:root {
  --campaign-ink: #092f43;
  --campaign-ink-soft: #17485d;
  --campaign-muted: #58707d;
  --campaign-petrol: #025170;
  --campaign-petrol-dark: #003b52;
  --campaign-green: #667800;
  --campaign-green-dark: #5b6b00;
  --campaign-green-pale: #f2f7d9;
  --campaign-paper: #f4f7f8;
  --campaign-white: #ffffff;
  --campaign-line: #d9e2e6;
  --campaign-shadow: 0 22px 55px rgba(0, 59, 82, 0.14);
  --site-primary: var(--campaign-green);
  --site-primary-dark: var(--campaign-green-dark);
  --site-primary-soft: var(--campaign-green-pale);
  --site-ink: var(--campaign-ink);
  --site-muted: var(--campaign-muted);
  --site-border: var(--campaign-line);
  --site-surface: var(--campaign-white);
  --site-surface-soft: var(--campaign-paper);
  --site-shadow: var(--campaign-shadow);
  --site-radius: 18px;
  --site-font: Roboto, "Segoe UI", Arial, sans-serif;
  --site-heading-font: Quicksand, Roboto, sans-serif;
}

html {
  scroll-padding-top: 96px;
}

body {
  color: var(--site-muted);
  font-family: var(--site-font);
  font-size: 16px;
  line-height: 1.72;
  text-rendering: optimizeLegibility;
}

h1, h2, h3, h4, h5, h6,
.h1, .h2, .h3, .h4, .h5, .h6,
.navbar-brand {
  color: var(--site-ink);
  font-family: var(--site-heading-font);
  font-weight: 700;
  letter-spacing: -0.035em;
}

h1, .h1 {
  font-size: clamp(2.45rem, 5.4vw, 4.15rem);
  line-height: 1.02;
}

h2, .h2 {
  font-size: clamp(1.65rem, 3.5vw, 2.35rem);
  line-height: 1.2;
}

p, .paragraph {
  font-size: 1rem;
}

a {
  text-underline-offset: 0.18em;
}

a:focus-visible,
button:focus-visible,
select:focus-visible,
input:focus-visible,
textarea:focus-visible {
  outline: 3px solid rgba(102, 120, 0, 0.35) !important;
  outline-offset: 3px;
  box-shadow: none !important;
}

.skip-link {
  position: fixed;
  top: 12px;
  left: 12px;
  z-index: 1100;
  padding: 10px 16px;
  border-radius: 8px;
  background: var(--site-ink);
  color: #fff;
  transform: translateY(-160%);
}

.skip-link:focus {
  color: #fff;
  transform: translateY(0);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 1030;
  border-bottom: 1px solid var(--campaign-line);
  background: var(--campaign-white);
  box-shadow: 0 7px 24px rgba(0, 59, 82, 0.06);
}

.site-header .navbar {
  min-height: 78px;
  padding: 10px 0;
}

.site-header .navbar-brand {
  display: inline-flex;
  align-items: center;
}

.site-header .navbar-brand img {
  width: 178px;
  height: auto;
}

.site-header .navbar-toggler {
  border: 1px solid var(--site-border);
  border-radius: 10px;
  padding: 8px 10px;
}

.site-header .nav-link {
  border: 0;
  background: transparent;
  color: var(--campaign-petrol) !important;
  font-size: 0.93rem;
  font-weight: 700;
  text-transform: none !important;
}

.site-header .nav-link.active,
.site-header .nav-link:hover,
.site-header .nav-link:focus {
  color: var(--campaign-green-dark) !important;
}

.site-header .nav-link.active::before {
  transform: scaleX(1);
}

.site-header .dropdown-menu {
  border: 1px solid var(--site-border);
  border-radius: 14px;
  box-shadow: var(--site-shadow);
}

.site-header .dropdown-item {
  border-radius: 7px;
  padding: 8px 10px;
}

.site-header__cta {
  flex: 0 0 auto;
  min-height: 52px;
  border-radius: 8px;
  padding: 12px 20px;
  background: var(--site-primary);
  box-shadow: 0 10px 24px rgba(91, 107, 0, 0.2);
  color: #fff;
  font-size: 0.9rem;
  font-weight: 850;
  letter-spacing: 0.025em;
  text-transform: uppercase;
}

.site-header__cta:hover,
.site-header__cta:focus {
  background: var(--site-primary-dark) !important;
  transform: translateY(-1px);
}

main {
  min-height: 50vh;
}

.section {
  padding-top: clamp(64px, 8vw, 100px);
  padding-bottom: clamp(64px, 8vw, 100px);
}

.section-sm {
  padding-top: 48px;
  padding-bottom: 48px;
}

.content {
  color: var(--site-muted);
}

.content > p,
.content > ul,
.content > ol,
.content > blockquote {
  max-width: 76ch;
}

.content h2,
.content h3 {
  scroll-margin-top: 100px;
}

.btn {
  min-height: 52px;
  border-radius: 8px;
  padding: 13px 20px;
  font-weight: 800;
  text-transform: none;
  transition: transform 0.18s ease, background-color 0.18s ease,
    border-color 0.18s ease, box-shadow 0.18s ease;
}

.btn-primary {
  border-color: var(--site-primary);
  background: var(--site-primary);
  box-shadow: 0 10px 24px rgba(91, 107, 0, 0.2);
}

.btn-primary:hover,
.btn-primary:focus {
  border-color: var(--site-primary-dark);
  background: var(--site-primary-dark);
  transform: translateY(-1px);
}

.bg-tertiary {
  background-color: var(--site-surface-soft) !important;
}

.site-footer {
  border-top: 0;
  background: var(--campaign-petrol-dark);
  padding: 72px 0 26px;
  color: rgba(255, 255, 255, 0.76);
}

.site-footer__brand {
  display: inline-flex;
  margin-bottom: 20px;
}

.site-footer__brand img {
  width: 178px;
  height: auto;
  filter: brightness(0) invert(1);
}

.site-footer__description {
  max-width: 36ch;
  margin: 0;
}

.site-footer__representative {
  margin-bottom: 52px;
  padding-bottom: 28px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.18);
}

.site-footer__representative-heading {
  margin: 0 0 12px;
  color: var(--campaign-white);
  font-size: 1rem;
  line-height: 1.3;
}

.site-footer__representative .legal-example--inline {
  margin: 0;
  padding: 0;
  border: 0;
  color: var(--campaign-white);
  background: transparent;
  font-size: 0.76rem;
  line-height: 1.7;
}

.site-footer__representative-note {
  max-width: 1040px;
  margin: 12px 0 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.72rem;
  line-height: 1.65;
}

.site-footer__heading {
  margin-bottom: 16px;
  font-size: 1rem;
  color: var(--campaign-white);
  letter-spacing: -0.02em;
}

.site-footer__links {
  display: grid;
  gap: 9px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-footer__links a {
  color: rgba(255, 255, 255, 0.76);
}

.site-footer__links a:hover,
.site-footer__links a:focus {
  color: var(--campaign-white);
  text-decoration: underline !important;
}

.site-footer__bottom {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  margin-top: 48px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
  font-size: 0.875rem;
}

.site-footer__bottom p {
  margin: 0;
  font-size: inherit;
}

.mobile-sticky-cta {
  display: none;
}

/* Pillar pages and reusable editorial components */
.pillar-page {
  background: var(--site-surface-soft);
}

.pillar-hero {
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid rgba(215, 226, 231, 0.88);
  background:
    radial-gradient(circle at 91% 10%, rgba(102, 120, 0, 0.1), transparent 28%),
    linear-gradient(135deg, #f8fafb 0%, #eef4f6 100%);
  padding: 34px 0 clamp(72px, 9vw, 112px);
}

.pillar-breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 8px;
  color: var(--site-muted);
  font-size: 0.875rem;
}

.pillar-breadcrumb a {
  color: var(--site-primary-dark);
}

.pillar-eyebrow,
.section-kicker,
.quick-answer__label {
  margin-bottom: 12px;
  color: var(--site-primary);
  font-size: 0.76rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.pillar-hero h1 {
  max-width: 15ch;
  margin-bottom: 24px;
  font-size: clamp(3rem, 6vw, 4.65rem);
  line-height: 0.98;
}

.pillar-lead {
  max-width: 65ch;
  margin-bottom: 24px;
  color: #47636f;
  font-size: clamp(1.05rem, 2vw, 1.2rem);
  line-height: 1.7;
}

.pillar-facts {
  display: grid;
  gap: 11px;
  margin: 0 0 22px;
  padding: 0;
  list-style: none;
}

