.retiree-page {
    --retiree-ink: var(--campaign-ink, #092f43);
    --retiree-petrol: var(--campaign-petrol, #025170);
    --retiree-green: var(--campaign-green, #667800);
    --retiree-green-dark: var(--campaign-green-dark, #5b6b00);
    --retiree-pale: var(--campaign-green-pale, #f2f7d9);
    --retiree-paper: var(--campaign-paper, #f4f7f8);
    --retiree-line: var(--campaign-line, #d9e2e6);
    color: var(--retiree-ink);
}

.retiree-hero {
    position: relative;
    isolation: isolate;
    overflow: hidden;
    border-bottom: 1px solid var(--retiree-line);
    background:
        radial-gradient(circle at 9% 24%, rgba(102, 120, 0, 0.13) 0 2px, transparent 2.5px) 0 0 / 24px 24px,
        linear-gradient(132deg, #f8faf3 0%, #edf4f5 55%, #f7f9ef 100%);
    padding: clamp(58px, 7vw, 94px) 0;
}

.retiree-hero::after {
    position: absolute;
    z-index: -1;
    right: -8rem;
    bottom: -13rem;
    width: 34rem;
    height: 34rem;
    border: 2px solid rgba(2, 81, 112, 0.08);
    border-radius: 50%;
    box-shadow: 0 0 0 38px rgba(102, 120, 0, 0.035), 0 0 0 82px rgba(2, 81, 112, 0.025);
    content: "";
}

.retiree-hero__grid {
    display: grid;
    grid-template-columns: minmax(0, 1.08fr) minmax(340px, 0.92fr);
    gap: clamp(42px, 6vw, 82px);
    align-items: center;
}

.retiree-hero__copy {
    border-radius: 22px;
    background: rgba(255, 255, 255, 0.88);
    box-shadow: 0 20px 54px rgba(0, 59, 82, 0.08);
    padding: clamp(28px, 4vw, 46px);
    backdrop-filter: blur(4px);
}

.retiree-hero h1 {
    max-width: 760px;
    margin-bottom: 22px;
    font-size: clamp(2.35rem, 5vw, 4.7rem);
    line-height: 1.02;
}

.retiree-hero__action {
    display: grid;
    gap: 16px;
}

.retiree-budget-visual {
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(2, 81, 112, 0.18);
    border-radius: 22px;
    background:
        radial-gradient(circle at 88% 14%, rgba(158, 183, 28, 0.19), transparent 12rem),
        #fff;
    box-shadow: 0 24px 55px rgba(0, 59, 82, 0.14);
    padding: clamp(28px, 4vw, 40px);
}

.retiree-budget-visual::before {
    position: absolute;
    top: -38px;
    right: -32px;
    width: 160px;
    height: 160px;
    border: 18px solid rgba(102, 120, 0, 0.06);
    border-radius: 50%;
    content: "";
}

.retiree-budget-visual__eyebrow {
    margin: 0 0 8px;
    color: var(--retiree-green);
    font-size: 0.76rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.retiree-budget-visual h2 {
    margin: 0 0 28px;
    font-size: clamp(1.45rem, 3vw, 2rem);
}

.retiree-budget-visual__bar {
    display: grid;
    grid-template-columns: 2.4fr 1.45fr 0.7fr 1fr;
    min-height: 84px;
    overflow: hidden;
    border-radius: 14px;
    box-shadow: inset 0 0 0 1px rgba(9, 47, 67, 0.08);
}

.retiree-budget-visual__bar span {
    display: grid;
    padding: 10px 6px;
    color: #fff;
    font-size: 0.75rem;
    font-weight: 800;
    place-items: center;
    text-align: center;
}

.retiree-budget-visual__bar .is-income { background: var(--retiree-petrol); }
.retiree-budget-visual__bar .is-cost { background: #58707d; }
.retiree-budget-visual__bar .is-reserve { background: #93a600; }
.retiree-budget-visual__bar .is-rate { background: var(--retiree-green); }

.retiree-budget-visual__timeline {
    display: grid;
    grid-template-columns: auto 1fr auto;
    gap: 12px;
    align-items: center;
    margin-top: 26px;
    color: #58707d;
    font-size: 0.78rem;
}

