.site-main--home {
  background: var(--campaign-white);
}

.home-site-header {
  min-height: 78px;
}

.home-site-header__inner {
  display: flex;
  min-height: 78px;
  align-items: center;
  gap: 32px;
}

.home-site-header__brand {
  flex: 0 0 auto;
}

.home-site-header__brand img {
  display: block;
  width: 178px;
  height: auto;
}

.home-site-header__nav {
  display: flex;
  margin-left: auto;
  align-items: center;
  justify-content: center;
  gap: clamp(18px, 2.4vw, 34px);
}

.home-site-header__nav a {
  color: var(--campaign-petrol);
  font-size: 0.92rem;
  font-weight: 700;
  text-decoration: none;
}

.home-site-header__nav a:hover,
.home-site-header__nav a:focus-visible {
  color: var(--campaign-green-dark);
}

.home-site-header__cta {
  flex: 0 0 auto;
  min-height: 52px;
  display: inline-flex;
  align-items: center;
  padding: 11px 20px;
  border-radius: 8px;
  color: #fff;
  background: var(--campaign-green);
  box-shadow: 0 8px 18px rgba(91, 107, 0, 0.22);
  font-size: 0.9rem;
  font-weight: 800;
  text-decoration: none;
}

.home-site-header__cta:hover,
.home-site-header__cta:focus-visible {
  color: #fff;
  background: var(--campaign-green-dark);
  transform: translateY(-1px);
}

.home-site-header__trust {
  display: none;
  margin-left: auto;
  align-items: center;
  gap: 9px;
  color: var(--campaign-petrol);
  font-size: 0.82rem;
}

.home-site-header__trust > span {
  display: grid;
  width: 32px;
  height: 32px;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  background: var(--campaign-green);
  font-weight: 900;
}

.home-reference-hero {
  overflow: hidden;
  padding: clamp(50px, 6vw, 88px) 0 clamp(52px, 7vw, 92px);
  background:
    radial-gradient(circle at 85% 10%, rgba(158, 183, 28, 0.15), transparent 28%),
    linear-gradient(145deg, #f9fbfb 0%, #eaf1f3 100%);
}

.home-reference-hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(540px, 1.1fr);
  gap: clamp(44px, 6vw, 78px);
  align-items: center;
}

.home-eyebrow,
.home-card-kicker {
  margin: 0 0 10px;
  color: var(--campaign-green-dark);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.home-reference-hero__copy h1 {
  max-width: 720px;
  margin: 0;
  color: var(--campaign-ink);
  font-size: clamp(2.8rem, 4.65vw, 4.65rem);
  letter-spacing: -0.055em;
  line-height: 0.99;
}

.home-reference-hero__copy h1 span {
  color: var(--campaign-petrol);
}

.home-reference-hero__lead {
  max-width: 650px;
  margin: 26px 0 0;
  color: var(--campaign-muted);
  font-size: 20px;
  line-height: 1.55;
}

.home-reference-benefits {
  display: grid;
  gap: 16px;
  margin: 30px 0 0;
  padding: 0;
  list-style: none;
}

.home-reference-benefits li {
  display: flex;
  align-items: flex-start;
  gap: 13px;
}

.home-reference-benefits li > span {
  display: grid;
  width: 27px;
  height: 27px;
  flex: 0 0 27px;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  background: var(--campaign-green);
  font-size: 0.8rem;
  font-weight: 900;
}

.home-reference-benefits strong,
.home-reference-benefits small {
  display: block;
}

.home-reference-benefits strong {
  color: var(--campaign-ink);
  font-family: var(--site-heading-font);
}

.home-reference-benefits small {
  margin-top: 3px;
  color: var(--campaign-muted);
  font-size: 0.88rem;
  line-height: 1.45;
}

.home-reference-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 27px;
}

.home-reference-trust span {
  padding: 7px 10px;
  border: 1px solid var(--campaign-line);
  border-radius: 999px;
  color: var(--campaign-muted);
  background: rgba(255, 255, 255, 0.75);
  font-size: 11px;
  font-weight: 700;
}

.home-lead-card {
  position: relative;
  scroll-margin-top: 105px;
  padding: 30px;
  border: 1px solid var(--campaign-line);
  border-radius: 18px;
  background: var(--campaign-white);
  box-shadow: var(--campaign-shadow);
}

.home-calculator-column {
  position: relative;
  min-width: 0;
}

.home-calculator-column .legal-example--inline {
  margin-top: 18px;
  padding: 15px 18px;
  border: 1px solid rgba(215, 226, 231, 0.92);
  border-radius: 12px;
  color: var(--campaign-muted);
  background: rgba(255, 255, 255, 0.72);
  font-size: 0.72rem;
  line-height: 1.55;
}

.home-lead-card::before {
  position: absolute;
  inset: 16px -14px -14px 18px;
  z-index: -1;
  border-radius: 28px;
  background: rgba(0, 91, 119, 0.09);
  content: "";
}

.home-lead-card__heading {
  display: flex;
  margin-bottom: 25px;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
}

.home-lead-card h2 {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 27px;
  line-height: 1.2;
}

.home-free-badge {
  flex: 0 0 auto;
  padding: 8px 11px;
  border-radius: 999px;
  color: #536800;
  background: var(--campaign-green-pale);
  font-size: 12px;
  font-weight: 900;
}

.home-calculator-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.home-field-group {
  min-width: 0;
}

.home-field-purpose,
.home-field-amount {
  grid-column: 1 / -1;
}

.home-field-group label,
.home-field-label {
  display: block;
  margin-bottom: 8px;
  color: var(--campaign-ink-soft);
  font-size: 14px;
  font-weight: 800;
}

.home-amount {
  display: block;
  margin-bottom: 8px;
  color: var(--campaign-petrol);
  font-family: var(--site-heading-font);
  font-size: 38px;
  font-weight: 900;
  line-height: 1.1;
}

.home-amount-slider {
  width: 100%;
  height: 6px;
  accent-color: var(--campaign-green);
  cursor: pointer;
}

.home-range-labels {
  display: flex;
  margin-top: 5px;
  justify-content: space-between;
  color: #7a8b93;
  font-size: 11px;
}

.home-field-group select,
.home-duration {
  width: 100%;
  min-height: 52px;
  display: flex;
  align-items: center;
  padding: 0 15px;
  border: 1px solid #ccd9de;
  border-radius: 9px;
  color: var(--campaign-ink);
  background: #fbfcfc;
  font-size: 16px;
}

.home-field-group select {
  cursor: pointer;
}

.home-primary-cta {
  width: 100%;
  min-height: 56px;
  display: flex;
  margin-top: 22px;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 15px 20px;
  border-radius: 8px;
  color: #fff;
  background: var(--campaign-green);
  box-shadow: 0 10px 24px rgba(91, 107, 0, 0.27);
  font-size: 18px;
  font-weight: 900;
  text-align: center;
  text-decoration: none;
}

.home-primary-cta:hover,
.home-primary-cta:focus-visible {
  color: #fff;
  background: var(--campaign-green-dark);
  transform: translateY(-1px);
}

.home-calculator-note {
  margin: 11px 0 0;
  color: #60747c;
  font-size: 11px;
  line-height: 1.45;
  text-align: center;
}

.site-main--home > section:not(.home-reference-hero):not(.home-proof-strip):not(.home-assessment-section):not(.home-expectations-section):not(.home-process-section):not(.home-requirements-section):not(.home-decision-section):not(.home-seriousness-section):not(.home-faq-section):not(.home-knowledge-section):not(.home-final-section) {
  border-top: 1px solid rgba(215, 226, 231, 0.72);
  background: #fff !important;
}

.site-main--home > section:nth-of-type(even):not(.home-reference-hero):not(.home-proof-strip):not(.home-assessment-section):not(.home-expectations-section):not(.home-process-section):not(.home-requirements-section):not(.home-decision-section):not(.home-seriousness-section):not(.home-faq-section):not(.home-knowledge-section):not(.home-final-section) {
  border-top-color: rgba(215, 226, 231, 0.82);
  background: var(--campaign-paper) !important;
}

.site-main--home hr {
  display: none;
}

#kreditarten,
#ablauf {
  position: relative;
  isolation: isolate;
  overflow: hidden;
}

#kreditarten::before,
#kreditarten::after,
#ablauf::before,
#ablauf::after {
  position: absolute;
  z-index: 0;
  width: 310px;
  height: 150px;
  background-image:
    radial-gradient(
      48px 24px at 50% 100%,
      transparent 94%,
      rgba(102, 120, 0, 0.2) 96% 100%,
      transparent 102%
    );
  background-position: 0 0;
  background-size: 96px 48px;
  content: "";
  pointer-events: none;
}