.pillar-facts li {
  position: relative;
  padding-left: 31px;
  color: var(--site-ink);
  font-size: 0.94rem;
  font-weight: 700;
}

.pillar-facts li::before {
  position: absolute;
  top: 0.09em;
  left: 0;
  display: grid;
  width: 21px;
  height: 21px;
  border-radius: 50%;
  background: var(--site-primary);
  color: #fff;
  content: "\2713";
  font-size: 0.72rem;
  font-weight: 900;
  line-height: 1;
  place-items: center;
}

.pillar-trust-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0 0 20px;
  padding: 0;
  list-style: none;
}

.pillar-trust-chips li {
  border: 1px solid #d4e0e4;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.78);
  padding: 6px 11px;
  color: #55707c;
  font-size: 0.74rem;
  font-weight: 700;
}

.pillar-meta {
  margin: 0;
  color: var(--site-muted);
  font-size: 0.875rem;
}

.pillar-meta--top {
  margin-bottom: 48px;
}

.quick-answer {
  position: relative;
  border: 1px solid #d6e2e7;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: var(--site-shadow);
  padding: clamp(28px, 5vw, 42px);
}

.quick-answer::before {
  position: absolute;
  top: 0;
  right: 34px;
  left: 34px;
  height: 4px;
  border-radius: 0 0 8px 8px;
  background: var(--site-primary);
  content: "";
}

.quick-answer h2 {
  margin-bottom: 18px;
  font-size: clamp(1.45rem, 3vw, 2rem);
}

.quick-answer p:not(.quick-answer__label) {
  color: #536c77;
}

.quick-answer__link {
  display: inline-flex;
  gap: 8px;
  align-items: center;
  color: var(--site-primary-dark);
  font-weight: 750;
}

.pillar-section-nav {
  position: sticky;
  top: 82px;
  z-index: 25;
  border-bottom: 1px solid rgba(215, 226, 231, 0.9);
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 8px 24px rgba(0, 54, 76, 0.055);
  backdrop-filter: blur(12px);
}

.pillar-section-nav__inner {
  display: flex;
  width: min(100% - 48px, 960px);
  min-height: 58px;
  margin: 0 auto;
  align-items: center;
}

.pillar-section-nav__desktop {
  display: flex;
  width: 100%;
  min-width: 0;
  align-items: center;
}

.pillar-section-nav__mobile {
  display: none;
}

.pillar-section-nav__label {
  flex: 0 0 auto;
  margin-right: 15px;
  color: var(--site-muted);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.pillar-section-nav ul {
  display: flex;
  min-width: 0;
  gap: 5px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.pillar-section-nav a {
  display: block;
  border-radius: 999px;
  padding: 7px 11px;
  color: var(--site-ink);
  font-size: 0.78rem;
  font-weight: 750;
  white-space: nowrap;
  transition: background-color 150ms ease, color 150ms ease;
}

.pillar-section-nav a:hover,
.pillar-section-nav a:focus-visible {
  background: #f0f4dc;
  color: var(--site-primary-dark);
}

.pillar-article-context {
  border-bottom: 1px solid rgba(215, 226, 231, 0.9);
  background: #f8fafb;
}

.pillar-article-context__inner {
  display: flex;
  width: min(100% - 48px, 960px);
  min-height: 64px;
  margin: 0 auto;
  gap: 18px 30px;
  align-items: center;
  justify-content: space-between;
}

.pillar-article-context .pillar-breadcrumb {
  flex: 1 1 auto;
  margin: 0;
}

.pillar-article-context .pillar-meta {
  flex: 0 0 auto;
  text-align: right;
}

.pillar-page__body {
  padding: 0;
}

.pillar-article > section {
  scroll-margin-top: 156px;
  margin: 0;
  padding:
    clamp(58px, 6vw, 84px)
    max(24px, calc((100vw - 960px) / 2));
}

.pillar-article > section:nth-child(odd) {
  border-top: 1px solid rgba(215, 226, 231, 0.72);
  background: #fff;
}

.pillar-article > section:nth-child(even) {
  border-top: 1px solid rgba(215, 226, 231, 0.82);
  background: var(--site-surface-soft);
}

.pillar-article h2 {
  margin-bottom: 22px;
  color: var(--site-ink);
}

.pillar-article h3 {
  margin-top: 32px;
  margin-bottom: 14px;
  font-size: 1.3rem;
}

.pillar-article p,
.pillar-article li {
  color: #526a75;
}

.pillar-article p {
  width: 100%;
  max-width: 100%;
}

#bedeutung {
  position: relative;
  isolation: isolate;
  overflow: hidden;
}

#bedeutung::before,
#bedeutung::after {
  position: absolute;
  z-index: 0;
  width: 310px;
  height: 150px;
  background-image:
    radial-gradient(
      48px 24px at 50% 100%,
      transparent 94%,
      rgba(102, 120, 0, 0.2) 96% 100%,
      transparent 102%
    );
  background-position: 0 0;
  background-size: 96px 48px;
  content: "";
  pointer-events: none;
}

#bedeutung::before {
  top: 32px;
  right: max(18px, calc((100vw - 1180px) / 2));
  transform: rotate(-7deg);
}

#bedeutung::after {
  bottom: 24px;
  left: max(18px, calc((100vw - 1180px) / 2));
  opacity: 0.65;
  transform: rotate(173deg);
}

#bedeutung > * {
  position: relative;
  z-index: 1;
}

.check-list,
.document-list {
  display: grid;
  gap: 12px;
  margin: 24px 0;
  padding: 0;
  list-style: none;
}

.check-list li,
.document-list li {
  position: relative;
  padding-left: 30px;
}

.check-list li::before {
  position: absolute;
  top: 0.08em;
  left: 0;
  color: var(--site-primary);
  content: "✓";
  font-weight: 900;
}

#bedeutung .check-list {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  grid-template-rows: repeat(3, auto);
  grid-auto-flow: column;
  column-gap: clamp(36px, 7vw, 88px);
  row-gap: 16px;
}

#bedeutung .check-list li {
  color: var(--site-ink);
  font-weight: 750;
}

.document-list li::before {
  position: absolute;
  top: 0.35em;
  left: 2px;
  width: 9px;
  height: 9px;
  border-radius: 2px;
  background: var(--site-primary);
  content: "";
}

.callout {
  margin: 32px 0;
  border-left: 4px solid var(--site-primary);
  border: 1px solid #dce5bb;
  border-left: 4px solid var(--site-primary);
  border-radius: var(--site-radius);
  background: #f7f9eb;
  padding: 24px 28px;
}

.callout h3 {
  margin: 0 0 8px;
  font-size: 1.05rem;
}

.callout p {
  margin: 0;
}

.callout--warning {
  border-left-color: #b27418;
  background: #fff7e8;
}

.comparison-table-wrap {
  margin: 28px 0;
  overflow-x: auto;
  border: 1px solid var(--site-border);
  border-radius: var(--site-radius);
  box-shadow: 0 10px 28px rgba(0, 54, 76, 0.04);
}

.comparison-table {
  width: 100%;
  min-width: 620px;
  margin: 0;
  border-collapse: collapse;
  background: #fff;
}

.comparison-table th,
.comparison-table td {
  border-bottom: 1px solid var(--site-border);
  padding: 16px 18px;
  text-align: left;
  vertical-align: top;
}

.comparison-table thead th {
  background: #eef4f6;
  color: var(--site-ink);
  font-size: 0.85rem;
}

.comparison-table tbody th {
  width: 24%;
  color: var(--site-ink);
  font-size: 0.9rem;
}

.comparison-table tbody tr:last-child th,
.comparison-table tbody tr:last-child td {
  border-bottom: 0;
}

.truth-grid,
.signal-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 28px 0;
}

.truth-card,
.signal-card {
  border: 1px solid var(--site-border);
  border-radius: var(--site-radius);
  background: #fff;
  box-shadow: 0 10px 30px rgba(0, 54, 76, 0.045);
  padding: 24px;
}

.truth-card h3,
.signal-card h3 {
  margin: 0 0 14px;
  font-size: 1.1rem;
}

.truth-card ul,
.signal-card ul {
  display: grid;
  gap: 9px;
  margin: 0;
  padding-left: 20px;
}

.signal-card--positive {
  border-top: 4px solid var(--site-primary);
}

.signal-card--negative {
  border-top: 4px solid #b54a45;
  background: #fff8f7;
}