.retiree-budget-visual__timeline i {
    position: relative;
    height: 3px;
    border-radius: 4px;
    background: linear-gradient(90deg, var(--retiree-green), var(--retiree-petrol));
}

.retiree-budget-visual__timeline i::before,
.retiree-budget-visual__timeline i::after {
    position: absolute;
    top: 50%;
    width: 10px;
    height: 10px;
    border: 2px solid #fff;
    border-radius: 50%;
    background: var(--retiree-petrol);
    box-shadow: 0 0 0 2px rgba(2, 81, 112, 0.18);
    content: "";
    transform: translateY(-50%);
}

.retiree-budget-visual__timeline i::before { left: 0; }
.retiree-budget-visual__timeline i::after { right: 0; background: var(--retiree-green); }
.retiree-budget-visual__timeline strong { color: var(--retiree-ink); }

.retiree-hero__cta {
    width: 100%;
    min-height: 56px;
}

.retiree-hero__qualifier {
    margin: 0;
    color: #58707d;
    font-size: 0.78rem;
    text-align: center;
}

.retiree-summary-grid,
.retiree-check-grid,
.retiree-document-grid {
    display: grid;
    gap: 14px;
    margin: 30px 0;
}

.retiree-summary-grid {
    grid-template-columns: repeat(5, minmax(0, 1fr));
}

.retiree-summary-grid article,
.retiree-check-grid article,
.retiree-document-grid article {
    min-width: 0;
    border: 1px solid var(--retiree-line);
    border-radius: 16px;
    background: #fff;
    box-shadow: 0 12px 30px rgba(0, 59, 82, 0.05);
    padding: 22px;
}

.retiree-summary-grid article {
    position: relative;
    overflow: hidden;
    padding-top: 52px;
}

.retiree-summary-grid article::before {
    position: absolute;
    top: 0;
    right: 0;
    left: 0;
    height: 5px;
    background: linear-gradient(90deg, var(--retiree-green), #9eb71c);
    content: "";
}

.retiree-summary-grid article > span {
    position: absolute;
    top: 17px;
    left: 22px;
    color: var(--retiree-green);
    font-size: 0.72rem;
    font-weight: 850;
    letter-spacing: 0.12em;
}

.retiree-summary-grid h3,
.retiree-check-grid h3,
.retiree-document-grid h3 {
    margin: 0 0 9px;
    font-size: 1rem;
    line-height: 1.3;
}

.retiree-summary-grid p,
.retiree-check-grid p {
    margin: 0;
    font-size: 0.87rem;
    line-height: 1.55;
}

.retiree-core-message {
    display: grid;
    grid-template-columns: minmax(150px, 0.28fr) minmax(0, 1fr);
    gap: clamp(24px, 4vw, 48px);
    align-items: center;
    border: 1px solid rgba(102, 120, 0, 0.26);
    border-radius: 18px;
    background:
        linear-gradient(90deg, rgba(242, 247, 217, 0.98), rgba(255, 255, 255, 0.98));
    padding: clamp(24px, 4vw, 36px);
}

.retiree-core-message > span {
    color: var(--retiree-green);
    font-size: 0.76rem;
    font-weight: 850;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.retiree-core-message strong {
    display: block;
    margin-bottom: 8px;
    color: var(--retiree-ink);
    font-family: Quicksand, sans-serif;
    font-size: clamp(1.18rem, 2.3vw, 1.55rem);
    line-height: 1.3;
}

.retiree-core-message p { margin: 0; }

.retiree-path-grid,
.retiree-liability-grid,
.retiree-warning-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
    margin: 30px 0;
}

.retiree-path-grid article {
    border: 1px solid var(--retiree-line);
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 14px 34px rgba(0, 59, 82, 0.06);
    padding: 28px;
}

.retiree-path-grid article:last-child {
    background: linear-gradient(145deg, #f5f8f9, #fff);
}