#kreditarten::before,
#ablauf::before {
  top: 32px;
  right: max(18px, calc((100vw - 1180px) / 2));
  transform: rotate(-7deg);
}

#kreditarten::after,
#ablauf::after {
  bottom: 24px;
  left: max(18px, calc((100vw - 1180px) / 2));
  opacity: 0.65;
  transform: rotate(173deg);
}

#kreditarten > *,
#ablauf > * {
  position: relative;
  z-index: 1;
}

.home-credit-types {
  padding: clamp(64px, 7vw, 96px) 0;
}

.home-credit-types__header {
  max-width: 760px;
  margin: 0 auto clamp(32px, 4vw, 48px);
  text-align: center;
}

.home-credit-types__header .section-kicker {
  margin-bottom: 12px;
}

.home-credit-types__header h2 {
  max-width: none;
  margin-bottom: 16px;
  font-size: clamp(2rem, 3.5vw, 3rem);
}

.home-credit-types__header > p:last-child {
  max-width: 680px;
  margin: 0 auto;
  color: var(--campaign-muted);
  font-size: 1.05rem;
}

.home-credit-types__grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  align-items: stretch;
  gap: 16px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-main--home .home-credit-types__grid > li {
  display: flex;
  min-width: 0;
  height: 100%;
  margin: 0;
}

.home-credit-card {
  --credit-card-accent: var(--campaign-green);
  display: flex;
  width: 100%;
  height: 100%;
  min-height: 292px;
  padding: 26px 22px 22px;
  flex-direction: column;
  border: 1px solid var(--campaign-line);
  border: 1px solid color-mix(in srgb, var(--credit-card-accent) 27%, var(--campaign-line));
  border-radius: 18px;
  color: var(--campaign-ink);
  box-shadow: 0 12px 32px rgba(0, 59, 82, 0.08);
  text-decoration: none;
  transition:
    transform 180ms ease,
    box-shadow 180ms ease,
    border-color 180ms ease;
}

.home-credit-card--schufa {
  --credit-card-accent: var(--campaign-green);
  background: var(--campaign-green-pale);
}

.home-credit-card--without {
  --credit-card-accent: var(--campaign-petrol);
  background: rgba(2, 81, 112, 0.09);
}

.home-credit-card--finance {
  --credit-card-accent: var(--campaign-ink-soft);
  background: rgba(23, 72, 93, 0.08);
}

.home-credit-card--property {
  --credit-card-accent: var(--campaign-petrol-dark);
  background: rgba(0, 59, 82, 0.1);
}

.home-credit-card--refinance {
  --credit-card-accent: var(--campaign-muted);
  background: rgba(88, 112, 125, 0.11);
}

.home-credit-card:hover,
.home-credit-card:focus-visible {
  border-color: var(--credit-card-accent);
  color: var(--campaign-ink);
  box-shadow: 0 20px 42px rgba(0, 59, 82, 0.14);
  transform: translateY(-4px);
}

.home-credit-card:focus-visible {
  outline: 3px solid rgba(102, 120, 0, 0.34);
  outline-offset: 3px;
}

.home-credit-card__category {
  display: block;
  margin-bottom: 18px;
  color: var(--credit-card-accent);
  font-size: 0.71rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  line-height: 1.3;
  text-transform: uppercase;
}

.home-credit-card h3 {
  margin: 0 0 14px;
  color: var(--campaign-ink);
  font-size: clamp(1.12rem, 1.35vw, 1.32rem);
  line-height: 1.2;
}

.home-credit-card p {
  margin: 0 0 24px;
  color: var(--campaign-ink-soft);
  font-size: 0.92rem;
  line-height: 1.55;
}

.home-credit-card__link {
  display: flex;
  margin-top: auto;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  color: var(--campaign-petrol-dark);
  font-size: 0.9rem;
  font-weight: 700;
}

.home-credit-card__link span {
  font-size: 1.3rem;
  line-height: 1;
  transition: transform 180ms ease;
}

.home-credit-card:hover .home-credit-card__link span,
.home-credit-card:focus-visible .home-credit-card__link span {
  transform: translateX(4px);
}

.home-trust-section {
  padding: 25px 0 20px;
  border-top: 1px solid var(--campaign-line);
  background: var(--campaign-white);
}

.home-trust-caption {
  margin: 0 0 15px;
  color: var(--campaign-muted);
  font-size: 0.75rem;
  text-align: center;
}

.home-trust-logos {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 24px 38px;
}

.home-trust-logos a {
  display: flex;
  min-width: 150px;
  min-height: 56px;
  padding: 4px 8px;
  align-items: center;
  justify-content: center;
  border-radius: 9px;
  transition:
    background-color 180ms ease,
    transform 180ms ease;
}

.home-trust-logos a:hover {
  background: var(--campaign-paper);
  transform: translateY(-2px);
}

.home-trust-logos a:focus-visible {
  outline: 3px solid rgba(102, 120, 0, 0.34);
  outline-offset: 3px;
}

.home-trust-logos img {
  width: auto;
  max-width: 150px;
  height: 48px;
  object-fit: contain;
}

.site-main--home > .home-proof-strip {
  color: var(--campaign-white);
  background: var(--campaign-petrol) !important;
}

.home-proof-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  padding-top: 23px;
  padding-bottom: 23px;
}

.home-proof-grid > div {
  padding: 0 16px;
  border-right: 1px solid rgba(255, 255, 255, 0.18);
  text-align: center;
}

.home-proof-grid > div:last-child {
  border-right: 0;
}

.home-proof-grid strong {
  display: block;
  color: var(--campaign-white);
  font-family: var(--site-heading-font);
  font-size: 1.38rem;
  line-height: 1.2;
}

.home-proof-grid span {
  display: block;
  margin-top: 4px;
  color: #d8e8ed;
  font-size: 0.75rem;
  line-height: 1.35;
}

.site-main--home > .home-assessment-section {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  padding: clamp(64px, 8vw, 104px) 0;
  border-top: 1px solid var(--campaign-line);
  background:
    linear-gradient(135deg, rgba(242, 247, 217, 0.72), rgba(244, 247, 248, 0.94) 54%, #fff)
    !important;
}

.home-assessment-section::before,
.home-assessment-section::after {
  position: absolute;
  z-index: -1;
  width: 320px;
  height: 160px;
  background-image:
    radial-gradient(
      48px 24px at 50% 100%,
      transparent 94%,
      rgba(102, 120, 0, 0.18) 96% 100%,
      transparent 102%
    );
  background-size: 96px 48px;
  content: "";
  pointer-events: none;
}

.home-assessment-section::before {
  top: 40px;
  right: max(10px, calc((100vw - 1240px) / 2));
  transform: rotate(-7deg);
}

.home-assessment-section::after {
  bottom: 18px;
  left: max(10px, calc((100vw - 1240px) / 2));
  opacity: 0.55;
  transform: rotate(173deg);
}

.home-assessment-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(360px, 0.92fr);
  align-items: center;
  gap: clamp(42px, 6vw, 84px);
}

.home-assessment-copy {
  max-width: 700px;
}

.home-assessment-copy .section-kicker {
  margin-bottom: 12px;
}

.home-assessment-copy h2 {
  max-width: 680px;
  margin: 0 0 22px;
  font-size: clamp(2.05rem, 3.7vw, 3.25rem);
  line-height: 1.08;
}

.home-assessment-copy > p:not(.section-kicker) {
  max-width: 690px;
  color: var(--campaign-ink-soft);
}

.home-assessment-lead {
  margin-bottom: 14px;
  font-size: 1.12rem;
  line-height: 1.65;
}

.home-assessment-note {
  margin: 24px 0 0;
  padding: 16px 18px;
  border-left: 4px solid var(--campaign-green);
  border-radius: 0 10px 10px 0;
  background: rgba(255, 255, 255, 0.76);
  font-size: 0.92rem;
  line-height: 1.55;
}

.home-assessment-link {
  display: inline-flex;
  margin-top: 26px;
  align-items: center;
  gap: 12px;
  color: var(--campaign-petrol-dark);
  font-weight: 700;
  text-decoration: none;
}

.home-assessment-link span {
  font-size: 1.3rem;
  line-height: 1;
  transition: transform 180ms ease;
}

.home-assessment-link:hover,
.home-assessment-link:focus-visible {
  color: var(--campaign-green-dark);
}