.situation-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 30px 0 22px;
}

.situation-card {
  position: relative;
  overflow: hidden;
  border: 1px solid var(--site-border);
  border-radius: var(--site-radius);
  background: #fff;
  box-shadow: 0 10px 30px rgba(0, 54, 76, 0.045);
  padding: 25px;
}

.situation-card::before {
  position: absolute;
  inset: 0 auto 0 0;
  width: 4px;
  background: var(--site-primary);
  content: "";
}

.situation-card--attention {
  border-color: #ead6b2;
  background: #fffaf1;
}

.situation-card--attention::before {
  background: #b27418;
}

.situation-card__label,
.query-card__label {
  margin: 0 0 7px !important;
  color: var(--site-primary-dark) !important;
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.situation-card h3,
.query-card h3 {
  margin: 0 0 11px;
  font-size: 1.12rem;
}

.situation-card p:last-child,
.query-card p:last-child {
  margin-bottom: 0;
}

.score-update {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: minmax(220px, 0.36fr) minmax(0, 1fr);
  gap: clamp(28px, 5vw, 58px);
  align-items: center;
  margin: 30px 0;
  border: 1px solid #dce5bb;
  border-radius: var(--site-radius);
  background:
    radial-gradient(circle at 0% 100%, rgba(198, 211, 111, 0.2), transparent 18rem),
    linear-gradient(135deg, #f7f9eb 0%, #fff 68%);
  box-shadow: 0 12px 32px rgba(0, 54, 76, 0.05);
  padding: clamp(26px, 4vw, 42px);
}

.score-update__visual {
  align-self: stretch;
  border-right: 1px solid rgba(102, 120, 0, 0.18);
  padding-right: clamp(24px, 4vw, 48px);
}

.score-update__badge {
  display: inline-flex;
  margin-bottom: 24px;
  border-radius: 999px;
  background: var(--site-primary);
  padding: 6px 10px;
  color: #fff;
  font-size: 0.7rem;
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.score-update__number {
  margin: 0 !important;
  color: var(--site-ink) !important;
  font-family: var(--site-heading-font);
  font-size: clamp(2.5rem, 6vw, 4.25rem);
  font-weight: 800;
  letter-spacing: -0.06em;
  line-height: 1;
}

.score-update__caption {
  margin: 9px 0 0 !important;
  color: var(--site-primary-dark) !important;
  font-size: 0.84rem;
  font-weight: 700;
}

.score-update__scale {
  position: relative;
  height: 8px;
  margin-top: 22px;
  overflow: hidden;
  border-radius: 999px;
  background: linear-gradient(90deg, #c77948, #d5b846 48%, #6c8800);
}

.score-update__scale span {
  position: absolute;
  top: 50%;
  left: 72%;
  width: 14px;
  height: 14px;
  border: 3px solid #fff;
  border-radius: 50%;
  background: var(--site-ink);
  box-shadow: 0 2px 8px rgba(0, 54, 76, 0.3);
  transform: translate(-50%, -50%);
}

.score-update__scale-labels {
  display: flex;
  justify-content: space-between;
  margin-top: 6px;
  color: var(--site-muted);
  font-size: 0.7rem;
  font-weight: 700;
}

.score-update__content p:last-child {
  margin-bottom: 0;
}

.score-update__facts {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.score-update__facts li {
  display: flex;
  min-width: 0;
  flex-direction: column;
  border-top: 2px solid #c6d36f;
  background: rgba(244, 247, 248, 0.72);
  padding: 12px;
}

.score-update__facts strong {
  color: var(--site-ink);
  font-size: 0.86rem;
}

.score-update__facts span {
  margin-top: 3px;
  color: var(--site-muted);
  font-size: 0.72rem;
  line-height: 1.35;
}

.score-criteria-intro {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: 34px;
  align-items: end;
  margin: 42px 0 22px;
}

.score-criteria-intro h3 {
  margin: 0;
  font-size: clamp(1.35rem, 3vw, 1.8rem);
}

.score-criteria-intro p:last-child {
  margin: 0;
}

.score-criteria-compact {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  align-items: start;
}

.score-criterion-card {
  align-self: start;
  overflow: hidden;
  border: 1px solid var(--site-border);
  border-radius: 13px;
  background: #fff;
  box-shadow: 0 8px 22px rgba(0, 54, 76, 0.04);
}

.score-criterion-card--important {
  border-color: #dcc596;
  background: #fffaf0;
}

.score-criterion-card summary {
  position: relative;
  display: grid;
  grid-template-columns: 32px minmax(0, 1fr);
  gap: 6px 10px;
  min-height: 100%;
  padding: 16px 42px 16px 15px;
  color: var(--site-ink);
  cursor: pointer;
  font-size: 0.86rem;
  font-weight: 800;
  line-height: 1.35;
  list-style: none;
}

.score-criterion-card summary::-webkit-details-marker {
  display: none;
}

.score-criterion-card summary::after {
  position: absolute;
  top: 17px;
  right: 15px;
  color: var(--site-primary);
  content: "+";
  font-size: 1.2rem;
  line-height: 1;
}

.score-criterion-card[open] summary::after {
  content: "−";
}

.score-criterion-card__number {
  display: grid;
  width: 30px;
  height: 30px;
  grid-row: 1 / span 2;
  border-radius: 50%;
  background: #edf2d0;
  color: var(--site-primary-dark);
  font-size: 0.68rem;
  place-items: center;
}

.score-criterion-card summary strong {
  grid-column: 2;
  color: var(--site-primary-dark);
  font-size: 1rem;
  letter-spacing: 0.02em;
  line-height: 1.2;
}

.score-criterion-card > p {
  margin: 0 !important;
  border-top: 1px solid var(--site-border);
  padding: 0 16px 17px 57px;
  color: var(--site-muted) !important;
  font-size: 0.82rem;
  line-height: 1.6;
}

.score-criterion-card[open] > p {
  padding-top: 14px;
}

.score-criterion-card__definition {
  display: block;
  margin-bottom: 5px;
  color: var(--site-ink);
  font-size: 0.86rem;
}

.score-limitations {
  display: grid;
  grid-template-columns: minmax(0, 0.75fr) minmax(0, 1.25fr);
  gap: 36px;
  align-items: center;
  margin: 30px 0 20px;
  border-radius: var(--site-radius);
  background:
    radial-gradient(circle at 100% 0%, rgba(198, 211, 111, 0.16), transparent 19rem),
    var(--site-ink);
  padding: 28px 32px;
  color: #fff;
}

.score-limitations h3 {
  margin: 0;
  color: #fff;
  font-size: 1.35rem;
}

.score-limitations .section-kicker {
  color: #c6d36f;
}

.score-limitations ul {
  display: grid;
  gap: 9px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.score-limitations li {
  position: relative;
  padding-left: 25px;
  color: rgba(255, 255, 255, 0.86) !important;
}

.score-limitations li::before {
  position: absolute;
  left: 0;
  color: #c6d36f;
  content: "✓";
  font-weight: 900;
}

.score-detail-link {
  display: inline-flex;
  gap: 9px;
  align-items: center;
  color: var(--site-primary-dark);
  font-weight: 800;
}

.score-guide-hero h1 {
  max-width: 16ch;
}

.score-guide-hero__card {
  border: 1px solid #d6e2e7;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: var(--site-shadow);
  padding: clamp(28px, 5vw, 42px);
}

.score-guide-hero__number {
  margin: 2px 0 18px !important;
  color: var(--site-ink) !important;
  font-family: var(--site-heading-font);
  font-size: clamp(3.1rem, 6vw, 4.8rem);
  font-weight: 800;
  letter-spacing: -0.065em;
  line-height: 1;
}

.score-guide-hero__scale {
  height: 10px;
  margin-bottom: 24px;
  border-radius: 999px;
  background: linear-gradient(90deg, #c77948, #d5b846 48%, #6c8800);
}

.score-guide-hero__card dl {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 8px;
  margin: 0;
}

.score-guide-hero__card dl div {
  border-top: 1px solid var(--site-border);
  padding-top: 11px;
}

.score-guide-hero__card dt {
  color: var(--site-muted);
  font-size: 0.68rem;
  font-weight: 700;
}

.score-guide-hero__card dd {
  margin: 3px 0 0;
  color: var(--site-ink);
  font-size: 0.82rem;
  font-weight: 850;
}

.score-overview-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin: 30px 0;
}

.score-overview-grid article {
  border: 1px solid var(--site-border);
  border-top: 4px solid var(--site-primary);
  border-radius: var(--site-radius);
  background: #fff;
  box-shadow: 0 10px 28px rgba(0, 54, 76, 0.045);
  padding: 24px;
}

