.debt-hero {
    position: relative;
    overflow: hidden;
    background:
        radial-gradient(circle at 88% 12%, rgba(158, 183, 28, .16), transparent 28rem),
        repeating-linear-gradient(90deg, transparent 0 31px, rgba(2, 81, 112, .035) 32px 33px),
        linear-gradient(145deg, #f9fbfb 0%, #eaf1f3 100%);
}

.debt-definition-grid,
.debt-lanes,
.debt-factor-grid,
.debt-comparison,
.debt-warning-grid {
    display: grid;
    gap: 1rem;
    margin-top: 1.5rem;
}

.debt-definition-grid,
.debt-lanes {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.debt-factor-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.debt-comparison,
.debt-warning-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.debt-definition-grid article,
.debt-lanes article,
.debt-factor-grid article,
.debt-comparison article,
.debt-warning-grid article {
    min-width: 0;
    padding: clamp(1.15rem, 2.5vw, 1.75rem);
    border: 1px solid var(--campaign-line);
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 12px 30px rgba(0, 59, 82, .08);
}

.debt-definition-grid span,
.debt-factor-grid span {
    display: inline-block;
    margin-bottom: .55rem;
    color: var(--campaign-green-dark);
    font-size: .76rem;
    font-weight: 800;
    letter-spacing: .07em;
    text-transform: uppercase;
}

.debt-definition-grid h3,
.debt-definition-grid p,
.debt-factor-grid h3,
.debt-factor-grid p,
.debt-warning-grid h3,
.debt-warning-grid p {
    margin-bottom: 0;
}

.debt-definition-grid h3,
.debt-factor-grid h3,
.debt-warning-grid h3 {
    margin-bottom: .65rem;
}

.debt-lane {
    border-top-width: 5px !important;
}

.debt-lane--green {
    border-top-color: var(--campaign-green) !important;
}

.debt-lane--amber {
    border-top-color: #c69214 !important;
}

.debt-lane--red {
    border-top-color: #a34b42 !important;
}

.debt-lane > span {
    display: grid;
    width: 38px;
    height: 38px;
    margin-bottom: .8rem;
    border-radius: 50%;
    background: var(--campaign-petrol);
    color: #fff;
    font-weight: 800;
    place-items: center;
}

.debt-lane strong {
    display: block;
    margin-top: .8rem;
    color: var(--campaign-ink);
}

.debt-check {
    display: grid;
    grid-template-columns: minmax(0, 1.1fr) minmax(280px, .9fr);
    gap: 1rem;
    margin-top: 1.5rem;
    padding: clamp(1.1rem, 3vw, 2rem);
    border: 1px solid var(--campaign-line);
    border-radius: 22px;
    background: #fff;
    box-shadow: var(--campaign-shadow);
}

.debt-check__fields {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(150px, .7fr);
    gap: .65rem 1rem;
    align-items: center;
}

.debt-check__fields label {
    color: var(--campaign-ink);
    font-weight: 750;
}

.debt-input {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 42px;
    overflow: hidden;
    border: 1px solid #ccd9de;
    border-radius: 9px;
    background: #fbfcfc;
}

.debt-input:focus-within {
    border-color: var(--campaign-green);
    box-shadow: 0 0 0 3px rgba(158, 183, 28, .18);
}

.debt-input input {
    min-width: 0;
    min-height: 48px;
    padding: .65rem .8rem;
    border: 0;
    outline: 0;
    background: transparent;
    color: var(--campaign-ink);
    font-weight: 700;
}

.debt-input span {
    display: grid;
    border-left: 1px solid var(--campaign-line);
    color: var(--campaign-muted);
    background: #f3f6f7;
    place-items: center;
}

.debt-check__result {
    padding: 1.4rem;
    border-radius: 18px;
    background: var(--campaign-petrol-dark);
    color: #fff;
}

.debt-check__result p,
.debt-check__result strong,
.debt-check__result h3 {
    color: #fff;
}