.home-assessment-link:hover span,
.home-assessment-link:focus-visible span {
  transform: translateX(4px);
}

.home-assessment-link:focus-visible {
  outline: 3px solid rgba(102, 120, 0, 0.34);
  outline-offset: 5px;
  border-radius: 3px;
}

.home-assessment-card {
  padding: clamp(28px, 3.5vw, 42px);
  border: 1px solid var(--campaign-line);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.94);
  box-shadow: var(--campaign-shadow);
}

.home-assessment-card__eyebrow {
  margin: 0 0 9px;
  color: var(--campaign-green-dark);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.home-assessment-card h3 {
  margin: 0 0 26px;
  font-size: clamp(1.45rem, 2.2vw, 1.85rem);
}

.home-assessment-card ul {
  display: grid;
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-main--home .home-assessment-card li {
  display: grid;
  grid-template-columns: 34px minmax(0, 1fr);
  gap: 14px;
  margin: 0;
  padding: 20px 0;
  border-top: 1px solid var(--campaign-line);
}

.site-main--home .home-assessment-card li:first-child {
  padding-top: 0;
  border-top: 0;
}

.site-main--home .home-assessment-card li:last-child {
  padding-bottom: 0;
}

.home-assessment-card__marker {
  display: grid;
  width: 32px;
  height: 32px;
  place-items: center;
  border-radius: 50%;
  color: var(--campaign-white);
  background: var(--campaign-green);
  font-size: 0.84rem;
  font-weight: 700;
}

.home-assessment-card li strong,
.home-assessment-card li span:not(.home-assessment-card__marker) {
  display: block;
}

.home-assessment-card li strong {
  margin-bottom: 5px;
  color: var(--campaign-ink);
  font-size: 1rem;
}

.home-assessment-card li span:not(.home-assessment-card__marker) {
  color: var(--campaign-muted);
  font-size: 0.9rem;
  line-height: 1.5;
}

.site-main--home > .home-expectations-section {
  padding: clamp(68px, 8vw, 104px) 0;
  border-top: 1px solid var(--campaign-line);
  background: var(--campaign-paper) !important;
}

.home-expectations-grid {
  display: grid;
  grid-template-columns: minmax(360px, 0.86fr) minmax(0, 1.14fr);
  align-items: stretch;
  gap: clamp(28px, 4vw, 54px);
}

.home-expectations-intro {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: flex;
  min-height: 100%;
  padding: clamp(34px, 4vw, 50px);
  flex-direction: column;
  border-radius: 22px;
  color: var(--campaign-white);
  background:
    linear-gradient(145deg, var(--campaign-petrol), var(--campaign-petrol-dark));
  box-shadow: var(--campaign-shadow);
}

.home-expectations-intro::after {
  position: absolute;
  right: -96px;
  bottom: -120px;
  z-index: -1;
  width: 270px;
  height: 270px;
  border: 42px solid rgba(255, 255, 255, 0.07);
  border-radius: 50%;
  content: "";
  pointer-events: none;
}

.home-expectations-intro__eyebrow {
  margin: 0 0 14px;
  color: #dceaa3;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.home-expectations-intro h2 {
  max-width: 560px;
  margin: 0 0 24px;
  color: var(--campaign-white);
  font-size: clamp(2rem, 3.4vw, 3rem);
  line-height: 1.08;
}

.home-expectations-intro > p:not(.home-expectations-intro__eyebrow) {
  max-width: 590px;
  color: #d8e8ed;
  line-height: 1.65;
}

.home-expectations-intro__link {
  display: inline-flex;
  width: fit-content;
  min-height: 52px;
  margin-top: auto;
  padding: 14px 20px;
  align-items: center;
  justify-content: center;
  gap: 12px;
  border-radius: 9px;
  color: var(--campaign-white);
  background: var(--campaign-green);
  box-shadow: 0 10px 24px rgba(68, 82, 0, 0.28);
  font-weight: 700;
  text-decoration: none;
  transition:
    background-color 180ms ease,
    transform 180ms ease;
}

.home-expectations-intro__link:hover,
.home-expectations-intro__link:focus-visible {
  color: var(--campaign-white);
  background: var(--campaign-green-dark);
  transform: translateY(-1px);
}

.home-expectations-intro__link:focus-visible {
  outline: 3px solid rgba(242, 247, 217, 0.72);
  outline-offset: 4px;
}

.home-expectations-intro__link span {
  font-size: 1.25rem;
  line-height: 1;
}

.home-expectations-list {
  display: grid;
  gap: 16px;
}

.home-expectation-card {
  display: grid;
  grid-template-columns: 50px minmax(0, 1fr);
  gap: 20px;
  padding: clamp(24px, 3vw, 34px);
  border: 1px solid var(--campaign-line);
  border-radius: 18px;
  background: var(--campaign-white);
  box-shadow: 0 14px 34px rgba(0, 59, 82, 0.08);
}

.home-expectation-card__symbol {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  border-radius: 13px;
  color: var(--campaign-petrol-dark);
  background: var(--campaign-green-pale);
  font-family: var(--site-heading-font);
  font-size: 1.15rem;
  font-weight: 700;
}

.home-expectation-card__label {
  margin: 0 0 7px;
  color: var(--campaign-green-dark);
  font-size: 0.69rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.home-expectation-card h3 {
  margin: 0 0 10px;
  color: var(--campaign-ink);
  font-size: clamp(1.22rem, 1.7vw, 1.5rem);
  line-height: 1.25;
}

.home-expectation-card > div > p:last-child {
  margin: 0;
  color: var(--campaign-muted);
  font-size: 0.94rem;
  line-height: 1.58;
}

.site-main--home > .home-requirements-section {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  padding: clamp(68px, 8vw, 104px) 0;
  border-top: 1px solid var(--campaign-line);
  background:
    linear-gradient(180deg, var(--campaign-white), #f8fafb) !important;
}

.home-requirements-section::before {
  position: absolute;
  top: 58px;
  right: max(-120px, calc((100vw - 1540px) / 2));
  z-index: -1;
  width: 330px;
  height: 330px;
  border: 50px solid rgba(102, 120, 0, 0.055);
  border-radius: 50%;
  content: "";
  pointer-events: none;
}

.home-requirements-header {
  max-width: 850px;
  margin: 0 auto 42px;
  text-align: center;
}

.home-requirements-header h2 {
  max-width: none;
  margin: 0;
  color: var(--campaign-ink);
  font-size: clamp(2rem, 3.8vw, 3.25rem);
  line-height: 1.08;
}

.home-requirements-header > p:last-child {
  max-width: 760px;
  margin: 18px auto 0;
  color: var(--campaign-muted);
  font-size: 1.02rem;
  line-height: 1.65;
}

.home-requirements-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.home-requirement-card {
  position: relative;
  overflow: hidden;
  min-width: 0;
  padding: 27px 25px 25px;
  border: 1px solid var(--campaign-line);
  border-radius: 18px;
  background: var(--campaign-white);
  box-shadow: 0 14px 34px rgba(0, 59, 82, 0.075);
}

.home-requirement-card::before {
  position: absolute;
  top: 0;
  right: 0;
  left: 0;
  height: 5px;
  content: "";
}

.home-requirement-card--foundation {
  background:
    linear-gradient(155deg, var(--campaign-white) 54%, var(--campaign-green-pale));
}

.home-requirement-card--foundation::before {
  background: var(--campaign-green);
}

.home-requirement-card--finance {
  background:
    linear-gradient(155deg, var(--campaign-white) 54%, rgba(2, 81, 112, 0.08));
}

.home-requirement-card--finance::before {
  background: var(--campaign-petrol);
}

.home-requirement-card--risk {
  background:
    linear-gradient(155deg, var(--campaign-white) 54%, var(--campaign-paper));
}

.home-requirement-card--risk::before {
  background: var(--campaign-ink-soft);
}

.home-requirement-card__category {
  margin: 0 0 9px;
  color: var(--campaign-green-dark);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.home-requirement-card--finance .home-requirement-card__category {
  color: var(--campaign-petrol);
}

.home-requirement-card--risk .home-requirement-card__category {
  color: var(--campaign-ink-soft);
}

.home-requirement-card h3 {
  margin: 0 0 11px;
  color: var(--campaign-ink);
  font-size: clamp(1.16rem, 1.55vw, 1.42rem);
  line-height: 1.25;
}

.home-requirement-card > p:last-child {
  margin: 0;
  color: var(--campaign-muted);
  font-size: 0.93rem;
  line-height: 1.58;
}