.retiree-path-grid span,
.retiree-check-grid > article > span,
.retiree-document-grid > article > span {
    display: inline-block;
    margin-bottom: 11px;
    color: var(--retiree-green);
    font-size: 0.72rem;
    font-weight: 850;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.retiree-path-grid h3 { margin: 0 0 12px; }
.retiree-path-grid p { margin: 0; }

.retiree-check-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.retiree-check-grid article {
    position: relative;
    overflow: hidden;
}

.retiree-check-grid article::after {
    position: absolute;
    right: -22px;
    bottom: -24px;
    width: 78px;
    height: 78px;
    border: 12px solid rgba(2, 81, 112, 0.045);
    border-radius: 50%;
    content: "";
}

.retiree-qualifier {
    border-left: 4px solid var(--retiree-green);
    background: var(--retiree-pale);
    padding: 18px 20px;
}

.retiree-tool-section {
    background:
        radial-gradient(circle at 90% 8%, rgba(158, 183, 28, 0.13), transparent 21rem),
        #eef4f5 !important;
}

.retiree-tool-intro {
    display: grid;
    grid-template-columns: minmax(0, 1.4fr) minmax(260px, 0.6fr);
    gap: 28px;
    align-items: end;
    margin-bottom: 32px;
}

.retiree-tool-intro h2 { margin-bottom: 14px; }
.retiree-tool-intro p { margin-bottom: 0; }

.retiree-tool-intro__signals {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 22px;
}

.retiree-tool-intro__signals span {
    border: 1px solid rgba(102, 120, 0, 0.22);
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.88);
    padding: 7px 11px;
    color: var(--retiree-green-dark);
    font-size: 0.73rem;
    font-weight: 800;
}

.retiree-tool-intro aside {
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(102, 120, 0, 0.2);
    border-radius: 15px;
    background: rgba(255, 255, 255, 0.92);
    padding: 21px;
}

.retiree-tool-intro aside::after {
    position: absolute;
    right: -22px;
    bottom: -28px;
    width: 86px;
    height: 86px;
    border: 13px solid rgba(102, 120, 0, 0.06);
    border-radius: 50%;
    content: "";
}

.retiree-tool-intro aside > span {
    display: block;
    margin-bottom: 7px;
    color: var(--retiree-green);
    font-size: 0.7rem;
    font-weight: 850;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.retiree-tool-intro aside strong {
    display: block;
    margin-bottom: 6px;
    color: var(--retiree-ink);
}

.retiree-tool-intro aside p { font-size: 0.82rem; }

.retiree-calculator {
    border: 1px solid rgba(2, 81, 112, 0.16);
    border-radius: 22px;
    background: #fff;
    box-shadow: 0 22px 55px rgba(0, 59, 82, 0.12);
    padding: clamp(22px, 4vw, 36px);
}

.retiree-calculator__layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr);
    gap: 30px;
    align-items: start;
}

.retiree-calculator.has-result .retiree-calculator__layout {
    grid-template-columns: minmax(0, 1.2fr) minmax(350px, 0.8fr);
}

.retiree-calculator__inputs {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
    min-width: 0;
}

.retiree-calculator.has-result .retiree-calculator__inputs {
    grid-template-columns: minmax(0, 1fr);
}

.retiree-calculator fieldset {
    min-width: 0;
    margin: 0;
    border: 1px solid var(--retiree-line);
    border-radius: 16px;
    background: #fbfcfc;
    padding: 22px;
}

.retiree-calculator legend {
    display: flex;
    gap: 10px;
    align-items: center;
    width: auto;
    margin: 0 0 18px;
    padding: 0 6px;
    color: var(--retiree-ink);
    font-family: Quicksand, sans-serif;
    font-size: 1rem;
    font-weight: 700;
}

.retiree-calculator legend span {
    display: grid;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: var(--retiree-pale);
    color: var(--retiree-green-dark);
    font-family: Roboto, sans-serif;
    font-size: 0.75rem;
    font-weight: 850;
    place-items: center;
}

.retiree-field-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
}

.retiree-field-grid--three {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.retiree-field-grid--three .retiree-field:last-child {
    grid-column: 1 / -1;
}