.score-overview-grid strong {
  display: block;
  margin-bottom: 12px;
  color: var(--site-primary-dark);
  font-family: var(--site-heading-font);
  font-size: 1.75rem;
}

.score-overview-grid h3 {
  margin: 0 0 9px;
  font-size: 1.05rem;
}

.score-overview-grid p {
  margin: 0;
  font-size: 0.9rem;
}

.score-criteria-detailed {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin: 32px 0 20px;
}

.score-detail-card {
  min-width: 0;
  border: 1px solid var(--site-border);
  border-radius: var(--site-radius);
  background: #fff;
  box-shadow: 0 10px 28px rgba(0, 54, 76, 0.045);
  padding: 24px;
}

.score-detail-card--important {
  grid-column: 1 / -1;
  border-color: #dcc596;
  background:
    radial-gradient(circle at 100% 0%, rgba(210, 163, 69, 0.13), transparent 19rem),
    #fffaf0;
}

.score-detail-card__head {
  display: grid;
  grid-template-columns: 42px minmax(0, 1fr);
  gap: 13px;
  align-items: start;
}

.score-detail-card__head > span {
  display: grid;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--site-ink);
  color: #fff;
  font-size: 0.74rem;
  font-weight: 850;
  place-items: center;
}

.score-detail-card__head h3 {
  margin: 0 0 3px;
  font-size: 1.08rem;
}

.score-detail-card__head strong {
  color: var(--site-primary-dark);
  font-size: 0.78rem;
}

.score-detail-card__weight {
  height: 5px;
  margin: 18px 0;
  overflow: hidden;
  border-radius: 999px;
  background: #e8edef;
}

.score-detail-card__weight span {
  display: block;
  width: var(--criterion-weight);
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--site-primary), #c6d36f);
}

.score-detail-card > p {
  font-size: 0.9rem;
}

.score-detail-card__example {
  margin: 16px 0 0 !important;
  border-left: 3px solid #c6d36f;
  background: #f7f9eb;
  padding: 12px 14px;
}

.score-weight-note {
  margin: 22px 0 0 !important;
  color: var(--site-muted) !important;
  font-size: 0.84rem;
}

.score-meaning-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 30px 0;
}

.score-meaning-grid article {
  border: 1px solid var(--site-border);
  border-radius: var(--site-radius);
  background: #fff;
  padding: 26px;
}

.score-meaning-grid article:last-child {
  border-top: 4px solid #b27418;
  background: #fffaf1;
}

.score-meaning-grid h3 {
  margin: 0 0 15px;
  font-size: 1.12rem;
}

.score-meaning-grid ul {
  display: grid;
  gap: 9px;
  margin: 0;
  padding-left: 20px;
}

.score-decision-banner {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr);
  gap: 34px;
  align-items: center;
  margin: 30px 0;
  border-radius: var(--site-radius);
  background:
    radial-gradient(circle at 100% 0%, rgba(198, 211, 111, 0.18), transparent 19rem),
    var(--site-ink);
  padding: 30px 32px;
}

.score-decision-banner h3,
.score-decision-banner p {
  color: #fff !important;
}

.score-decision-banner h3 {
  margin: 0;
}

.score-decision-banner p {
  margin: 0;
  opacity: 0.84;
}

.score-decision-banner .section-kicker {
  color: #c6d36f !important;
}

.score-check-steps {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin: 30px 0;
  padding: 0;
  list-style: none;
}

.score-check-steps li {
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr);
  gap: 15px;
  border: 1px solid var(--site-border);
  border-radius: var(--site-radius);
  background: #fff;
  padding: 24px;
}

.score-check-steps li > span {
  display: grid;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: #edf2d0;
  color: var(--site-primary-dark);
  font-size: 0.72rem;
  font-weight: 850;
  place-items: center;
}

.score-check-steps h3 {
  margin: 3px 0 8px;
  font-size: 1.05rem;
}

.score-check-steps p {
  margin: 0;
  font-size: 0.9rem;
}

.score-check-steps a {
  display: inline-block;
  margin-top: 10px;
  color: var(--site-primary-dark);
  font-size: 0.86rem;
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.score-update-history {
  margin: 30px 0 0;
  padding: 0;
  list-style: none;
}

.score-update-history li {
  position: relative;
  display: grid;
  grid-template-columns: 130px minmax(0, 1fr);
  gap: 28px;
  padding: 0 0 28px;
}

.score-update-history li:not(:last-child)::before {
  position: absolute;
  top: 27px;
  bottom: 0;
  left: 118px;
  width: 2px;
  background: var(--site-border);
  content: "";
}

.score-update-history time {
  position: relative;
  z-index: 1;
  align-self: start;
  border-radius: 999px;
  background: var(--site-ink);
  padding: 8px 11px;
  color: #fff;
  font-size: 0.76rem;
  font-weight: 800;
  text-align: center;
}

.score-update-history h3 {
  margin: 2px 0 6px;
  font-size: 1.08rem;
}

.score-update-history p {
  margin: 0;
}

.query-comparison {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 30px 0 22px;
}

.query-card {
  border: 1px solid var(--site-border);
  border-top: 4px solid var(--site-primary);
  border-radius: var(--site-radius);
  background: #fff;
  box-shadow: 0 10px 30px rgba(0, 54, 76, 0.045);
  padding: 26px;
}

.query-card--application {
  border-top-color: var(--site-ink);
}

.query-card ul {
  display: grid;
  gap: 8px;
  margin: 18px 0 0;
  padding-left: 20px;
}

.inline-source {
  margin: 20px 0 0;
  color: var(--site-muted) !important;
  font-size: 0.88rem;
}

.inline-source a {
  color: var(--site-primary-dark);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.inline-source span {
  margin: 0 5px;
}

.action-table-wrap {
  margin: 30px 0 22px;
  overflow-x: auto;
  border: 1px solid var(--site-border);
  border-radius: var(--site-radius);
  box-shadow: 0 10px 28px rgba(0, 54, 76, 0.04);
}

.action-table {
  width: 100%;
  min-width: 660px;
  margin: 0;
  border-collapse: collapse;
  background: #fff;
}

.action-table th,
.action-table td {
  border-bottom: 1px solid var(--site-border);
  padding: 17px 19px;
  text-align: left;
  vertical-align: top;
}

.action-table thead th {
  background: var(--site-ink);
  color: #fff;
  font-size: 0.86rem;
}

.action-table tbody th {
  width: 36%;
  color: var(--site-ink);
  font-size: 0.94rem;
}

.action-table tbody tr:last-child th,
.action-table tbody tr:last-child td {
  border-bottom: 0;
}

.editorial-method {
  margin: 28px 0 8px;
  border: 1px solid #dce5bb;
  border-left: 5px solid var(--site-primary);
  border-radius: var(--site-radius);
  background:
    radial-gradient(circle at 100% 0%, rgba(198, 211, 111, 0.16), transparent 16rem),
    #fff;
  box-shadow: 0 10px 28px rgba(0, 54, 76, 0.04);
  padding: 26px 28px;
}

.editorial-method h3 {
  margin: 0 0 9px;
  font-size: 1.08rem;
}

.editorial-method p {
  margin: 0;
}

.calculator-hero {
  border-bottom: 1px solid var(--site-border);
  background:
    radial-gradient(circle at 88% 24%, rgba(102, 120, 0, 0.15), transparent 23rem),
    linear-gradient(135deg, #f8faf2 0%, #eef4f6 100%);
  padding: 28px 0 clamp(68px, 8vw, 108px);
}

.calculator-hero__content {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(260px, 0.65fr);
  gap: clamp(38px, 7vw, 92px);
  align-items: end;
}

.calculator-hero h1 {
  max-width: 820px;
  margin-bottom: 22px;
}

.calculator-hero__facts {
  display: grid;
  gap: 13px;
  margin: 0;
  border: 1px solid rgba(102, 120, 0, 0.22);
  border-radius: var(--site-radius);
  background: rgba(255, 255, 255, 0.8);
  box-shadow: 0 15px 36px rgba(0, 54, 76, 0.06);
  padding: 25px;
  list-style: none;
}

.calculator-hero__facts li {
  position: relative;
  padding-left: 27px;
  color: var(--site-ink);
  font-weight: 700;
}

.calculator-hero__facts li::before {
  position: absolute;
  top: 0;
  left: 0;
  color: var(--site-primary);
  content: "✓";
  font-weight: 900;
}