.home-requirements-legacy-shapes {
  display: none;
}

.home-requirements-note {
  display: grid;
  margin-top: 24px;
  padding: clamp(28px, 4vw, 40px);
  grid-template-columns: minmax(0, 1fr) minmax(240px, 0.4fr);
  align-items: center;
  gap: clamp(24px, 4vw, 54px);
  border-radius: 20px;
  color: var(--campaign-white);
  background:
    linear-gradient(145deg, var(--campaign-petrol), var(--campaign-petrol-dark));
  box-shadow: var(--campaign-shadow);
}

.home-requirements-note__label {
  margin: 0 0 8px;
  color: #dceaa3;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.home-requirements-note h3 {
  margin: 0 0 12px;
  color: var(--campaign-white);
  font-size: clamp(1.35rem, 2vw, 1.8rem);
  line-height: 1.2;
}

.home-requirements-note__copy > p:last-child {
  margin: 0;
  color: #d8e8ed;
  line-height: 1.62;
}

.home-requirements-note__links {
  display: grid;
  gap: 10px;
}

.home-requirements-note__links a {
  display: inline-flex;
  min-height: 50px;
  padding: 12px 17px;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 9px;
  color: var(--campaign-white);
  font-size: 0.88rem;
  font-weight: 700;
  line-height: 1.35;
  text-align: center;
  text-decoration: none;
  transition:
    border-color 180ms ease,
    background-color 180ms ease,
    transform 180ms ease;
}

.home-requirements-note__links a:first-child {
  border-color: var(--campaign-green);
  background: var(--campaign-green);
}

.home-requirements-note__links a:hover,
.home-requirements-note__links a:focus-visible {
  color: var(--campaign-white);
  border-color: rgba(255, 255, 255, 0.44);
  background: rgba(255, 255, 255, 0.1);
  transform: translateY(-1px);
}

.home-requirements-note__links a:focus-visible {
  outline: 3px solid rgba(242, 247, 217, 0.72);
  outline-offset: 3px;
}

.site-main--home > .home-decision-section {
  padding: clamp(68px, 8vw, 104px) 0;
  border-top: 1px solid var(--campaign-line);
  background: var(--campaign-paper) !important;
}

.home-decision-header {
  max-width: 850px;
  margin: 0 0 42px;
}

.home-decision-header h2 {
  max-width: 820px;
  margin: 0;
  color: var(--campaign-ink);
  font-size: clamp(2rem, 3.8vw, 3.25rem);
  line-height: 1.08;
}

.home-decision-header > p:last-child {
  max-width: 760px;
  margin: 18px 0 0;
  color: var(--campaign-muted);
  font-size: 1.02rem;
  line-height: 1.65;
}

.home-decision-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.06fr) minmax(0, 0.94fr);
  align-items: stretch;
  gap: 20px;
}

.home-decision-primary {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: flex;
  min-width: 0;
  padding: clamp(32px, 4vw, 48px);
  flex-direction: column;
  border-radius: 22px;
  color: var(--campaign-white);
  background:
    linear-gradient(145deg, var(--campaign-petrol), var(--campaign-petrol-dark));
  box-shadow: var(--campaign-shadow);
}

.home-decision-primary::after {
  position: absolute;
  right: -105px;
  bottom: -125px;
  z-index: -1;
  width: 280px;
  height: 280px;
  border: 44px solid rgba(255, 255, 255, 0.065);
  border-radius: 50%;
  content: "";
}

.home-decision-label {
  margin: 0 0 9px;
  color: var(--campaign-green-dark);
  font-size: 0.69rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.home-decision-primary .home-decision-label {
  color: #dceaa3;
}

.home-decision-primary h3,
.home-decision-card h3,
.home-decision-distinction h3 {
  margin: 0;
  color: var(--campaign-ink);
  line-height: 1.22;
}

.home-decision-primary h3 {
  max-width: 570px;
  color: var(--campaign-white);
  font-size: clamp(1.65rem, 2.8vw, 2.35rem);
}

.home-decision-primary ul,
.home-decision-card ul {
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.site-main--home .home-decision-primary li,
.site-main--home .home-decision-card li {
  position: relative;
  margin: 0;
  padding-left: 27px;
  line-height: 1.58;
}

.site-main--home .home-decision-primary li {
  color: #e4eef1;
}

.site-main--home .home-decision-primary li + li,
.site-main--home .home-decision-card li + li {
  margin-top: 14px;
}

.home-decision-primary li::before,
.home-decision-card li::before {
  position: absolute;
  top: 0.44em;
  left: 1px;
  width: 12px;
  height: 7px;
  border-bottom: 2px solid var(--campaign-green);
  border-left: 2px solid var(--campaign-green);
  content: "";
  transform: rotate(-45deg);
}

.home-decision-primary li::before {
  border-color: #c8d878;
}

.home-decision-primary > a {
  display: inline-flex;
  width: fit-content;
  min-height: 52px;
  margin-top: auto;
  padding: 14px 20px;
  align-items: center;
  justify-content: center;
  border-radius: 9px;
  color: var(--campaign-white);
  background: var(--campaign-green);
  box-shadow: 0 10px 24px rgba(68, 82, 0, 0.28);
  font-weight: 700;
  text-decoration: none;
  transition:
    background-color 180ms ease,
    transform 180ms ease;
}

.home-decision-primary > a:hover,
.home-decision-primary > a:focus-visible {
  color: var(--campaign-white);
  background: var(--campaign-green-dark);
  transform: translateY(-1px);
}

.home-decision-side {
  display: grid;
  gap: 20px;
}

.home-decision-card {
  padding: clamp(25px, 3vw, 34px);
  border: 1px solid var(--campaign-line);
  border-radius: 18px;
  background: var(--campaign-white);
  box-shadow: 0 14px 34px rgba(0, 59, 82, 0.075);
}

.home-decision-card--warning {
  background:
    linear-gradient(145deg, var(--campaign-white), var(--campaign-green-pale));
}

.home-decision-card h3 {
  font-size: clamp(1.25rem, 1.9vw, 1.62rem);
}

.home-decision-card > p:not(.home-decision-label) {
  margin: 14px 0 0;
  color: var(--campaign-muted);
  line-height: 1.62;
}

.home-decision-card > a {
  display: inline-flex;
  margin-top: 17px;
  align-items: center;
  gap: 7px;
  color: var(--campaign-petrol);
  font-size: 0.9rem;
  font-weight: 700;
  text-underline-offset: 3px;
}

.home-decision-distinction {
  display: grid;
  margin-top: 20px;
  padding: clamp(25px, 3vw, 34px);
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 28px;
  border: 1px solid var(--campaign-line);
  border-left: 5px solid var(--campaign-green);
  border-radius: 16px;
  background: var(--campaign-white);
}

.home-decision-distinction h3 {
  font-size: clamp(1.25rem, 1.9vw, 1.62rem);
}

.home-decision-distinction p:last-child {
  max-width: 730px;
  margin: 10px 0 0;
  color: var(--campaign-muted);
  line-height: 1.58;
}

.home-decision-distinction__links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 9px;
}

.home-decision-distinction__links a {
  display: inline-flex;
  min-height: 45px;
  padding: 10px 15px;
  align-items: center;
  border: 1px solid var(--campaign-line);
  border-radius: 9px;
  color: var(--campaign-petrol);
  background: var(--campaign-paper);
  font-size: 0.84rem;
  font-weight: 700;
  text-decoration: none;
}

.home-decision-distinction__links a:hover,
.home-decision-distinction__links a:focus-visible {
  color: var(--campaign-white);
  border-color: var(--campaign-petrol);
  background: var(--campaign-petrol);
}

.site-main--home > .home-seriousness-section {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  padding: clamp(68px, 8vw, 104px) 0;
  border-top: 1px solid var(--campaign-line);
  background:
    linear-gradient(180deg, var(--campaign-white), #f8fafb) !important;
}

.home-seriousness-section::before {
  position: absolute;
  top: 90px;
  left: max(-210px, calc((100vw - 1640px) / 2));
  z-index: -1;
  width: 350px;
  height: 350px;
  border: 54px solid rgba(2, 81, 112, 0.045);
  border-radius: 50%;
  content: "";
}

.home-seriousness-header {
  max-width: 850px;
  margin: 0 auto 42px;
  text-align: center;
}

.home-seriousness-header h2 {
  max-width: none;
  margin: 0;
  color: var(--campaign-ink);
  font-size: clamp(2rem, 3.8vw, 3.25rem);
  line-height: 1.08;
}