.retiree-field {
    min-width: 0;
}

.retiree-field label {
    display: block;
    margin-bottom: 8px;
    color: var(--retiree-ink);
    font-size: 0.88rem;
    font-weight: 750;
}

.retiree-field input {
    width: 100%;
    min-height: 50px;
    border: 1px solid #ccd9de;
    border-radius: 9px;
    background: #fbfcfc;
    padding: 11px 14px;
    color: var(--retiree-ink);
    font: inherit;
}

.retiree-input-wrap {
    position: relative;
}

.retiree-input-wrap input {
    padding-right: 72px;
}

.retiree-input-wrap span {
    position: absolute;
    top: 50%;
    right: 14px;
    max-width: 62px;
    color: #58707d;
    font-size: 0.78rem;
    pointer-events: none;
    transform: translateY(-50%);
}

.retiree-field input:focus {
    border-color: #9eb71c;
    box-shadow: 0 0 0 4px rgba(158, 183, 28, 0.16);
    outline: 0;
}

.retiree-field small {
    display: block;
    margin-top: 7px;
    color: #58707d;
    font-size: 0.75rem;
    line-height: 1.45;
}

.retiree-field__error {
    display: none;
    margin: 6px 0 0;
    color: #a12828 !important;
    font-size: 0.76rem;
    font-weight: 700;
}

.retiree-field.is-invalid .retiree-field__error { display: block; }
.retiree-field.is-invalid input { border-color: #b83a37; }

.retiree-calculator__error-summary {
    margin-bottom: 22px;
    border: 1px solid #d9aaa8;
    border-left: 5px solid #b83a37;
    border-radius: 12px;
    background: #fff6f5;
    padding: 18px 20px;
}

.retiree-calculator__error-summary strong { color: #7e1e1b; }
.retiree-calculator__error-summary ul { margin: 8px 0 0; padding-left: 20px; }
.retiree-calculator__error-summary a { color: #7e1e1b; text-decoration: underline; }

.retiree-calculator__actions {
    display: flex;
    grid-column: 1 / -1;
    flex-wrap: wrap;
    gap: 12px;
    align-items: center;
    justify-content: flex-end;
    padding-top: 4px;
}

.retiree-reset {
    min-height: 48px;
    border: 1px solid var(--retiree-line);
    border-radius: 9px;
    background: #fff;
    padding: 10px 18px;
    color: var(--retiree-petrol);
    font-weight: 750;
}

.retiree-reset:hover,
.retiree-reset:focus-visible {
    border-color: var(--retiree-petrol);
    outline: 0;
}

.retiree-result {
    position: sticky;
    top: 144px;
    min-width: 0;
    overflow: hidden;
    border-radius: 18px;
    background: linear-gradient(145deg, #082f43, #025170);
    box-shadow: 0 22px 48px rgba(0, 59, 82, 0.22);
    padding: clamp(20px, 2.2vw, 24px);
    color: #fff;
}

.retiree-result[hidden] { display: none; }

.retiree-result__status {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
    gap: 14px;
    align-items: start;
}

.retiree-result__icon {
    display: grid;
    width: 42px;
    height: 42px;
    border: 2px solid rgba(255, 255, 255, 0.86);
    border-radius: 50%;
    color: #fff;
    font-weight: 900;
    place-items: center;
}

.retiree-result__status p {
    display: none;
}

.retiree-result__status h3 {
    margin: 0;
    color: #fff;
    font-size: clamp(1.12rem, 1.7vw, 1.25rem);
    line-height: 1.25;
}

.retiree-result__message {
    margin: 0;
    color: #fff !important;
    font-size: 0.82rem;
    line-height: 1.58;
}

.retiree-result__explanation {
    margin-top: 14px;
    border: 1px solid rgba(255, 255, 255, 0.16);
    border-radius: 11px;
    background: rgba(255, 255, 255, 0.08);
}

.retiree-result__explanation summary {
    position: relative;
    padding: 11px 36px 11px 13px;
    color: #fff;
    cursor: pointer;
    font-size: 0.75rem;
    font-weight: 800;
    list-style: none;
}

.retiree-result__explanation summary::-webkit-details-marker {
    display: none;
}