.debt-check__result p {
    margin: 0;
}

.debt-check__result > strong {
    display: block;
    margin: .2rem 0 .8rem;
    font-family: var(--site-heading-font);
    font-size: clamp(1.5rem, 3vw, 2.1rem);
}

.debt-check__bar {
    height: 10px;
    margin: 1rem 0;
    overflow: hidden;
    border-radius: 999px;
    background: rgba(255, 255, 255, .17);
}

.debt-check__bar span {
    display: block;
    width: 50%;
    height: 100%;
    border-radius: inherit;
    background: #9eb71c;
    transition: width .2s ease, background-color .2s ease;
}

.debt-check__result h3 {
    margin: 0 0 .5rem;
}

.debt-check__result[data-status="warning"] .debt-check__bar span {
    background: #e5b84a;
}

.debt-check__result[data-status="danger"] .debt-check__bar span {
    background: #df756c;
}

.debt-privacy {
    margin-top: .75rem;
    color: var(--campaign-muted);
    font-size: .84rem;
}

.debt-comparison article:first-child {
    border-top: 5px solid #c69214;
}

.debt-comparison article:last-child {
    border-top: 5px solid var(--campaign-green);
}

.debt-comparison ul {
    display: grid;
    gap: .6rem;
    margin: 1rem 0 0;
    padding-left: 1.2rem;
}

.debt-formula {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr) auto minmax(0, 1fr);
    gap: 1rem;
    margin-top: 1rem;
    padding: 1.2rem;
    align-items: center;
    border-radius: 16px;
    background: var(--campaign-petrol-dark);
    color: #fff;
}

.debt-formula strong,
.debt-formula p,
.debt-formula span {
    margin: 0;
    color: #fff;
}

.debt-formula span {
    color: #c6d36f;
    font-weight: 800;
}

.debt-qualifier,
.debt-danger {
    margin-top: 1.2rem;
    padding: 1.1rem 1.3rem;
    border-left: 5px solid var(--campaign-green);
    border-radius: 12px;
    background: var(--campaign-green-pale);
}

.debt-danger {
    border-left-color: #a34b42;
    background: #fff0ee;
}

.debt-danger p,
.debt-qualifier {
    margin-bottom: 0;
}

.debt-inline-link {
    display: inline-block;
    margin-top: 1rem;
    color: var(--campaign-petrol);
    font-weight: 800;
}

.debt-help-panel {
    display: grid;
    grid-template-columns: minmax(200px, .65fr) minmax(0, 1.35fr);
    gap: 1.5rem;
    margin-top: 1.5rem;
    padding: clamp(1.3rem, 3vw, 2rem);
    border-radius: 18px;
    background: var(--campaign-petrol-dark);
    color: #fff;
}

.debt-help-panel h3,
.debt-help-panel p,
.debt-help-panel a {
    color: #fff;
}

.debt-help-panel h3,
.debt-help-panel p {
    margin-bottom: 0;
}

.debt-help-panel a {
    display: inline-block;
    margin-top: .8rem;
    font-weight: 800;
}

#situationen,
#belastungscheck,
#umschuldung,
#hilfe,
#faq {
    position: relative;
    isolation: isolate;
    overflow: hidden;
}

#situationen::before,
#belastungscheck::before,
#umschuldung::before,
#hilfe::before,
#faq::before {
    position: absolute;
    inset: 0;
    z-index: -1;
    background:
        radial-gradient(circle at 94% 13%, rgba(102, 120, 0, .07) 0 80px, transparent 81px),
        radial-gradient(circle at 5% 88%, rgba(2, 81, 112, .055) 0 105px, transparent 106px);
    content: "";
}

@media (max-width: 991.98px) {
    .debt-definition-grid,
    .debt-lanes,
    .debt-factor-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .debt-check {
        grid-template-columns: 1fr;
    }

    .debt-formula {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 767.98px) {
    .debt-definition-grid,
    .debt-lanes,
    .debt-factor-grid,
    .debt-comparison,
    .debt-warning-grid,
    .debt-check__fields,
    .debt-help-panel {
        grid-template-columns: 1fr;
    }
}