.home-seriousness-header > p:last-child {
  max-width: 750px;
  margin: 18px auto 0;
  color: var(--campaign-muted);
  font-size: 1.02rem;
  line-height: 1.65;
}

.home-seriousness-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: stretch;
  gap: 20px;
}

.home-seriousness-panel {
  position: relative;
  overflow: hidden;
  padding: clamp(29px, 4vw, 42px);
  border-radius: 20px;
}

.home-seriousness-panel--positive {
  border: 1px solid #dce7ae;
  background:
    linear-gradient(145deg, var(--campaign-white) 42%, var(--campaign-green-pale));
  box-shadow: 0 14px 34px rgba(0, 59, 82, 0.075);
}

.home-seriousness-panel--warning {
  color: var(--campaign-white);
  background:
    linear-gradient(145deg, var(--campaign-petrol), var(--campaign-petrol-dark));
  box-shadow: var(--campaign-shadow);
}

.home-seriousness-panel--warning::after {
  position: absolute;
  right: -100px;
  bottom: -125px;
  width: 270px;
  height: 270px;
  border: 42px solid rgba(255, 255, 255, 0.06);
  border-radius: 50%;
  content: "";
  pointer-events: none;
}

.home-seriousness-panel__label {
  margin: 0 0 9px;
  color: var(--campaign-green-dark);
  font-size: 0.69rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.home-seriousness-panel--warning .home-seriousness-panel__label {
  color: #dceaa3;
}

.home-seriousness-panel h3 {
  margin: 0;
  color: var(--campaign-ink);
  font-size: clamp(1.5rem, 2.35vw, 2rem);
  line-height: 1.2;
}

.home-seriousness-panel--warning h3 {
  color: var(--campaign-white);
}

.home-seriousness-panel ul {
  margin: 27px 0 0;
  padding: 0;
  list-style: none;
}

.site-main--home .home-seriousness-panel li {
  position: relative;
  display: grid;
  margin: 0;
  padding: 0 0 0 34px;
  gap: 4px;
}

.site-main--home .home-seriousness-panel li + li {
  margin-top: 20px;
}

.home-seriousness-panel li::before {
  position: absolute;
  top: 2px;
  left: 0;
  display: grid;
  width: 22px;
  height: 22px;
  place-items: center;
  border-radius: 50%;
  color: var(--campaign-white);
  background: var(--campaign-green);
  content: "✓";
  font-size: 0.72rem;
  font-weight: 700;
}

.home-seriousness-panel--warning li::before {
  color: var(--campaign-petrol-dark);
  background: #dceaa3;
  content: "!";
}

.home-seriousness-panel li strong,
.home-seriousness-panel li span {
  display: block;
}

.home-seriousness-panel li strong {
  color: var(--campaign-ink);
  font-size: 1rem;
}

.home-seriousness-panel li span {
  color: var(--campaign-muted);
  font-size: 0.91rem;
  line-height: 1.55;
}

.home-seriousness-panel--warning li strong {
  color: var(--campaign-white);
}

.home-seriousness-panel--warning li span {
  color: #d8e8ed;
}

.home-seriousness-footer {
  display: grid;
  margin-top: 20px;
  padding: clamp(24px, 3vw, 32px);
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 28px;
  border: 1px solid var(--campaign-line);
  border-left: 5px solid var(--campaign-green);
  border-radius: 16px;
  background: var(--campaign-white);
}

.home-seriousness-footer > p {
  max-width: 690px;
  margin: 0;
  color: var(--campaign-muted);
  line-height: 1.6;
}

.home-seriousness-footer > p strong {
  color: var(--campaign-ink);
}

.home-seriousness-footer__links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 9px;
}

.home-seriousness-footer__links a {
  display: inline-flex;
  min-height: 47px;
  padding: 11px 16px;
  align-items: center;
  justify-content: center;
  gap: 7px;
  border: 1px solid var(--campaign-line);
  border-radius: 9px;
  color: var(--campaign-petrol);
  background: var(--campaign-paper);
  font-size: 0.84rem;
  font-weight: 700;
  line-height: 1.35;
  text-align: center;
  text-decoration: none;
}

.home-seriousness-footer__links a:first-child {
  color: var(--campaign-white);
  border-color: var(--campaign-green);
  background: var(--campaign-green);
}

.home-seriousness-footer__links a:hover,
.home-seriousness-footer__links a:focus-visible {
  color: var(--campaign-white);
  border-color: var(--campaign-petrol);
  background: var(--campaign-petrol);
}

.home-seriousness-legacy-shapes {
  display: none;
}

.site-main--home > .home-faq-section {
  padding: clamp(68px, 8vw, 104px) 0;
  border-top: 1px solid var(--campaign-line);
  background: var(--campaign-paper) !important;
}

.home-faq-header {
  max-width: 850px;
  margin: 0 auto 42px;
  text-align: center;
}

.home-faq-header h2 {
  max-width: none;
  margin: 0;
  color: var(--campaign-ink);
  font-size: clamp(2rem, 3.8vw, 3.25rem);
  line-height: 1.08;
}

.home-faq-header > p:last-child {
  max-width: 720px;
  margin: 18px auto 0;
  color: var(--campaign-muted);
  font-size: 1.02rem;
  line-height: 1.65;
}

.home-faq-columns {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: start;
  gap: 20px;
}

.home-faq-column {
  display: grid;
  gap: 12px;
}

.home-faq-item {
  overflow: hidden;
  border: 1px solid var(--campaign-line);
  border-radius: 14px;
  background: var(--campaign-white);
  box-shadow: 0 10px 26px rgba(0, 59, 82, 0.055);
  transition:
    border-color 180ms ease,
    box-shadow 180ms ease;
}

.home-faq-item[open] {
  border-color: rgba(102, 120, 0, 0.42);
  box-shadow: 0 14px 32px rgba(0, 59, 82, 0.08);
}

.home-faq-item summary {
  position: relative;
  display: flex;
  min-height: 72px;
  padding: 20px 64px 20px 22px;
  align-items: center;
  color: var(--campaign-ink);
  cursor: pointer;
  font-family: var(--site-heading-font);
  font-size: clamp(1rem, 1.35vw, 1.16rem);
  font-weight: 700;
  line-height: 1.35;
  list-style: none;
}

.home-faq-item summary::-webkit-details-marker {
  display: none;
}

.home-faq-item summary::after {
  position: absolute;
  top: 50%;
  right: 20px;
  display: grid;
  width: 32px;
  height: 32px;
  place-items: center;
  border-radius: 50%;
  color: var(--campaign-petrol);
  background: var(--campaign-green-pale);
  content: "+";
  font-family: var(--site-body-font);
  font-size: 1.35rem;
  font-weight: 700;
  line-height: 1;
  transform: translateY(-50%);
  transition:
    color 180ms ease,
    background-color 180ms ease,
    transform 180ms ease;
}

.home-faq-item[open] summary::after {
  color: var(--campaign-white);
  background: var(--campaign-green);
  content: "−";
}

.home-faq-item summary:hover {
  color: var(--campaign-petrol);
}

.home-faq-item summary:focus-visible {
  outline: 3px solid rgba(102, 120, 0, 0.32);
  outline-offset: -3px;
}

.home-faq-answer {
  padding: 0 22px 22px;
}

.home-faq-answer::before {
  display: block;
  height: 1px;
  margin: 0 0 18px;
  background: var(--campaign-line);
  content: "";
}

.home-faq-answer p {
  margin: 0;
  color: var(--campaign-muted);
  font-size: 0.94rem;
  line-height: 1.65;
}

.home-faq-footer {
  display: flex;
  min-height: 88px;
  margin-top: 24px;
  padding: 21px 25px;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  border: 1px solid #dce7ae;
  border-radius: 16px;
  background: var(--campaign-green-pale);
}

.home-faq-footer > p {
  margin: 0;
  color: var(--campaign-ink);
  font-family: var(--site-heading-font);
  font-size: 1.04rem;
  font-weight: 700;
}

.home-faq-footer > div {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 9px;
}

.home-faq-footer a {
  display: inline-flex;
  min-height: 45px;
  padding: 10px 15px;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(102, 120, 0, 0.3);
  border-radius: 9px;
  color: var(--campaign-green-dark);
  background: var(--campaign-white);
  font-size: 0.84rem;
  font-weight: 700;
  text-decoration: none;
}

.home-faq-footer a:first-child {
  color: var(--campaign-white);
  border-color: var(--campaign-green);
  background: var(--campaign-green);
}