.credit-calculator {
  margin: 34px 0 8px;
  overflow: hidden;
  border: 1px solid var(--site-border);
  border-radius: 24px;
  background: #fff;
  box-shadow: 0 24px 60px rgba(0, 54, 76, 0.1);
}

.credit-calculator__form {
  display: grid;
  grid-template-columns: minmax(0, 1.16fr) minmax(330px, 0.84fr);
}

.credit-calculator__input-panel {
  padding: clamp(25px, 4vw, 42px);
}

.credit-calculator__group {
  min-width: 0;
  margin: 0;
  border: 0;
  padding: 0;
}

.credit-calculator__group + .credit-calculator__group {
  margin-top: 32px;
  border-top: 1px solid var(--site-border);
  padding-top: 29px;
}

.credit-calculator__group legend,
.credit-calculator__group > h3 {
  width: 100%;
  margin: 0 0 18px;
  color: var(--site-ink);
  font-family: var(--site-heading-font);
  font-size: 1.08rem;
  font-weight: 800;
}

.credit-calculator__fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.credit-calculator__fields--expenses {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.credit-calculator__fields--expenses .calculator-field:last-child {
  grid-column: 1 / -1;
}

.credit-calculator__fields--assumptions {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.credit-calculator__sliders {
  display: grid;
  gap: 28px;
}

.credit-calculator__sliders--assumptions {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}

.credit-calculator__sliders--two,
.credit-calculator__sliders--expenses {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  column-gap: 24px;
}

.credit-calculator__sliders--assumptions-full {
  grid-template-columns: 1fr;
  gap: 22px;
}

.calculator-slider {
  display: grid;
  gap: 11px;
  min-width: 0;
}

.calculator-slider__heading,
.calculator-slider__scale {
  display: flex;
  gap: 16px;
  align-items: center;
  justify-content: space-between;
}

.calculator-slider__heading {
  color: var(--site-ink);
  font-size: 0.91rem;
  font-weight: 750;
}

.calculator-slider__heading output {
  flex: 0 0 auto;
  border-radius: 8px;
  background: var(--site-primary-soft);
  padding: 6px 9px;
  color: var(--site-primary-dark);
  font-weight: 850;
}

.calculator-slider__scale {
  color: var(--site-muted);
  font-size: 0.7rem;
}

.calculator-slider input[type="range"] {
  --range-progress: 0%;
  --range-color: var(--site-primary);
  width: 100%;
  height: 8px;
  margin: 5px 0;
  appearance: none;
  border-radius: 999px;
  outline: 0;
  background:
    linear-gradient(
      to right,
      var(--range-color) 0 var(--range-progress),
      #dbe3e6 var(--range-progress) 100%
    );
  cursor: pointer;
}

.calculator-slider input[type="range"]::-webkit-slider-thumb {
  width: 22px;
  height: 22px;
  appearance: none;
  border: 3px solid #fff;
  border-radius: 50%;
  background: var(--range-color);
  box-shadow: 0 2px 8px rgba(0, 54, 76, 0.28);
}

.calculator-slider input[type="range"]::-moz-range-thumb {
  width: 17px;
  height: 17px;
  border: 3px solid #fff;
  border-radius: 50%;
  background: var(--range-color);
  box-shadow: 0 2px 8px rgba(0, 54, 76, 0.28);
}

.calculator-slider input[type="range"]:focus-visible {
  box-shadow: 0 0 0 4px rgba(102, 120, 0, 0.17);
}

.calculator-slider__message {
  border-left: 3px solid currentColor;
  padding-left: 10px;
  color: var(--site-muted);
  font-size: 0.74rem;
  line-height: 1.45;
}

[data-expense-slider] {
  --expense-state: #7c8f98;
}

[data-expense-slider][data-expense-level="good"] {
  --expense-state: #667800;
}

[data-expense-slider][data-expense-level="warning"] {
  --expense-state: #c78a16;
}

[data-expense-slider][data-expense-level="danger"] {
  --expense-state: #b9473f;
}

[data-expense-slider] input[type="range"] {
  --range-color: var(--expense-state);
}

[data-expense-slider] .calculator-slider__message {
  color: var(--expense-state);
}

[data-expense-slider][data-expense-level="neutral"] .calculator-slider__heading output {
  background: #eef3f5;
  color: #6c8089;
}

[data-expense-slider][data-expense-level="good"] .calculator-slider__heading output {
  background: #f2f5df;
  color: #667800;
}

[data-expense-slider][data-expense-level="warning"] .calculator-slider__heading output {
  background: #fff4dc;
  color: #a96e09;
}

[data-expense-slider][data-expense-level="danger"] .calculator-slider__heading output {
  background: #fff0ee;
  color: #a83b34;
}

.calculator-expense-status {
  --expense-state: #7c8f98;
  display: grid;
  gap: 10px;
  margin-top: 27px;
  border: 1px solid var(--site-border);
  border-radius: 12px;
  background: #f7f9fa;
  padding: 18px 20px;
}

.calculator-expense-status[data-expense-level="good"] {
  --expense-state: #667800;
}

.calculator-expense-status[data-expense-level="warning"] {
  --expense-state: #c78a16;
}

.calculator-expense-status[data-expense-level="danger"] {
  --expense-state: #b9473f;
}

.calculator-expense-status__heading {
  display: flex;
  gap: 16px;
  align-items: center;
  justify-content: space-between;
  color: var(--site-ink);
  font-size: 0.88rem;
}

.calculator-expense-status__heading output {
  color: var(--expense-state);
  font-weight: 850;
}

.calculator-expense-status__track {
  display: block;
  overflow: hidden;
  height: 8px;
  border-radius: 999px;
  background: #dbe3e6;
}

.calculator-expense-status__track i {
  display: block;
  width: 0;
  height: 100%;
  border-radius: inherit;
  background: var(--expense-state);
  transition: width 180ms ease, background-color 180ms ease;
}

.calculator-expense-status .calculator-slider__message {
  color: var(--expense-state);
}

[data-full-expense-level="good"] [data-expense-part] {
  --range-color: #667800;
}

[data-full-expense-level="warning"] [data-expense-part] {
  --range-color: #c78a16;
}

[data-full-expense-level="danger"] [data-expense-part] {
  --range-color: #b9473f;
}

.calculator-product-basis {
  margin-top: 25px;
  border: 1px solid #dce5bb;
  border-radius: 12px;
  background: #f7f9eb;
  padding: 18px 20px;
}

.calculator-product-basis strong {
  color: var(--site-ink);
  font-size: 0.88rem;
}

.calculator-product-basis p {
  margin: 8px 0 0 !important;
  color: var(--site-muted) !important;
  font-size: 0.74rem;
  line-height: 1.55;
}

.calculator-assumption-note {
  margin: 22px 0 0 !important;
  border-left: 3px solid var(--site-primary);
  padding-left: 12px;
  color: var(--site-muted) !important;
  font-size: 0.76rem;
  line-height: 1.5;
}

.calculator-field {
  display: flex;
  min-width: 0;
  flex-direction: column;
  gap: 8px;
  color: var(--site-ink);
  font-size: 0.9rem;
  font-weight: 750;
}

.calculator-field small {
  color: var(--site-muted);
  font-size: 0.75rem;
  font-weight: 400;
  line-height: 1.4;
}

.calculator-field__control {
  display: flex;
  overflow: hidden;
  border: 1px solid #c9d6dc;
  border-radius: 10px;
  background: #fff;
  transition: border-color 150ms ease, box-shadow 150ms ease;
}

.calculator-field__control:focus-within {
  border-color: var(--site-primary);
  box-shadow: 0 0 0 3px rgba(102, 120, 0, 0.14);
}

.calculator-field__control input,
.calculator-field__control select {
  width: 100%;
  min-width: 0;
  border: 0;
  outline: 0;
  background: transparent;
  padding: 12px 13px;
  color: var(--site-ink);
  font: inherit;
  font-weight: 650;
}

.calculator-field__control > span {
  display: grid;
  min-width: 40px;
  border-left: 1px solid #dce5e9;
  background: #f3f6f7;
  place-items: center;
  color: var(--site-muted);
  font-weight: 750;
}

.calculator-field__control--select select {
  cursor: pointer;
}

.credit-calculator__actions {
  display: flex;
  gap: 18px;
  align-items: center;
  margin-top: 30px;
}

.credit-calculator__actions [data-action="calculate"] {
  display: none;
}

.calculator-reset {
  border: 0;
  background: transparent;
  padding: 8px 2px;
  color: var(--site-primary-dark);
  cursor: pointer;
  font-weight: 750;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.calculator-privacy {
  display: flex;
  gap: 9px;
  align-items: flex-start;
  margin: 22px 0 0 !important;
  color: var(--site-muted) !important;
  font-size: 0.8rem;
}

