier {
    margin: 11px 0 0;
    color: #fff !important;
    font-size: 0.69rem;
    line-height: 1.42;
    opacity: 0.9;
}

.special-payment-result__link {
    display: inline-flex;
    margin-top: 10px;
    color: #fff;
    font-size: 0.76rem;
    font-weight: 800;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.special-payment-calculator__method-note,
.special-payment-update-note {
    margin-top: 18px;
    border: 1px solid var(--sp-line);
    border-radius: 12px;
    background: #fff;
}

.special-payment-calculator__method-note summary,
.special-payment-update-note summary {
    position: relative;
    padding: 14px 42px 14px 17px;
    color: var(--sp-ink);
    cursor: pointer;
    font-size: 0.8rem;
    font-weight: 800;
    list-style: none;
}

.special-payment-calculator__method-note summary::-webkit-details-marker,
.special-payment-update-note summary::-webkit-details-marker { display: none; }
.special-payment-calculator__method-note summary::after,
.special-payment-update-note summary::after { position: absolute; top: 50%; right: 16px; color: var(--sp-green); content: "+"; transform: translateY(-50%); }
.special-payment-calculator__method-note[open] summary::after,
.special-payment-update-note[open] summary::after { content: "−"; }
.special-payment-calculator__method-note p,
.special-payment-update-note p { margin: 0; padding: 0 17px 16px; font-size: 0.8rem; }

.special-payment-decision-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.special-payment-decision-grid article {
    border-radius: 18px;
    padding: 28px;
}

.special-payment-decision-grid .is-positive { border: 1px solid #dbe5b6; background: #f8faec; }
.special-payment-decision-grid .is-caution { border: 1px solid #e1c4b6; background: #fff8f4; }
.special-payment-decision-grid ul { display: grid; gap: 9px; margin: 0; padding-left: 20px; }

.special-payment-three-way {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.special-payment-three-way article > span {
    display: grid;
    width: 34px;
    height: 34px;
    margin-bottom: 14px;
    border-radius: 50%;
    background: var(--sp-pale);
    color: var(--sp-green-dark);
    font-weight: 850;
    place-items: center;
}

.special-payment-qualifier {
    border-left: 4px solid var(--sp-green);
    background: #f8faec;
    padding: 18px 20px;
}

.special-payment-plan-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.special-payment-page #faq {
    background:
        radial-gradient(circle at 96% 5%, rgba(102, 120, 0, 0.1), transparent 17rem),
        #fff !important;
}

.special-payment-page #quellen {
    background:
        linear-gradient(rgba(244, 247, 248, 0.96), rgba(244, 247, 248, 0.96)),
        radial-gradient(circle at 18px 18px, rgba(2, 81, 112, 0.1) 1px, transparent 1.5px) 0 0 / 30px 30px !important;
}

@media (max-width: 1199.98px) {
    .special-payment-summary,
    .special-payment-comparison { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 991.98px) {
    .special-payment-hero { padding: 40px 0; }
    .special-payment-hero__grid,
    .special-payment-tool-intro,
    .special-payment-calculator.has-result .special-payment-calculator__layout {
        grid-template-columns: minmax(0, 1fr);
    }
    .special-payment-hero__grid { gap: 24px; }
    .special-payment-hero__copy { padding: 30px; }
    .special-payment-hero__action { width: 100%; max-width: 440px; margin: 0 auto; }
    .special-payment-calculator__inputs,
    .special-payment-calculator.has-result .special-payment-calculator__inputs { grid-template-columns: minmax(0, 1fr); }
    .special-payment-result { position: static; }
}

@media (max-width: 767.98px) {
    .special-payment-hero { padding: 28px 0 36px; }
    .special-payment-hero__grid { gap: 20px; }
    .special-payment-hero__copy { border-radius: 14px; padding: 20px; }
    .special-payment-hero h1 { margin-bottom: 15px; font-size: clamp(1.95rem, 9vw, 2.35rem); line-height: 1.03; }
    .special-payment-hero .pillar-lead { margin-bottom: 16px; font-size: 0.96rem; line-height: 1.55; }
    .special-payment-hero .pillar-facts { gap: 7px; margin-bottom: 0; }
    .special-payment-hero .pillar-facts li { font-size: 0.76rem; line-height: 1.35; }
    .special-payment-visual { border-radius: 14px; padding: 20px; }
    .special-payment-visual__outcome strong { font-size: 1.45rem; }
    .special-payment-visual__bars { margin: 18px 0 14px; }

    .special-payment-summary,
    .special-payment-comparison,
    .special-payment-contract-list,
    .special-payment-process,
    .special-payment-decision-grid,
    .special-payment-three-way,
    .special-payment-plan-grid,
    .special-payment-field-grid { grid-template-columns: minmax(0, 1fr); }

    .special-payment-core-message { grid-template-columns: minmax(0, 1fr); gap: 13px; }
    .special-payment-tool-intro { gap: 18px; }
    .special-payment-calculator { border-radius: 14px; padding: 16px; }
    .special-payment-calculator fieldset { border-radius: 13px; padding: 17px; }
    .special-payment-calculator legend { align-items: flex-start; flex-wrap: wrap; line-height: 1.3; }
    .special-payment-example-label,
    .special-payment-example-label > div { align-items: flex-start; flex-direction: column; }
    .special-payment-tool-steps { grid-template-columns: minmax(0, 1fr); }
    .special-payment-calculator__actions { display: grid; grid-template-columns: minmax(0, 1fr); }
    .special-payment-calculator__actions .btn,
    .special-payment-reset { width: 100%; }
    .special-payment-result { scroll-margin-top: 92px; border-radius: 14px; padding: 20px; }
    .special-payment-result__comparison { grid-template-columns: minmax(0, 1fr); }
    .special-payment-result__numbers div,
    .special-payment-result__reserve { align-items: flex-start; flex-direction: column; }
    .special-payment-result__numbers dd,
    .special-payment-result__reserve strong { text-align: left; }
}

@media (max-width: 420px) {
    .special-payment-summary article,
    .special-payment-comparison article,
    .special-payment-three-way article,
    .special-payment-plan-grid article { padding: 20px; }
    .special-payment-summary article { padding-top: 50px; }
}

@media (prefers-reduced-motion: reduce) {
    .special-payment-page *,
    .special-payment-page *::before,
    .special-payment-page *::after {
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
    }
}