.home-faq-footer a:hover,
.home-faq-footer a:focus-visible {
  color: var(--campaign-white);
  border-color: var(--campaign-petrol);
  background: var(--campaign-petrol);
}

.site-main--home > .home-knowledge-section {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  padding: clamp(68px, 8vw, 104px) 0;
  border-top: 1px solid var(--campaign-line);
  background: var(--campaign-white) !important;
}

.home-knowledge-section::after {
  position: absolute;
  right: max(-205px, calc((100vw - 1600px) / 2));
  bottom: 110px;
  z-index: -1;
  width: 340px;
  height: 340px;
  border: 52px solid rgba(102, 120, 0, 0.05);
  border-radius: 50%;
  content: "";
}

.home-knowledge-header {
  max-width: 850px;
  margin: 0 0 42px;
}

.home-knowledge-header h2 {
  max-width: 820px;
  margin: 0;
  color: var(--campaign-ink);
  font-size: clamp(2rem, 3.8vw, 3.25rem);
  line-height: 1.08;
}

.home-knowledge-header > p:last-child {
  max-width: 750px;
  margin: 18px 0 0;
  color: var(--campaign-muted);
  font-size: 1.02rem;
  line-height: 1.65;
}

.home-knowledge-layout {
  display: grid;
  grid-template-columns: minmax(300px, 0.76fr) minmax(0, 1.24fr);
  align-items: stretch;
  gap: 20px;
}

.home-knowledge-feature {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: flex;
  min-width: 0;
  padding: clamp(31px, 4vw, 46px);
  flex-direction: column;
  border-radius: 22px;
  color: var(--campaign-white);
  background:
    linear-gradient(145deg, var(--campaign-petrol), var(--campaign-petrol-dark));
  box-shadow: var(--campaign-shadow);
}

.home-knowledge-feature::after {
  position: absolute;
  right: -105px;
  bottom: -120px;
  z-index: -1;
  width: 275px;
  height: 275px;
  border: 43px solid rgba(255, 255, 255, 0.065);
  border-radius: 50%;
  content: "";
}

.home-knowledge-category {
  margin: 0 0 9px;
  color: var(--campaign-green-dark);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.home-knowledge-feature .home-knowledge-category {
  color: #dceaa3;
}

.home-knowledge-feature h3 {
  margin: 0;
  color: var(--campaign-white);
  font-size: clamp(1.65rem, 2.7vw, 2.3rem);
  line-height: 1.15;
}

.home-knowledge-feature > p:not(.home-knowledge-category) {
  margin: 20px 0 0;
  color: #d8e8ed;
  line-height: 1.65;
}

.home-knowledge-feature > a {
  display: inline-flex;
  width: fit-content;
  min-height: 52px;
  margin-top: auto;
  padding: 14px 20px;
  align-items: center;
  justify-content: center;
  gap: 11px;
  border-radius: 9px;
  color: var(--campaign-white);
  background: var(--campaign-green);
  box-shadow: 0 10px 24px rgba(68, 82, 0, 0.28);
  font-weight: 700;
  text-decoration: none;
}

.home-knowledge-feature > a:hover,
.home-knowledge-feature > a:focus-visible {
  color: var(--campaign-white);
  background: var(--campaign-green-dark);
  transform: translateY(-1px);
}

.home-knowledge-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.home-knowledge-card {
  display: flex;
  min-width: 0;
  padding: 24px 22px;
  flex-direction: column;
  border: 1px solid var(--campaign-line);
  border-radius: 16px;
  background:
    linear-gradient(145deg, var(--campaign-white), var(--campaign-paper));
  box-shadow: 0 10px 28px rgba(0, 59, 82, 0.055);
}

.home-knowledge-card h3 {
  margin: 0;
  color: var(--campaign-ink);
  font-size: clamp(1.08rem, 1.45vw, 1.3rem);
  line-height: 1.27;
}

.home-knowledge-card > p:not(.home-knowledge-category) {
  margin: 11px 0 18px;
  color: var(--campaign-muted);
  font-size: 0.9rem;
  line-height: 1.55;
}

.home-knowledge-card > a {
  display: inline-flex;
  width: fit-content;
  margin-top: auto;
  align-items: center;
  gap: 8px;
  color: var(--campaign-petrol);
  font-size: 0.86rem;
  font-weight: 700;
  text-decoration: none;
}

.home-knowledge-card > a:hover,
.home-knowledge-card > a:focus-visible {
  color: var(--campaign-green-dark);
  text-decoration: underline;
  text-underline-offset: 4px;
}

.home-knowledge-topics {
  display: flex;
  margin-top: 24px;
  padding: 20px 22px;
  flex-wrap: wrap;
  align-items: center;
  gap: 9px;
  border: 1px solid var(--campaign-line);
  border-radius: 15px;
  background: var(--campaign-paper);
}

.home-knowledge-topics > span {
  margin-right: 3px;
  color: var(--campaign-muted);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.home-knowledge-topics a {
  display: inline-flex;
  min-height: 40px;
  padding: 8px 13px;
  align-items: center;
  border: 1px solid var(--campaign-line);
  border-radius: 999px;
  color: var(--campaign-petrol);
  background: var(--campaign-white);
  font-size: 0.82rem;
  font-weight: 700;
  text-decoration: none;
}

.home-knowledge-topics a:hover,
.home-knowledge-topics a:focus-visible {
  color: var(--campaign-white);
  border-color: var(--campaign-petrol);
  background: var(--campaign-petrol);
}

.site-main--home > .home-final-section {
  padding: clamp(54px, 7vw, 88px) 0;
  border-top: 1px solid var(--campaign-line);
  background: var(--campaign-paper) !important;
}

.home-editorial-note {
  padding: 20px 0;
  border-top: 1px solid var(--campaign-line);
  background: var(--campaign-white);
}

.home-editorial-note p {
  margin: 0;
  color: var(--campaign-muted);
  font-size: 0.8rem;
  line-height: 1.65;
  text-align: center;
}

.home-editorial-note strong {
  color: var(--campaign-ink);
}

.home-editorial-note span {
  margin: 0 5px;
  color: var(--campaign-line);
}

.home-editorial-note a {
  color: var(--campaign-petrol);
  font-weight: 700;
  text-underline-offset: 3px;
}

.home-editorial-note a:hover,
.home-editorial-note a:focus-visible {
  color: var(--campaign-green-dark);
}

.home-final-panel {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: grid;
  padding: clamp(34px, 5vw, 58px);
  grid-template-columns: minmax(0, 1fr) minmax(250px, 0.38fr);
  align-items: center;
  gap: clamp(30px, 5vw, 68px);
  border-radius: 22px;
  color: var(--campaign-white);
  background:
    linear-gradient(135deg, var(--campaign-petrol), var(--campaign-petrol-dark));
  box-shadow: var(--campaign-shadow);
}

.home-final-panel::after {
  position: absolute;
  right: -115px;
  bottom: -155px;
  z-index: -1;
  width: 335px;
  height: 335px;
  border: 52px solid rgba(255, 255, 255, 0.06);
  border-radius: 50%;
  content: "";
}

.home-final-eyebrow {
  margin: 0 0 12px;
  color: #dceaa3;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.home-final-copy h2 {
  max-width: 760px;
  margin: 0;
  color: var(--campaign-white);
  font-size: clamp(2rem, 3.7vw, 3.15rem);
  line-height: 1.08;
}

.home-final-copy > p:not(.home-final-eyebrow) {
  max-width: 690px;
  margin: 18px 0 0;
  color: #d8e8ed;
  line-height: 1.65;
}

.home-final-copy ul {
  display: flex;
  margin: 25px 0 0;
  padding: 0;
  flex-wrap: wrap;
  gap: 10px;
  list-style: none;
}

.site-main--home .home-final-copy li {
  position: relative;
  margin: 0;
  padding: 9px 13px 9px 33px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 999px;
  color: #e5eef1;
  font-size: 0.82rem;
  font-weight: 700;
}

.home-final-copy li::before {
  position: absolute;
  top: 50%;
  left: 13px;
  width: 11px;
  height: 7px;
  border-bottom: 2px solid #c8d878;
  border-left: 2px solid #c8d878;
  content: "";
  transform: translateY(-68%) rotate(-45deg);
}

.home-final-actions {
  display: grid;
  gap: 11px;
}

.home-final-actions > a {
  display: inline-flex;
  min-height: 54px;
  padding: 13px 18px;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: 9px;
  color: var(--campaign-white);
  font-weight: 700;
  text-align: center;
  text-decoration: none;
}