.calculator-privacy span {
  color: var(--site-primary);
  font-weight: 900;
}

.credit-calculator__result {
  display: flex;
  min-width: 0;
  flex-direction: column;
  background:
    radial-gradient(circle at 100% 0%, rgba(198, 211, 111, 0.17), transparent 21rem),
    var(--site-ink);
  padding: clamp(28px, 4vw, 44px);
  color: #fff;
}

.credit-calculator__result h3 {
  margin: 0 0 24px;
  color: #fff;
  font-size: 1.35rem;
}

.credit-calculator__result-label {
  margin: 0 0 7px !important;
  color: #c6d36f !important;
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.calculator-result-ring {
  --rate-share: 0%;
  display: grid;
  width: min(250px, 100%);
  aspect-ratio: 1;
  margin: 0 auto 24px;
  border-radius: 50%;
  background:
    radial-gradient(circle, var(--site-ink) 0 58%, transparent 59%),
    conic-gradient(#c6d36f var(--rate-share), rgba(255, 255, 255, 0.12) 0);
  place-items: center;
  text-align: center;
}

.calculator-result-ring div {
  width: 68%;
}

.calculator-result-ring strong {
  display: block;
  color: #fff;
  font-family: var(--site-heading-font);
  font-size: clamp(1.7rem, 4vw, 2.35rem);
  letter-spacing: -0.04em;
  line-height: 1;
}

.calculator-result-ring span {
  display: block;
  margin-top: 8px;
  color: rgba(255, 255, 255, 0.65);
  font-size: 0.76rem;
  line-height: 1.35;
}

.calculator-status {
  min-height: 48px;
  margin: 0 0 20px !important;
  color: rgba(255, 255, 255, 0.78) !important;
  font-size: 0.88rem;
}

.calculator-result-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1px;
  overflow: hidden;
  margin: 0;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.14);
}

.calculator-result-list div {
  background: rgba(4, 35, 51, 0.72);
  padding: 14px 15px;
}

.calculator-result-list dt {
  color: rgba(255, 255, 255, 0.58);
  font-size: 0.72rem;
}

.calculator-result-list dd {
  margin: 5px 0 0;
  color: #fff;
  font-weight: 800;
}

.calculator-budget {
  margin-top: 24px;
}

.calculator-budget__bar {
  display: flex;
  overflow: hidden;
  height: 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.1);
}

.calculator-budget__bar span {
  width: 0;
  transition: width 240ms ease;
}

.calculator-budget__expenses,
.legend-expenses {
  background: #8298a2;
}

.calculator-budget__reserve,
.legend-reserve {
  background: #e4b85e;
}

.calculator-budget__rate,
.legend-rate {
  background: #c6d36f;
}

.calculator-budget__legend {
  display: flex;
  flex-wrap: wrap;
  gap: 9px 17px;
  margin: 11px 0 0;
  padding: 0;
  list-style: none;
}

.calculator-budget__legend li {
  display: flex;
  gap: 6px;
  align-items: center;
  color: rgba(255, 255, 255, 0.64);
  font-size: 0.7rem;
}

.calculator-budget__legend i {
  width: 8px;
  height: 8px;
  border-radius: 50%;
}

.calculator-term-comparison {
  margin-top: 27px;
  border-top: 1px solid rgba(255, 255, 255, 0.13);
  padding-top: 22px;
}

.calculator-term-comparison h4 {
  margin: 0 0 16px;
  color: #fff;
  font-size: 0.9rem;
}

.calculator-term-chart {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  height: 150px;
}

.calculator-term-chart__item {
  display: grid;
  grid-template-rows: auto 1fr auto;
  gap: 7px;
  min-width: 0;
  text-align: center;
}

.calculator-term-chart__value {
  overflow: hidden;
  color: #fff;
  font-size: 0.72rem;
  font-weight: 800;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.calculator-term-chart__track {
  position: relative;
  display: block;
  overflow: hidden;
  border-radius: 7px 7px 3px 3px;
  background: rgba(255, 255, 255, 0.08);
}

.calculator-term-chart__track i {
  position: absolute;
  right: 0;
  bottom: 0;
  left: 0;
  height: 0;
  border-radius: 7px 7px 3px 3px;
  background: linear-gradient(180deg, #c6d36f, #829600);
  transition: height 240ms ease;
}

.calculator-term-chart__label {
  color: rgba(255, 255, 255, 0.55);
  font-size: 0.68rem;
}

.calculator-disclaimer {
  margin: 22px 0 0 !important;
  color: rgba(255, 255, 255, 0.55) !important;
  font-size: 0.74rem;
  line-height: 1.5;
}

.calculator-full-link {
  display: inline-flex;
  gap: 8px;
  align-items: center;
  margin-top: 25px;
  color: #d7e387;
  font-size: 0.85rem;
  font-weight: 750;
}

.calculator-method-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin: 30px 0;
}

.calculator-method-grid article {
  border: 1px solid var(--site-border);
  border-radius: var(--site-radius);
  background: #fff;
  padding: 25px;
}

.calculator-method-grid article > span {
  display: grid;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--site-primary);
  place-items: center;
  color: #fff;
  font-weight: 850;
}

.calculator-method-grid h3 {
  margin: 18px 0 9px;
  font-size: 1.08rem;
}

.calculator-method-grid p {
  margin: 0;
}

.calculator-formula {
  display: grid;
  gap: 1px;
  overflow: hidden;
  margin: 28px 0;
  border: 1px solid var(--site-border);
  border-radius: var(--site-radius);
  background: var(--site-border);
}

.calculator-formula p {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
  gap: 18px;
  align-items: center;
  margin: 0;
  background: #fff;
  padding: 18px 22px;
}

.calculator-formula p > span {
  color: var(--site-primary);
  font-weight: 900;
}

.credit-calculator--mini .credit-calculator__form {
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.9fr);
}

.credit-calculator--mini .credit-calculator__fields--mini,
.credit-calculator--mini .credit-calculator__fields--assumptions {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.credit-calculator--mini .credit-calculator__fields--assumptions .calculator-field:last-child {
  grid-column: 1 / -1;
}

.credit-calculator--mini .calculator-result-ring {
  width: min(210px, 100%);
}

.step-list {
  margin: 32px 0;
  padding: 0;
  counter-reset: pillar-steps;
  list-style: none;
}

.step-list > li {
  position: relative;
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 18px;
  padding-bottom: 28px;
  counter-increment: pillar-steps;
}

.step-list > li::before {
  display: grid;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--site-primary);
  box-shadow: 0 7px 18px rgba(102, 120, 0, 0.2);
  place-items: center;
  color: #fff;
  content: counter(pillar-steps);
  font-weight: 800;
}

.step-list > li:not(:last-child)::after {
  position: absolute;
  top: 48px;
  bottom: 4px;
  left: 21px;
  width: 2px;
  background: var(--site-border);
  content: "";
}

.step-list h3 {
  margin: 5px 0 6px;
  font-size: 1.1rem;
}

.step-list p {
  margin: 0;
}

@media (min-width: 992px) {
  .step-list {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 12px;
  }

  .step-list > li {
    display: block;
    min-width: 0;
    min-height: 100%;
    border: 1px solid var(--site-border);
    border-top: 4px solid var(--site-primary);
    border-radius: 14px;
    background: #fff;
    box-shadow: 0 10px 26px rgba(0, 54, 76, 0.045);
    padding: 76px 18px 22px;
  }

  .step-list > li::before {
    position: absolute;
    top: 19px;
    left: 18px;
    z-index: 2;
    width: 40px;
    height: 40px;
    content: "0" counter(pillar-steps);
    font-size: 0.78rem;
  }

  .step-list > li:not(:last-child)::after {
    top: 38px;
    right: -13px;
    bottom: auto;
    left: 58px;
    z-index: 1;
    width: auto;
    height: 2px;
    background: linear-gradient(90deg, #c6d36f, var(--site-border));
  }

  .step-list h3 {
    margin: 0 0 10px;
    font-size: 1rem;
    line-height: 1.35;
  }

  .step-list p {
    font-size: 0.86rem;
    line-height: 1.6;
  }
}

.related-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin: 28px 0;
}

.related-grid a {
  display: flex;
  flex-direction: column;
  border: 1px solid var(--site-border);
  border-radius: 12px;
  background: #fff;
  padding: 20px;
  color: var(--site-ink);
  transition: border-color 160ms ease, transform 160ms ease, box-shadow 160ms ease;
}