.retiree-result__explanation summary::after {
    position: absolute;
    top: 50%;
    right: 14px;
    content: "+";
    font-size: 1rem;
    transform: translateY(-50%);
}

.retiree-result__explanation[open] summary::after {
    content: "−";
}

.retiree-result__explanation .retiree-result__message {
    padding: 0 13px 13px;
}

.retiree-calculator__method-note {
    margin-top: 18px;
    border: 1px solid var(--retiree-line);
    border-radius: 12px;
    background: #fbfcfc;
}

.retiree-calculator__method-note summary {
    position: relative;
    padding: 13px 40px 13px 16px;
    color: var(--retiree-ink);
    cursor: pointer;
    font-size: 0.8rem;
    font-weight: 800;
    list-style: none;
}

.retiree-calculator__method-note summary::-webkit-details-marker { display: none; }
.retiree-calculator__method-note summary::after {
    position: absolute;
    top: 50%;
    right: 16px;
    color: var(--retiree-green);
    content: "+";
    font-size: 1.05rem;
    transform: translateY(-50%);
}
.retiree-calculator__method-note[open] summary::after { content: "−"; }
.retiree-calculator__method-note p {
    margin: 0;
    padding: 0 16px 15px;
    font-size: 0.8rem;
}

.retiree-result__primary-number {
    display: grid;
    gap: 6px;
    margin: 12px 0;
    border: 1px solid rgba(255, 255, 255, 0.18);
    border-radius: 14px;
    background: rgba(102, 120, 0, 0.9);
    padding: 14px 16px;
}

.retiree-result__primary-number span {
    color: #fff;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    opacity: 0.9;
    text-transform: uppercase;
}

.retiree-result__primary-number strong {
    color: #fff;
    font-family: Quicksand, sans-serif;
    font-size: clamp(1.45rem, 2.4vw, 1.9rem);
    line-height: 1.15;
}

.retiree-result__margins {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
    margin-bottom: 12px;
}

.retiree-result__margins > div {
    min-width: 0;
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.1);
    padding: 12px;
}

.retiree-result__margins span,
.retiree-result__margins small {
    display: block;
    color: #fff;
}

.retiree-result__margins span {
    margin-bottom: 6px;
    font-size: 0.69rem;
    font-weight: 800;
    letter-spacing: 0.06em;
    opacity: 0.82;
    text-transform: uppercase;
}

.retiree-result__margins strong {
    display: block;
    margin-bottom: 5px;
    color: #fff;
    font-size: 1rem;
}

.retiree-result__margins small {
    font-size: 0.66rem;
    line-height: 1.35;
    opacity: 0.75;
}

.retiree-result__numbers {
    display: grid;
    gap: 1px;
    overflow: hidden;
    margin: 0;
    border: 1px solid rgba(255, 255, 255, 0.16);
    border-radius: 13px;
    background: rgba(255, 255, 255, 0.13);
}

.retiree-result__numbers div {
    display: flex;
    gap: 16px;
    align-items: center;
    justify-content: space-between;
    background: rgba(4, 46, 63, 0.72);
    padding: 13px 15px;
}

.retiree-result__numbers div.is-primary {
    background: rgba(102, 120, 0, 0.9);
}

.retiree-result__numbers dt {
    color: #fff;
    font-size: 0.76rem;
    opacity: 0.86;
}

.retiree-result__numbers dd {
    margin: 0;
    color: #fff;
    font-size: 0.9rem;
    font-weight: 850;
    text-align: right;
}

.retiree-result__term-end {
    display: flex;
    gap: 12px;
    align-items: center;
    justify-content: space-between;
    margin: 12px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.16);
    border-bottom: 1px solid rgba(255, 255, 255, 0.16);
    padding: 11px 0;
    color: #fff !important;
}

.retiree-result__term-end span {
    color: #fff;
    font-size: 0.7rem;
    opacity: 0.8;
}

.retiree-result__term-end strong {
    color: #fff;
    font-size: 0.8rem;
    text-align: right;
}

.retiree-result__age {
    display: flex;
    gap: 10px;
    align-items: center;
    justify-content: space-between;
    margin: 0;
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.12);
    padding: 14px 15px;
    color: #fff !important;
}

