.access-hero {
    background:
        radial-gradient(circle at 10% 18%, rgba(102, 120, 0, .13) 0 4px, transparent 5px),
        radial-gradient(circle at 16% 29%, rgba(2, 81, 112, .12) 0 7px, transparent 8px),
        radial-gradient(circle at 88% 70%, rgba(102, 120, 0, .1) 0 5px, transparent 6px),
        linear-gradient(135deg, #f7fafb, #eef5f6);
    background-size: 150px 150px, 240px 240px, 190px 190px, auto;
}

.access-balance-grid,
.access-factor-grid,
.access-warning-grid {
    display: grid;
    gap: 18px;
    margin-top: 28px;
}

.access-balance-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.access-balance-grid article,
.access-factor-grid article,
.access-warning-grid article {
    padding: 23px;
    border: 1px solid var(--campaign-line);
    border-radius: 17px;
    background: #fff;
    box-shadow: 0 13px 30px rgba(0, 59, 82, .07);
}
.access-balance-grid article { border-top: 5px solid var(--campaign-green); }
.access-balance-grid span {
    display: inline-grid;
    width: 37px;
    height: 37px;
    margin-bottom: 15px;
    place-items: center;
    border-radius: 50%;
    color: #fff;
    background: var(--campaign-petrol);
    font-weight: 800;
}
.access-balance-grid h3,
.access-factor-grid h3 { margin-bottom: 8px; font-size: 1.15rem; }
.access-balance-grid p,
.access-factor-grid p,
.access-warning-grid p { margin: 0; }

.access-boundary {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
    gap: 16px;
    align-items: start;
    margin-top: 24px;
    padding: 20px 22px;
    border: 1px solid rgba(102, 120, 0, .3);
    border-radius: 15px;
    background: var(--campaign-green-pale);
}
.access-boundary strong { color: var(--campaign-green-dark); }
.access-boundary p { margin: 0; }

.access-pathfinder {
    display: grid;
    grid-template-columns: minmax(0, 1.15fr) minmax(300px, .85fr);
    gap: 18px;
    margin-top: 28px;
    padding: 24px;
    border: 1px solid var(--campaign-line);
    border-radius: 20px;
    background: linear-gradient(145deg, #fff, var(--campaign-paper));
    box-shadow: var(--campaign-shadow);
}
.access-pathfinder fieldset {
    display: grid;
    gap: 9px;
    margin: 0;
    padding: 18px;
    border: 1px solid var(--campaign-line);
    border-radius: 15px;
    background: #fff;
}
.access-pathfinder fieldset:nth-child(3) { grid-column: 1; }
.access-pathfinder legend {
    margin-bottom: 10px;
    color: var(--campaign-ink);
    font-family: var(--site-heading-font);
    font-size: 1rem;
    font-weight: 700;
}
.access-pathfinder label {
    display: flex;
    gap: 10px;
    align-items: center;
    padding: 11px 12px;
    border: 1px solid var(--campaign-line);
    border-radius: 10px;
    color: var(--campaign-ink);
    background: #fbfcfc;
    cursor: pointer;
}
.access-pathfinder label:has(input:checked) {
    border-color: rgba(102, 120, 0, .55);
    background: var(--campaign-green-pale);
}
.access-pathfinder input { flex: 0 0 auto; accent-color: var(--campaign-green); }
.access-pathfinder__result {
    grid-column: 2;
    grid-row: 1 / span 3;
    align-self: stretch;
    padding: 28px;
    border-radius: 17px;
    color: #fff;
    background: radial-gradient(circle at 100% 0%, rgba(198, 211, 111, .22), transparent 14rem), var(--campaign-petrol-dark);
}
.access-pathfinder__result > p:first-child {
    margin: 0 0 15px;
    color: rgba(255, 255, 255, .72);
    font-size: .75rem;
    font-weight: 800;
    letter-spacing: .07em;
    text-transform: uppercase;
}
.access-pathfinder__result h3,
.access-pathfinder__result p { color: #fff; }
.access-pathfinder__result h3 { margin-bottom: 12px; }
.access-pathfinder__result a {
    display: inline-flex;
    margin-top: 12px;
    color: #dbe88c;
    font-weight: 800;
}
.access-pathfinder__reset {
    margin-top: 12px;
    padding: 9px 14px;
    border: 1px solid var(--campaign-line);
    border-radius: 9px;
    color: var(--campaign-petrol);
    background: #fff;
    font-weight: 700;
}