.related-grid a:hover,
.related-grid a:focus {
  border-color: #bdc98a;
  box-shadow: 0 10px 28px rgba(0, 54, 76, 0.08);
  transform: translateY(-2px);
}

.related-grid span {
  margin-bottom: 4px;
  color: var(--site-muted);
  font-size: 0.78rem;
}

.faq-list {
  border-top: 1px solid var(--site-border);
}

.faq-list details {
  border-bottom: 1px solid var(--site-border);
}

.faq-list summary {
  position: relative;
  padding: 22px 44px 22px 0;
  color: var(--site-ink);
  cursor: pointer;
  font-weight: 750;
  list-style: none;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  position: absolute;
  top: 21px;
  right: 8px;
  color: var(--site-primary);
  content: "+";
  font-size: 1.35rem;
  line-height: 1;
}

.faq-list details[open] summary::after {
  content: "−";
}

.faq-list details p {
  margin: 0;
  padding: 0 44px 22px 0;
}

.text-link {
  display: inline-flex;
  gap: 8px;
  color: var(--site-primary-dark);
  font-weight: 750;
}

.source-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 26px 0 0;
  padding: 0;
  counter-reset: source-links;
  list-style: none;
}

.source-list li {
  position: relative;
  min-width: 0;
  border: 1px solid var(--site-border);
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.88);
  padding: 17px 18px 17px 54px;
  counter-increment: source-links;
}

.source-list li::before {
  position: absolute;
  top: 16px;
  left: 16px;
  display: grid;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: #edf2d0;
  color: var(--site-primary-dark);
  content: counter(source-links);
  font-size: 0.72rem;
  font-weight: 850;
  place-items: center;
}

.source-list a {
  color: var(--site-primary-dark);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.pillar-article > .pillar-cta {
  display: flex;
  gap: 32px;
  align-items: center;
  justify-content: space-between;
  border: 0 !important;
  border-radius: 0;
  background:
    radial-gradient(circle at 100% 0%, rgba(198, 211, 111, 0.17), transparent 21rem),
    var(--site-ink) !important;
  padding:
    clamp(64px, 7vw, 96px)
    max(24px, calc((100vw - 960px) / 2));
}

.pillar-article > .pillar-cta h2,
.pillar-article > .pillar-cta p {
  color: #fff;
}

.pillar-article > .pillar-cta h2 {
  margin-bottom: 10px;
}

.pillar-article > .pillar-cta p {
  margin: 0;
  opacity: 0.78;
}

.pillar-article > .pillar-cta .section-kicker {
  color: #c6d36f;
}

.pillar-article > .pillar-cta .btn {
  flex: 0 0 auto;
  white-space: nowrap;
}

@media (min-width: 1200px) {
  .credit-calculator--full {
    overflow: visible;
  }

  .credit-calculator--full .credit-calculator__result {
    position: sticky;
    top: 104px;
    align-self: start;
    height: fit-content;
    border-radius: 0 23px 23px 0;
  }
}

@media (max-width: 1199.98px) {
  .site-header .navbar-collapse {
    max-height: calc(100vh - 88px);
    overflow-y: auto;
    padding: 18px 0 10px;
  }

  .site-header .navbar-nav {
    align-items: stretch !important;
  }

  .site-header .nav-link {
    width: 100%;
    padding: 10px 0 !important;
    text-align: left;
  }

  .site-header .dropdown-menu {
    box-shadow: none;
  }

  .site-header__cta {
    display: block;
    width: 100%;
    margin: 12px 0 0 !important;
    text-align: center;
  }

  .credit-calculator__form,
  .credit-calculator--mini .credit-calculator__form {
    grid-template-columns: 1fr;
  }

  .credit-calculator__result {
    min-height: 0;
  }

  .credit-calculator__actions [data-action="calculate"] {
    display: inline-flex;
    align-items: center;
    justify-content: center;
  }

  .credit-calculator--full .credit-calculator__result {
    scroll-margin-top: 84px;
  }

  .credit-calculator--full:not([data-result-open="true"]) .credit-calculator__result {
    display: none;
  }

  .credit-calculator--full[data-result-open="true"] .credit-calculator__result {
    display: flex;
  }

  .credit-calculator--full .credit-calculator__actions [data-action="calculate"]::after {
    margin-left: 9px;
    content: "↓";
  }

  .credit-calculator--full[data-result-open="true"] .credit-calculator__actions [data-action="calculate"]::after {
    content: "↑";
  }
}

@media (max-width: 700px) {
  body:has(.mobile-sticky-cta) {
    padding-bottom: 82px;
  }

  .site-header .navbar {
    min-height: 67px;
    padding: 7px 0;
  }

  .site-header .navbar-brand img {
    width: 151px;
  }

  .mobile-sticky-cta {
    position: fixed;
    right: 12px;
    bottom: 12px;
    left: 12px;
    z-index: 1040;
    display: block;
    opacity: 1;
    transform: translateY(0);
    transition: opacity 0.2s ease, transform 0.2s ease;
  }

  .mobile-sticky-cta .btn {
    width: 100%;
    min-height: 52px;
    border-radius: 9px;
    box-shadow: 0 12px 26px rgba(0, 59, 82, 0.24);
  }

  .mobile-sticky-cta--hidden {
    pointer-events: none;
    opacity: 0;
    transform: translateY(18px);
  }

  .site-footer {
    padding-bottom: 32px;
  }
}

@media (max-width: 991.98px) {
  .pillar-section-nav__inner {
    width: 100%;
    min-width: 0;
    padding: 0 18px;
  }

  .pillar-section-nav ul {
    min-width: 0;
    overflow-x: auto;
    padding: 7px 0;
    scrollbar-width: none;
  }

  .pillar-section-nav ul::-webkit-scrollbar {
    display: none;
  }

  .score-criteria-compact {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .score-criteria-detailed {
    grid-template-columns: 1fr;
  }

  .score-detail-card--important {
    grid-column: auto;
  }

  .score-decision-banner {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .score-check-steps {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 767.98px) {
  .site-footer {
    padding-top: 48px;
  }

  .site-footer__bottom {
    flex-direction: column;
    margin-top: 36px;
  }

  .pillar-hero {
    padding: 20px 0 54px;
  }

  .pillar-breadcrumb {
    margin-bottom: 8px;
    font-size: 0.8rem;
  }

  .pillar-meta--top {
    margin-bottom: 22px;
    font-size: 0.8rem;
    line-height: 1.55;
  }

  .pillar-hero .row {
    --bs-gutter-y: 1.5rem;
  }

  .pillar-hero h1 {
    margin-bottom: 18px;
    font-size: clamp(2.5rem, 12vw, 3.15rem);
    line-height: 1.01;
  }

  .pillar-lead {
    margin-bottom: 18px;
    font-size: 1rem;
    line-height: 1.62;
  }

  .pillar-facts {
    gap: 9px;
    margin-bottom: 4px;
  }

  .pillar-facts li {
    padding-left: 29px;
    font-size: 0.88rem;
  }

  .pillar-trust-chips {
    display: none;
  }

  .quick-answer {
    border-radius: 17px;
    padding: 25px 23px;
  }

  .quick-answer h2 {
    margin-bottom: 12px;
    font-size: 1.4rem;
  }

  .quick-answer p:not(.quick-answer__label) {
    font-size: 0.92rem;
    line-height: 1.65;
  }

  .pillar-section-nav {
    top: 82px;
  }

  .pillar-section-nav__inner {
    width: 100%;
    min-height: 52px;
    padding: 0 14px;
  }

  .pillar-section-nav__desktop {
    display: none;
  }

  .pillar-section-nav__mobile {
    position: relative;
    display: block;
    width: 100%;
  }

  .pillar-section-nav__mobile summary {
    position: relative;
    display: flex;
    min-height: 52px;
    padding: 7px 40px 7px 2px;
    flex-direction: column;
    justify-content: center;
    cursor: pointer;
    list-style: none;
  }

  .pillar-section-nav__mobile summary::-webkit-details-marker {
    display: none;
  }

  .pillar-section-nav__mobile summary > span {
    color: var(--site-primary-dark);
    font-size: 0.65rem;
    font-weight: 850;
    letter-spacing: 0.08em;
    line-height: 1.1;
    text-transform: uppercase;
  }

  .pillar-section-nav__mobile summary > strong {
    margin-top: 3px;
    color: var(--site-ink);
    font-size: 0.9rem;
  }