.home-final-actions__primary {
  border-color: var(--campaign-green) !important;
  background: var(--campaign-green);
  box-shadow: 0 10px 24px rgba(68, 82, 0, 0.28);
}

.home-final-actions > a:hover,
.home-final-actions > a:focus-visible {
  color: var(--campaign-white);
  border-color: var(--campaign-green-dark);
  background: var(--campaign-green-dark);
  transform: translateY(-1px);
}

.home-final-actions > p {
  margin: 3px 0 0;
  color: #bcd0d8;
  font-size: 0.76rem;
  line-height: 1.5;
  text-align: center;
}

.site-main--home > .home-process-section {
  padding: clamp(68px, 8vw, 104px) 0;
  border-top: 1px solid var(--campaign-line);
  background: var(--campaign-paper) !important;
}

.home-process-header {
  max-width: 820px;
  margin: 0 auto 44px;
  text-align: center;
}

.home-process-header h2 {
  max-width: none;
  margin: 0;
  color: var(--campaign-ink);
  font-size: clamp(2rem, 3.8vw, 3.25rem);
  line-height: 1.08;
}

.home-process-intro {
  max-width: 720px;
  margin: 18px auto 0;
  color: var(--campaign-muted);
  font-size: 1.02rem;
  line-height: 1.65;
}

.home-process-badges {
  display: flex;
  margin: 24px 0 0;
  padding: 0;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
  list-style: none;
}

.site-main--home .home-process-badges > li {
  position: relative;
  margin: 0;
  padding: 9px 14px 9px 34px;
  border: 1px solid #dce7ae;
  border-radius: 999px;
  color: var(--campaign-green-dark);
  background: var(--campaign-green-pale);
  font-size: 0.84rem;
  font-weight: 700;
  line-height: 1.25;
}

.home-process-badges > li::before {
  position: absolute;
  top: 50%;
  left: 14px;
  width: 12px;
  height: 7px;
  border-bottom: 2px solid var(--campaign-green);
  border-left: 2px solid var(--campaign-green);
  content: "";
  transform: translateY(-65%) rotate(-45deg);
}

.home-process-grid {
  position: relative;
  display: grid;
  margin: 0;
  padding: 0;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
  list-style: none;
}

.home-process-grid::before {
  position: absolute;
  top: 24px;
  right: 10%;
  left: 10%;
  height: 2px;
  background: linear-gradient(
    90deg,
    rgba(102, 120, 0, 0.24),
    rgba(2, 81, 112, 0.46),
    rgba(102, 120, 0, 0.24)
  );
  content: "";
}

.site-main--home .home-process-grid > li {
  position: relative;
  z-index: 1;
  display: flex;
  min-width: 0;
  margin: 0;
  flex-direction: column;
}

.home-process-number {
  display: grid;
  width: 50px;
  height: 50px;
  margin: 0 auto;
  place-items: center;
  border: 5px solid var(--campaign-paper);
  border-radius: 50%;
  color: var(--campaign-white);
  background: var(--campaign-petrol);
  box-shadow: 0 8px 18px rgba(0, 59, 82, 0.2);
  font-family: var(--site-heading-font);
  font-size: 0.82rem;
  font-weight: 700;
}

.home-process-card {
  margin-top: 18px;
  padding: 25px 21px;
  flex: 1;
  border: 1px solid var(--campaign-line);
  border-radius: 18px;
  background: var(--campaign-white);
  box-shadow: 0 14px 34px rgba(0, 59, 82, 0.08);
  text-align: center;
}

.home-process-card h3 {
  margin: 0 0 11px;
  color: var(--campaign-ink);
  font-size: clamp(1.1rem, 1.45vw, 1.32rem);
  line-height: 1.25;
}

.home-process-card p {
  margin: 0;
  color: var(--campaign-muted);
  font-size: 0.92rem;
  line-height: 1.58;
}

.home-content-nav {
  position: sticky;
  top: 78px;
  z-index: 20;
  border-top: 1px solid var(--campaign-line);
  border-bottom: 1px solid var(--campaign-line);
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 8px 24px rgba(0, 59, 82, 0.055);
}

.home-content-nav__inner {
  display: flex;
  min-height: 58px;
  align-items: center;
  gap: 15px;
}

.home-content-nav strong {
  flex: 0 0 auto;
  color: var(--campaign-muted);
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.home-content-nav ul {
  display: flex;
  min-width: 0;
  margin: 0;
  padding: 7px 0;
  gap: 5px;
  overflow-x: auto;
  list-style: none;
  scrollbar-width: none;
}

.home-content-nav ul::-webkit-scrollbar {
  display: none;
}

.home-content-nav li {
  flex: 0 0 auto;
}

.home-content-nav a {
  display: block;
  padding: 7px 11px;
  border-radius: 999px;
  color: var(--campaign-ink);
  background: var(--campaign-paper);
  font-size: 0.78rem;
  font-weight: 700;
  text-decoration: none;
  white-space: nowrap;
}

.home-content-segment {
  padding: clamp(58px, 8vw, 96px) 0;
  scroll-margin-top: 142px;
}

.home-content-segment--soft {
  background: var(--campaign-paper);
}

.home-content-segment__inner {
  max-width: 980px;
}

.home-content-segment h2 {
  max-width: 980px;
  margin: 0 0 20px;
  padding: 0;
  border: 0;
}

.home-content-segment p {
  max-width: 980px;
}

@media (max-width: 1080px) {
  .home-expectations-grid {
    grid-template-columns: 1fr;
  }

  .home-expectations-intro {
    min-height: 0;
  }

  .home-expectations-intro__link {
    margin-top: 22px;
  }

  .home-assessment-grid {
    grid-template-columns: 1fr;
  }

  .home-assessment-copy,
  .home-assessment-card {
    max-width: 780px;
  }

  .home-credit-types__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .home-credit-types__grid > li:last-child {
    grid-column: 1 / -1;
  }

  .home-credit-types__grid > li:last-child .home-credit-card {
    min-height: 230px;
  }

  .home-site-header__nav {
    display: none;
  }

  .home-site-header__cta {
    margin-left: auto;
  }

  .home-reference-hero__grid {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .home-reference-hero__copy,
  .home-calculator-column {
    max-width: 780px;
  }
}

@media (max-width: 1080px) and (min-width: 701px) {
  .home-requirements-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .home-requirements-note {
    grid-template-columns: minmax(0, 1fr);
  }

  .home-requirements-note__links {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .home-decision-layout {
    grid-template-columns: minmax(0, 1fr);
  }

  .home-decision-primary > a {
    margin-top: 30px;
  }

  .home-decision-side {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .home-decision-distinction {
    grid-template-columns: minmax(0, 1fr);
  }

  .home-decision-distinction__links {
    justify-content: flex-start;
  }

  .home-seriousness-footer {
    grid-template-columns: minmax(0, 1fr);
  }

  .home-seriousness-footer__links {
    justify-content: flex-start;
  }

  .home-faq-footer {
    align-items: flex-start;
    flex-direction: column;
  }

  .home-faq-footer > div {
    justify-content: flex-start;
  }

  .home-knowledge-layout {
    grid-template-columns: minmax(0, 1fr);
  }

  .home-knowledge-feature > a {
    margin-top: 28px;
  }

  .home-knowledge-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .home-final-panel {
    grid-template-columns: minmax(0, 1fr);
  }

  .home-process-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 22px;
  }

  .home-process-grid::before {
    display: none;
  }
}

@media (max-width: 700px) {
  .site-main--home > .home-expectations-section {
    padding: 58px 0;
  }

  .home-expectations-grid {
    gap: 18px;
  }

  .site-main--home > .home-requirements-section {
    padding: 58px 0;
  }

  .home-requirements-section::before {
    top: 32px;
    right: -235px;
  }

  .home-requirements-header {
    margin-bottom: 32px;
    text-align: left;
  }

  .home-requirements-header > p:last-child {
    margin-left: 0;
  }

  .home-requirements-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 14px;
  }

  .home-requirement-card {
    padding: 24px 21px 22px;
    border-radius: 14px;
  }

  .home-requirements-note {
    margin-top: 18px;
    padding: 26px 22px;
    grid-template-columns: minmax(0, 1fr);
    gap: 23px;
    border-radius: 14px;
  }

  .site-main--home > .home-decision-section {
    padding: 58px 0;
  }

  .home-decision-header {
    margin-bottom: 32px;
  }

  .home-decision-layout,
  .home-decision-side {
    grid-template-columns: minmax(0, 1fr);
    gap: 14px;
  }