.retiree-result__age span { font-size: 0.76rem; }
.retiree-result__age strong { color: #fff; text-align: right; }
.retiree-result__age-note,
.retiree-result__calculation-note {
    margin: 10px 0 0;
    color: #fff !important;
    font-size: 0.72rem;
    line-height: 1.5;
    opacity: 0.84;
}

.retiree-result__link {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 50px;
    margin-top: 15px;
    border-radius: 9px;
    background: #fff;
    padding: 10px 16px;
    color: var(--retiree-petrol);
    font-size: 0.84rem;
    font-weight: 800;
    text-align: center;
}

.retiree-result.is-warning { background: linear-gradient(145deg, #4c3b08, #735c0d); }
.retiree-result.is-critical { background: linear-gradient(145deg, #55211f, #7c302d); }
.retiree-result.is-warning .retiree-result__numbers div,
.retiree-result.is-critical .retiree-result__numbers div { background: rgba(24, 18, 4, 0.38); }
.retiree-result.is-warning .retiree-result__numbers div.is-primary { background: rgba(122, 94, 6, 0.8); }
.retiree-result.is-critical .retiree-result__numbers div.is-primary { background: rgba(122, 42, 38, 0.8); }
.retiree-result.is-warning .retiree-result__primary-number { background: rgba(122, 94, 6, 0.8); }
.retiree-result.is-critical .retiree-result__primary-number { background: rgba(122, 42, 38, 0.8); }

.retiree-tool-reading {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 14px;
    margin-top: 24px;
}

.retiree-tool-reading article {
    border: 1px solid var(--retiree-line);
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.86);
    padding: 20px;
}

.retiree-tool-reading span {
    display: block;
    margin-bottom: 6px;
    color: var(--retiree-green);
    font-size: 0.76rem;
    font-weight: 850;
    text-transform: uppercase;
}

.retiree-tool-reading p { margin: 0; font-size: 0.84rem; }

.retiree-document-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.retiree-document-grid ul {
    display: grid;
    gap: 8px;
    margin: 0;
    padding-left: 19px;
}

.retiree-document-grid li { font-size: 0.85rem; line-height: 1.5; }

.retiree-balance {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
    gap: 18px;
    align-items: center;
    margin: 30px 0;
}

.retiree-balance article {
    min-height: 200px;
    border: 1px solid var(--retiree-line);
    border-radius: 18px;
    background: #fff;
    padding: 28px;
}

.retiree-balance article > span {
    display: block;
    margin-bottom: 15px;
    color: var(--retiree-green);
    font-size: 0.76rem;
    font-weight: 850;
    text-transform: uppercase;
}

.retiree-balance article > strong {
    display: block;
    margin-bottom: 12px;
    color: var(--retiree-ink);
    font-family: Quicksand, sans-serif;
    font-size: 1.25rem;
}

.retiree-balance article p { margin: 0; }

.retiree-balance > div {
    display: grid;
    gap: 7px;
    color: var(--retiree-green);
    font-size: 0.7rem;
    font-weight: 850;
    place-items: center;
    text-transform: uppercase;
}

.retiree-balance > div i {
    position: relative;
    width: 64px;
    height: 4px;
    border-radius: 4px;
    background: linear-gradient(90deg, var(--retiree-petrol), var(--retiree-green));
}

.retiree-balance > div i::before,
.retiree-balance > div i::after {
    position: absolute;
    top: -4px;
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: currentColor;
    content: "";
}

.retiree-balance > div i::before { left: 0; }
.retiree-balance > div i::after { right: 0; }

.retiree-age-note {
    display: grid;
    grid-template-columns: minmax(180px, 0.3fr) minmax(0, 1fr);
    gap: 24px;
    align-items: center;
    margin: 30px 0 42px;
    border-radius: 18px;
    background: linear-gradient(135deg, var(--retiree-ink), #17485d);
    padding: clamp(24px, 4vw, 36px);
}