  .pillar-section-nav__mobile summary::after {
    position: absolute;
    top: 50%;
    right: 5px;
    width: 11px;
    height: 11px;
    border-right: 2px solid var(--site-primary);
    border-bottom: 2px solid var(--site-primary);
    content: "";
    transform: translateY(-65%) rotate(45deg);
    transition: transform 160ms ease;
  }

  .pillar-section-nav__mobile[open] summary::after {
    transform: translateY(-35%) rotate(225deg);
  }

  .pillar-section-nav__dropdown {
    position: absolute;
    top: calc(100% + 7px);
    right: 0;
    left: 0;
    z-index: 40;
    overflow: hidden auto;
    max-height: min(66vh, 520px);
    border: 1px solid var(--site-border);
    border-radius: 14px;
    background: #fff;
    box-shadow: 0 18px 42px rgba(0, 59, 82, 0.18);
    padding: 8px;
  }

  .pillar-section-nav__dropdown ul {
    display: grid;
    width: 100%;
    gap: 3px;
    overflow: visible;
    padding: 0;
  }

  .pillar-section-nav__dropdown a {
    border-radius: 8px;
    background: transparent;
    padding: 10px 12px;
    font-size: 0.86rem;
    white-space: normal;
  }

  .pillar-section-nav__dropdown a:hover,
  .pillar-section-nav__dropdown a:focus-visible {
    background: var(--campaign-green-pale);
  }

  .pillar-article > section {
    scroll-margin-top: 142px;
    padding: 52px 24px;
  }

  .truth-grid,
  .signal-grid,
  .related-grid,
  .situation-grid,
  .query-comparison {
    grid-template-columns: 1fr;
  }

  .score-update {
    grid-template-columns: 1fr;
    gap: 24px;
    margin: 24px 0;
    padding: 24px;
  }

  .score-update__visual {
    border-right: 0;
    border-bottom: 1px solid rgba(102, 120, 0, 0.18);
    padding: 0 0 24px;
  }

  .score-update__badge {
    margin-bottom: 18px;
  }

  .score-update__facts {
    gap: 7px;
    margin-top: 20px;
  }

  .score-update__facts li {
    padding: 10px 8px;
  }

  .score-update__facts strong {
    font-size: 0.76rem;
  }

  .score-update__facts span {
    font-size: 0.66rem;
  }

  .score-criteria-intro,
  .score-limitations,
  .score-meaning-grid {
    grid-template-columns: 1fr;
  }

  .score-criteria-intro {
    gap: 12px;
    margin-top: 34px;
  }

  .score-criteria-compact,
  .score-overview-grid {
    grid-template-columns: 1fr;
  }

  .score-limitations {
    gap: 18px;
    padding: 24px;
  }

  .score-guide-hero__card {
    border-radius: 17px;
    padding: 25px 23px;
  }

  .score-guide-hero__card dl {
    gap: 6px;
  }

  .score-guide-hero__card dd {
    font-size: 0.72rem;
  }

  .score-overview-grid {
    gap: 12px;
    margin: 24px 0;
  }

  .score-overview-grid article,
  .score-detail-card {
    padding: 22px;
  }

  .score-detail-card__head {
    grid-template-columns: 38px minmax(0, 1fr);
    gap: 11px;
  }

  .score-detail-card__head > span {
    width: 38px;
    height: 38px;
  }

  .score-meaning-grid,
  .score-check-steps {
    gap: 12px;
    margin: 24px 0;
  }

  .score-meaning-grid article,
  .score-check-steps li {
    padding: 22px;
  }

  .score-decision-banner {
    padding: 24px;
  }

  .score-update-history li {
    grid-template-columns: 1fr;
    gap: 12px;
    padding-bottom: 26px;
  }

  .score-update-history li:not(:last-child)::before {
    display: none;
  }

  .score-update-history time {
    justify-self: start;
  }

  .comparison-table-wrap,
  .action-table-wrap {
    overflow: visible;
    border: 0;
    border-radius: 0;
    box-shadow: none;
  }

  .comparison-table,
  .action-table {
    display: block;
    min-width: 0;
    background: transparent;
  }

  .comparison-table thead,
  .action-table thead {
    position: absolute;
    overflow: hidden;
    width: 1px;
    height: 1px;
    padding: 0;
    border: 0;
    clip: rect(0 0 0 0);
    white-space: nowrap;
  }

  .comparison-table tbody,
  .comparison-table tr,
  .comparison-table th,
  .comparison-table td,
  .action-table tbody,
  .action-table tr,
  .action-table th,
  .action-table td {
    display: block;
    width: 100%;
  }

  .comparison-table tbody tr,
  .action-table tbody tr {
    overflow: hidden;
    margin-bottom: 14px;
    border: 1px solid var(--site-border);
    border-radius: 14px;
    background: #fff;
    box-shadow: 0 8px 22px rgba(0, 54, 76, 0.045);
  }

  .comparison-table tbody th,
  .action-table tbody th {
    width: 100%;
    border: 0;
    background: var(--site-ink);
    padding: 14px 16px;
    color: #fff;
  }

  .comparison-table td,
  .action-table td {
    border: 0;
    padding: 15px 16px;
  }

  .comparison-table td + td {
    border-top: 1px solid var(--site-border);
  }

  .comparison-table td::before,
  .action-table td::before {
    display: block;
    margin-bottom: 5px;
    color: var(--site-primary-dark);
    content: attr(data-label);
    font-size: 0.7rem;
    font-weight: 850;
    letter-spacing: 0.07em;
    text-transform: uppercase;
  }

  .comparison-table tbody tr:last-child th,
  .comparison-table tbody tr:last-child td,
  .action-table tbody tr:last-child th,
  .action-table tbody tr:last-child td {
    border-bottom: 0;
  }

  .situation-grid,
  .query-comparison,
  .truth-grid,
  .signal-grid,
  .related-grid {
    gap: 14px;
    margin: 22px 0;
  }

  .situation-card,
  .query-card,
  .truth-card,
  .signal-card {
    padding: 22px;
  }

  .source-list {
    grid-template-columns: 1fr;
  }

  .editorial-method {
    margin-top: 22px;
    padding: 22px;
  }

  .calculator-hero__content,
  .calculator-method-grid {
    grid-template-columns: 1fr;
  }

  .credit-calculator {
    border-radius: 18px;
  }

  .credit-calculator__fields,
  .credit-calculator__fields--expenses,
  .credit-calculator__fields--assumptions,
  .credit-calculator--mini .credit-calculator__fields--mini,
  .credit-calculator--mini .credit-calculator__fields--assumptions {
    grid-template-columns: 1fr;
  }

  .credit-calculator__sliders--assumptions {
    grid-template-columns: 1fr;
  }

  .credit-calculator__sliders--two,
  .credit-calculator__sliders--expenses,
  .credit-calculator__sliders--assumptions-full {
    grid-template-columns: 1fr;
  }

  .credit-calculator__result {
    scroll-margin-top: 84px;
  }

  .credit-calculator__fields--expenses .calculator-field:last-child,
  .credit-calculator--mini .credit-calculator__fields--assumptions .calculator-field:last-child {
    grid-column: auto;
  }

  .credit-calculator__actions {
    align-items: stretch;
    flex-direction: column;
  }

  .credit-calculator__actions .btn {
    width: 100%;
  }

  .calculator-formula p {
    grid-template-columns: 1fr;
    gap: 7px;
  }

  .calculator-formula p > span {
    display: none;
  }

  #bedeutung::before {
    right: -110px;
  }

  #bedeutung::after {
    bottom: 12px;
    left: -140px;
  }

  #bedeutung .check-list {
    grid-template-columns: 1fr;
    grid-template-rows: none;
    grid-auto-flow: row;
    row-gap: 13px;
  }

  .pillar-article > .pillar-cta {
    align-items: stretch;
    flex-direction: column;
  }

  .pillar-article > .pillar-cta .btn {
    width: 100%;
  }
}

@media (max-width: 380px) {
  .credit-calculator--mini .calculator-result-list {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 767.98px) {
  .pillar-article-context__inner {
    width: min(100% - 32px, 960px);
    min-height: 0;
    padding: 15px 0 17px;
    gap: 7px;
    align-items: flex-start;
    flex-direction: column;
  }

  .pillar-article-context .pillar-breadcrumb,
  .pillar-article-context .pillar-meta {
    width: 100%;
    text-align: left;
  }

  .pillar-article-context .pillar-meta {
    font-size: 0.78rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}