.access-factor-grid,
.access-warning-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.access-factor-grid article:nth-child(3n+1) { border-top: 4px solid var(--campaign-green); }
.access-factor-grid article:nth-child(3n+2) { border-top: 4px solid var(--campaign-petrol); }
.access-factor-grid article:nth-child(3n) { border-top: 4px solid var(--campaign-ink-soft); }

.access-schufa-flow { display: grid; gap: 14px; margin: 28px 0; }
.access-schufa-flow article {
    display: grid;
    grid-template-columns: 50px minmax(0, 1fr);
    gap: 0 18px;
    align-items: start;
    padding: 21px;
    border: 1px solid var(--campaign-line);
    border-radius: 15px;
    background: #fff;
}
.access-schufa-flow span {
    display: grid;
    grid-row: 1 / span 2;
    width: 48px;
    height: 48px;
    place-items: center;
    border-radius: 14px;
    color: #fff;
    background: var(--campaign-green);
    font: 700 1.15rem/1 var(--site-heading-font);
}
.access-schufa-flow h3 { margin: 2px 0 6px; font-size: 1.1rem; }
.access-schufa-flow p { margin: 0; }

.access-process { display: grid; gap: 0; margin: 28px 0; padding: 0; list-style: none; counter-reset: none; }
.access-process li { display: grid; grid-template-columns: 55px minmax(0, 1fr); gap: 18px; position: relative; padding-bottom: 26px; }
.access-process li:not(:last-child)::before { position: absolute; top: 52px; bottom: 2px; left: 25px; width: 3px; border-radius: 2px; background: var(--campaign-line); content: ""; }
.access-process span { display: grid; width: 52px; height: 52px; place-items: center; border-radius: 50%; color: #fff; background: var(--campaign-petrol); font-weight: 800; }
.access-process h3 { margin: 3px 0 6px; font-size: 1.15rem; }
.access-process p { margin: 0; }
.access-inline-link { display: flex; justify-content: space-between; gap: 18px; padding: 20px 22px; border: 1px solid var(--campaign-line); border-radius: 14px; color: var(--campaign-ink); background: var(--campaign-paper); text-decoration: none; }
.access-inline-link span { color: var(--campaign-petrol); font-weight: 800; }

.access-warning-grid article { border-left: 5px solid #b47b1f; }
.access-warning-grid strong { display: block; margin-bottom: 7px; color: var(--campaign-ink); font-family: var(--site-heading-font); }

@media (max-width: 991.98px) {
    .access-balance-grid,
    .access-factor-grid,
    .access-warning-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .access-balance-grid article:last-child { grid-column: 1 / -1; }
    .access-pathfinder { grid-template-columns: 1fr; }
    .access-pathfinder fieldset:nth-child(3),
    .access-pathfinder__result { grid-column: auto; grid-row: auto; }
}

@media (max-width: 767.98px) {
    .access-balance-grid,
    .access-factor-grid,
    .access-warning-grid { grid-template-columns: 1fr; }
    .access-balance-grid article:last-child { grid-column: auto; }
    .access-boundary { grid-template-columns: 1fr; gap: 6px; }
    .access-pathfinder { padding: 17px; border-radius: 16px; }
    .access-pathfinder fieldset { padding: 15px; }
    .access-pathfinder__result { padding: 23px 19px; }
    .access-schufa-flow article { grid-template-columns: 42px minmax(0, 1fr); gap: 0 14px; padding: 18px 16px; }
    .access-schufa-flow span { width: 42px; height: 42px; border-radius: 12px; }
    .access-inline-link { flex-direction: column; gap: 6px; }
}

@media (prefers-reduced-motion: reduce) {
    .access-pathfinder label { scroll-behavior: auto; }
}