  .home-decision-primary {
    padding: 30px 22px;
    border-radius: 14px;
  }

  .home-decision-primary > a {
    width: 100%;
    margin-top: 28px;
  }

  .home-decision-card {
    padding: 24px 21px;
    border-radius: 14px;
  }

  .home-decision-distinction {
    margin-top: 14px;
    padding: 24px 20px;
    grid-template-columns: minmax(0, 1fr);
    gap: 20px;
    border-radius: 14px;
  }

  .home-decision-distinction__links {
    display: grid;
    grid-template-columns: minmax(0, 1fr);
  }

  .home-decision-distinction__links a {
    justify-content: center;
  }

  .site-main--home > .home-seriousness-section {
    padding: 58px 0;
  }

  .home-seriousness-section::before {
    top: 36px;
    left: -265px;
  }

  .home-seriousness-header {
    margin-bottom: 32px;
    text-align: left;
  }

  .home-seriousness-header > p:last-child {
    margin-left: 0;
  }

  .home-seriousness-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 14px;
  }

  .home-seriousness-panel {
    padding: 27px 21px;
    border-radius: 14px;
  }

  .home-seriousness-footer {
    margin-top: 14px;
    padding: 24px 20px;
    grid-template-columns: minmax(0, 1fr);
    gap: 20px;
    border-radius: 14px;
  }

  .home-seriousness-footer__links {
    display: grid;
    grid-template-columns: minmax(0, 1fr);
  }

  .site-main--home > .home-faq-section {
    padding: 58px 0;
  }

  .home-faq-header {
    margin-bottom: 32px;
    text-align: left;
  }

  .home-faq-header > p:last-child {
    margin-left: 0;
  }

  .home-faq-columns {
    grid-template-columns: minmax(0, 1fr);
    gap: 12px;
  }

  .home-faq-item {
    border-radius: 13px;
  }

  .home-faq-item summary {
    min-height: 66px;
    padding: 18px 58px 18px 18px;
  }

  .home-faq-item summary::after {
    right: 16px;
    width: 30px;
    height: 30px;
  }

  .home-faq-answer {
    padding: 0 18px 19px;
  }

  .home-faq-footer {
    margin-top: 18px;
    padding: 22px 18px;
    align-items: stretch;
    border-radius: 13px;
  }

  .home-faq-footer > div {
    display: grid;
    grid-template-columns: minmax(0, 1fr);
  }

  .site-main--home > .home-knowledge-section {
    padding: 58px 0;
  }

  .home-knowledge-header {
    margin-bottom: 32px;
  }

  .home-knowledge-layout,
  .home-knowledge-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 14px;
  }

  .home-knowledge-feature {
    padding: 30px 22px;
    border-radius: 14px;
  }

  .home-knowledge-feature > a {
    width: 100%;
  }

  .home-knowledge-card {
    padding: 23px 20px;
    border-radius: 14px;
  }

  .home-knowledge-topics {
    margin-top: 18px;
    padding: 18px;
    align-items: stretch;
    border-radius: 13px;
  }

  .home-knowledge-topics > span {
    width: 100%;
  }

  .home-knowledge-topics a {
    justify-content: center;
  }

  .site-main--home > .home-final-section {
    padding: 42px 0 58px;
  }

  .home-final-panel {
    padding: 30px 22px;
    grid-template-columns: minmax(0, 1fr);
    gap: 28px;
    border-radius: 14px;
  }

  .home-final-copy ul {
    display: grid;
    grid-template-columns: minmax(0, 1fr);
  }

  .site-main--home .home-final-copy li {
    border-radius: 10px;
  }

  .site-main--home > .home-process-section {
    padding: 58px 0;
  }

  .home-process-header {
    margin-bottom: 34px;
    text-align: left;
  }

  .home-process-intro {
    margin-left: 0;
  }

  .home-process-badges {
    justify-content: flex-start;
  }

  .home-process-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 18px;
  }

  .home-process-grid::before {
    top: 25px;
    right: auto;
    bottom: 25px;
    left: 24px;
    width: 2px;
    height: auto;
  }

  .site-main--home .home-process-grid > li {
    display: grid;
    grid-template-columns: 50px minmax(0, 1fr);
    align-items: start;
    gap: 14px;
  }

  .home-process-number {
    margin: 0;
    border-width: 4px;
  }

  .home-process-card {
    margin-top: 0;
    padding: 22px 20px;
    text-align: left;
  }

  .home-expectations-intro {
    padding: 30px 24px;
    border-radius: 14px;
  }

  .home-expectations-intro h2 {
    font-size: clamp(2rem, 9vw, 2.6rem);
  }

  .home-expectation-card {
    grid-template-columns: 42px minmax(0, 1fr);
    gap: 15px;
    padding: 23px 20px;
    border-radius: 14px;
  }

  .home-expectation-card__symbol {
    width: 40px;
    height: 40px;
    border-radius: 11px;
    font-size: 1rem;
  }

  .site-main--home > .home-assessment-section {
    padding: 58px 0;
  }

  .home-assessment-section::before {
    right: -180px;
  }

  .home-assessment-section::after {
    left: -210px;
  }

  .home-assessment-grid {
    gap: 32px;
  }

  .home-assessment-copy h2 {
    font-size: clamp(2rem, 9vw, 2.65rem);
  }

  .home-assessment-lead {
    font-size: 1.03rem;
  }

  .home-assessment-card {
    padding: 26px 22px;
    border-radius: 14px;
  }

  .home-trust-section {
    padding: 22px 0 18px;
  }

  .home-trust-caption {
    max-width: 300px;
    margin-right: auto;
    margin-left: auto;
    line-height: 1.45;
  }

  .home-trust-logos {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 17px 8px;
  }

  .home-trust-logos a {
    min-width: 0;
    min-height: 50px;
    padding: 4px;
  }

  .home-trust-logos img {
    max-width: 130px;
    height: 42px;
  }

  .home-proof-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 22px 0;
  }

  .home-proof-grid > div:nth-child(2) {
    border-right: 0;
  }

  .home-proof-grid strong {
    font-size: 1.25rem;
  }

  .home-credit-types__header {
    margin-bottom: 28px;
    text-align: left;
  }

  .home-credit-types__header > p:last-child {
    margin-left: 0;
  }

  .home-credit-types__grid {
    grid-template-columns: 1fr;
    gap: 13px;
  }

  .home-credit-types__grid > li:last-child {
    grid-column: auto;
  }

  .home-credit-card,
  .home-credit-types__grid > li:last-child .home-credit-card {
    min-height: 0;
    padding: 22px 20px 20px;
    border-radius: 14px;
  }

  .home-credit-card__category {
    margin-bottom: 12px;
  }

  .home-credit-card p {
    margin-bottom: 18px;
  }

  .home-site-header,
  .home-site-header__inner {
    min-height: 67px;
  }

  .home-site-header__inner {
    gap: 12px;
  }

  .home-site-header__brand img {
    width: 145px;
  }

  .home-site-header__cta {
    display: none;
  }

  .home-site-header__trust {
    display: flex;
  }

  .home-reference-hero {
    padding-top: 34px;
  }

  .home-reference-hero__copy h1 {
    font-size: clamp(2.45rem, 12vw, 3.65rem);
  }

  .home-reference-hero__lead {
    margin-top: 20px;
  }

  .home-reference-benefits {
    display: none;
  }

  .home-calculator-grid {
    grid-template-columns: 1fr;
  }

  .home-lead-card {
    padding: 22px 18px;
    border-radius: 14px;
  }

  .home-calculator-column .legal-example--inline {
    padding: 14px 16px;
    background: rgba(255, 255, 255, 0.86);
    font-size: 0.68rem;
  }

  .home-lead-card::before {
    display: none;
  }

  .home-lead-card__heading {
    display: block;
  }

  .home-free-badge {
    display: inline-block;
    margin-top: 12px;
  }

  .home-content-nav {
    top: 67px;
  }

  .home-content-nav__inner {
    display: block;
    min-height: auto;
    padding-top: 8px;
  }

  .home-content-nav strong {
    display: block;
  }

  .home-content-segment {
    padding: 52px 0;
  }
}

@media (max-width: 520px) {
  #kreditarten::before,
  #ablauf::before {
    right: -170px;
  }

  #kreditarten::after,
  #ablauf::after {
    left: -190px;
  }
}

@media (max-width: 430px) {
  .home-site-header__trust strong {
    max-width: 86px;
    line-height: 1.15;
  }

  .home-reference-hero__copy h1 {
    font-size: clamp(2.35rem, 12vw, 3.2rem);
  }
}