.retiree-age-note div { display: grid; gap: 5px; }
.retiree-age-note strong { color: #fff; font-family: Quicksand, sans-serif; font-size: 1.2rem; }
.retiree-age-note span { color: #cbd7db; font-size: 0.72rem; text-transform: uppercase; }
.retiree-age-note p { margin: 0; color: #fff !important; }

.retiree-liability-grid article {
    border: 1px solid var(--retiree-line);
    border-radius: 16px;
    background: #fff;
    padding: 26px;
}

.retiree-liability-grid h4 { margin: 0 0 10px; color: var(--retiree-ink); }
.retiree-liability-grid p { margin: 0; }

.retiree-insurance-card {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    gap: 30px;
    align-items: center;
    margin-top: 34px;
    border: 1px solid rgba(102, 120, 0, 0.24);
    border-radius: 18px;
    background: linear-gradient(130deg, var(--retiree-pale), #fff);
    padding: clamp(25px, 4vw, 36px);
}

.retiree-insurance-card h3 { margin: 0 0 10px; }
.retiree-insurance-card p { margin-bottom: 0; }
.retiree-insurance-card > a { color: var(--retiree-green-dark); font-weight: 800; }

.retiree-process {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 15px;
    margin: 30px 0;
    padding: 0;
    list-style: none;
}

.retiree-process li {
    display: grid;
    grid-template-columns: 46px minmax(0, 1fr);
    gap: 15px;
    align-items: start;
    border: 1px solid var(--retiree-line);
    border-radius: 15px;
    background: #fff;
    padding: 20px;
}

.retiree-process li > span {
    display: grid;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--retiree-pale);
    color: var(--retiree-green-dark);
    font-size: 0.72rem;
    font-weight: 850;
    place-items: center;
}

.retiree-process h3 { margin: 1px 0 7px; font-size: 1rem; }
.retiree-process p { margin: 0; font-size: 0.87rem; }

.retiree-warning-grid article {
    border-radius: 18px;
    padding: 28px;
}

.retiree-warning-grid article:first-child {
    border: 1px solid #e1c4b6;
    background: #fff8f4;
}

.retiree-warning-grid article:last-child {
    border: 1px solid #dbe5b6;
    background: #f8faec;
}

.retiree-warning-grid h3 { margin: 0 0 14px; }
.retiree-warning-grid ul { display: grid; gap: 9px; margin: 0; padding-left: 20px; }

.retiree-page #faq {
    background:
        radial-gradient(circle at 96% 5%, rgba(102, 120, 0, 0.1), transparent 17rem),
        #fff !important;
}

.retiree-page #quellen {
    background:
        linear-gradient(rgba(244, 247, 248, 0.96), rgba(244, 247, 248, 0.96)),
        radial-gradient(circle at 18px 18px, rgba(2, 81, 112, 0.1) 1px, transparent 1.5px) 0 0 / 30px 30px !important;
}

.retiree-update-note {
    margin-top: 20px;
    border: 1px solid var(--retiree-line);
    border-radius: 12px;
    background: #fff;
}

.retiree-update-note summary {
    padding: 16px 19px;
    color: var(--retiree-ink);
    cursor: pointer;
    font-weight: 800;
}

.retiree-update-note p { margin: 0; padding: 0 19px 18px; }

@media (max-width: 1199.98px) {
    .retiree-summary-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
    .retiree-document-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .retiree-calculator__layout { grid-template-columns: minmax(0, 1.2fr) minmax(290px, 0.8fr); }
}

@media (max-width: 991.98px) {
    .retiree-hero { padding: 40px 0; }
    .retiree-hero__grid,
    .retiree-tool-intro,
    .retiree-calculator__layout {
        grid-template-columns: 1fr;
    }

    .retiree-calculator.has-result .retiree-calculator__layout {
        grid-template-columns: minmax(0, 1fr);
    }

    .retiree-hero__grid { gap: 24px; }
    .retiree-hero__copy { max-width: none; padding: 30px; }
    .retiree-hero__action { max-width: 620px; margin: 0 auto; width: 100%; }
    .retiree-budget-visual { padding: 28px; }
    .retiree-check-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .retiree-calculator__inputs,
    .retiree-calculator.has-result .retiree-calculator__inputs {
        grid-template-columns: 1fr;
    }
    .retiree-result { position: static; }
    .retiree-tool-reading { grid-template-columns: 1fr; }
}

@media (max-width: 767.98px) {
    .retiree-hero { padding: 28px 0 36px; }
    .retiree-hero__grid { gap: 20px; }
    .retiree-hero__copy { border-radius: 14px; padding: 20px; }
    .retiree-hero h1 {
        margin-bottom: 15px;
        font-size: clamp(1.95rem, 9vw, 2.35rem);
        line-height: 1.03;
    }
    .retiree-hero .pillar-lead {
        margin-bottom: 16px;
        font-size: 0.96rem;
        line-height: 1.55;
    }
    .retiree-hero .pillar-facts {
        gap: 7px;
        margin-bottom: 0;
    }
    .retiree-hero .pillar-facts li {
        font-size: 0.76rem;
        line-height: 1.35;
    }
    .retiree-budget-visual { border-radius: 14px; padding: 18px; }
    .retiree-budget-visual h2 {
        margin-bottom: 15px;
        font-size: 1.28rem;
    }
    .retiree-budget-visual__bar { min-height: 58px; }
    .retiree-budget-visual__bar span { font-size: 0.65rem; }
    .retiree-budget-visual__timeline { margin-top: 15px; }
    .retiree-tool-intro { gap: 18px; }
    .retiree-tool-intro h2 {
        margin-bottom: 12px;
        font-size: 1.65rem;
        line-height: 1.13;
    }
    .retiree-tool-intro > div > p:not(.section-kicker) {
        font-size: 0.94rem;
        line-height: 1.55;
    }
    .retiree-tool-intro__signals { gap: 6px; margin-top: 16px; }
    .retiree-tool-intro__signals span { padding: 6px 9px; font-size: 0.68rem; }
    .retiree-tool-intro aside { padding: 16px; }
    .retiree-tool-intro aside p { font-size: 0.76rem; line-height: 1.45; }

    .retiree-summary-grid,
    .retiree-check-grid,
    .retiree-document-grid,
    .retiree-field-grid,
    .retiree-field-grid--three,
    .retiree-path-grid,
    .retiree-liability-grid,
    .retiree-warning-grid,
    .retiree-process {
        grid-template-columns: 1fr;
    }

    .retiree-core-message,
    .retiree-age-note,
    .retiree-insurance-card {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .retiree-calculator { border-radius: 14px; padding: 16px; }
    .retiree-calculator fieldset { border-radius: 13px; padding: 17px; }
    .retiree-calculator legend { align-items: flex-start; line-height: 1.3; }
    .retiree-calculator__actions { display: grid; grid-template-columns: 1fr; }
    .retiree-calculator__actions .btn,
    .retiree-reset { width: 100%; }

    .retiree-result { border-radius: 14px; padding: 21px; }
    .retiree-result__numbers div { align-items: flex-start; }
    .retiree-result__numbers dt { max-width: 56%; }
    .retiree-result__age { align-items: flex-start; flex-direction: column; }
    .retiree-result__age strong { text-align: left; }
    .retiree-result__margins { grid-template-columns: 1fr; }

    .retiree-balance { grid-template-columns: 1fr; }
    .retiree-balance article { min-height: 0; }
    .retiree-balance > div { transform: rotate(90deg); margin: 8px auto; }
    .retiree-insurance-card > a { justify-self: start; }
}

@media (max-width: 420px) {
    .retiree-budget-visual__bar {
        grid-template-columns: 2fr 1.25fr 0.82fr 0.82fr;
        min-height: 58px;
    }

    .retiree-budget-visual__timeline {
        grid-template-columns: auto 1fr auto;
        gap: 7px;
        font-size: 0.68rem;
    }

    .retiree-summary-grid article,
    .retiree-check-grid article,
    .retiree-document-grid article,
    .retiree-path-grid article { padding: 20px; }

    .retiree-summary-grid article { padding-top: 50px; }
}

@media (prefers-reduced-motion: reduce) {
    .retiree-page *,
    .retiree-page *::before,
    .retiree-page *::after {
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
    }
}